Electric companies in Story County, Iowa
Story County, IA ranks 4 of 99 Iowa counties for winter weather risk, FEMA score 90.2. Story County in Iowa has 98,592 residents and 4 utilities listed by EIA, with home prices of 12.10 to 17.90 cents per kWh.
Story County on the map
Story County darker: more storm events
Outage risk in Story County
Story County, IA, NWS storm events 2015 to 2025: 130 in all, 131.9 per 100,000 residents of 98,592, rank 14 of 99 Iowa counties. Property damage in Story County, IA: $4.4M, with 2 direct injuries or deaths.
Events by year in Story County, IA
events a year, Story County, IA
- 10'15
- 12'16
- 9'17
- 24'18
- 16'19
- 8'20
- 11'21
- 14'22
- 5'23
- 9'24
- 12'25
Events by type
| Story County, IA | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Story County, IA, thunderstorm and high wind | Relatively Moderate | 69.9 | 32 of 99 | 92 | 2018 (17) | $971K |
| Story County, IA, tornado | Relatively High | 91.3 | 8 of 99 | 11 | 2018 (4) | $3.4M |
| Story County, IA, hurricane and tropical storm | Very Low | 14.4 | 22 of 82 | 0 | none | $0 |
| Story County, IA, ice storm | Relatively Moderate | 64.2 | 17 of 99 | 2 | 2017 (1) | $0 |
| Story County, IA, winter storm and heavy snow | Relatively High | 90.2 | 4 of 99 | 23 | 2015 (5) | $50K |
| Story County, IA, heat wave | Very Low | 13.0 | 85 of 99 | 2 | 2016 (1) | $0 |
Electric utilities in Story County
| Utility listed for Story County, IA | Type | Home price ¢/kWh | Yearly bill at 832 kWh | Share of Story County, IA median income of $69,006 |
|---|---|---|---|---|
| City of Ames in Story County, IA | Municipal | 12.10 | $1,208 | 1.75% |
| Midland Power Coop in Story County, IA | Cooperative | 13.60 | $1,358 | 1.97% |
| Consumers Energy Coop in Story County, IA | Cooperative | 15.00 | $1,498 | 2.17% |
| Interstate Power and Light Co in Story County, IA | Investor Owned | 17.90 | $1,788 | 2.59% |
Prices are statewide utility averages, not a county price.
Facts about Story County
- Residents of Story County, IA, ACS 2023
- 98,5929 of 99 Iowa counties
- Households in Story County, IA
- 38,7082.55 people each
- Owner-occupied homes in Story County, IA
- 56.0%21,668 owner and 17,040 renter households
- Median household income in Story County, IA
- $69,00647 of 99 Iowa counties
- Housing units in Story County, IA
- 41,6422,934 vacant or seasonal, 7.0% of the units
- Homes heated by electricity in Story County, IA
- 28.4%10,999 homes, 18 of 99 Iowa counties
- Utilities listed for Story County, IA
- 44 with a home price: City of Ames, Midland Power Coop, Consumers Energy Coop
- Lowest home price in Story County, IA
- 12.10 ¢/kWhCity of Ames, 32.4% below the highest
- Highest home price in Story County, IA
- 17.90 ¢/kWhInterstate Power and Light Co
- Monthly bill gap in Story County, IA
- $48between the two at 832 kWh, $580 a year, 0.84% of the Story County, IA median income
- ZIP areas touching Story County, IA
- 1850010 to 50278
- Outage-linked storm events in Story County, IA
- 130NWS storm events, 2015 to 2025
- Homes built before 1980 in Story County, IA
- 47.5%median year built 1983
- Flood claims in Story County, IA
- 11NFIP 2015 to 2025, $58K paid
- Home energy burden in Story County, IA
- 2.4%$1,156 a year on electricity (DOE LEAD)
Housing and heating in Story County
Story County, IA: 19,786 of 41,642 homes were built before 1980 and 12,793 in 2000 or later. Story County, IA has 21,893 detached houses, 12,916 homes in 5+ unit buildings, 1,546 mobile homes, and 17,040 of 38,708 households rent.
Age of homes in Story County, IA
% of homes by decade built, Story County, IA
- 15pre-40
- 340s
- 750s
- 1060s
- 1470s
- 880s
- 1490s
- 1500s
- 1410s
- 120+
Heating fuel in Story County, IA
| Story County, IA | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Story County, IA, median year built | 1983 | 1962 | +21 years | 4 of 99 |
| Story County, IA, built before 1980 | 47.5% | 72.5% | -25.0 points | 96 of 99 |
| Story County, IA, built 2000 or later | 30.7% | 12.8% | +18.0 points | 4 of 99 |
| Story County, IA, detached houses | 52.6% | 82.1% | -29.5 points | 98 of 99 |
| Story County, IA, apartments in 5+ unit buildings | 31.0% | 6.5% | +24.6 points | 1 of 99 |
| Story County, IA, mobile homes | 3.7% | 3.3% | +0.4 points | 39 of 99 |
| Story County, IA, renter households | 44.0% | 23.6% | +20.4 points | 1 of 99 |
| Story County, IA, median home value | $243,600 | $148,600 | +$95,000 | 6 of 99 |
| Story County, IA, median gross rent a month | $1,019 | $800 | +$219 | 4 of 99 |
| Story County, IA, people per household | 2.23 | 2.35 | -0.12 | 81 of 99 |
Cost of living with electricity in Story County
Story County, IA: electricity $1,156 a year per home (DOE LEAD), all home energy $1,919, 2.4% of $81,077 income. 38,412 households in Story County, IA spend about $44.4 million a year on electricity and $73.7 million on all home energy. Lower-income homes in Story County, IA ($15,789 a year) spend 6.9% of income, 2.9 times the all-home figure.
Energy burden in Story County, IA
| Story County, IA | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Story County, IA, all households | 38,412 | $81,077 | $1,156 | $747 | $16 | 2.4% |
| Story County, IA, lower income | 11,679 | $15,789 | $713 | $369 | $5 | 6.9% |
| Story County, IA, owners | 21,395 | $116,325 | $1,611 | $1,125 | $29 | 2.4% |
| Story County, IA, renters | 17,017 | $36,761 | $584 | $272 | $1 | 2.3% |
Flood claims and flood insurance in Story County
Story County, IA: 11 NFIP flood claims in 2015 to 2025, $58K paid, median paid claim $2,888.
95 of 34,139 residential structures in Story County, IA carry an NFIP contract. 151 NFIP policies of any type were in force in Story County, IA on 8 Sep 2026. Story County, IA lists 32 repetitive-loss properties, 7 of them severe repetitive loss.
Story County, IA: claims history, not an outage count.
| Story County, IA | Value | Median county | Rank |
|---|---|---|---|
| Story County, IA, claims 2015-2025 | 11 | — | 34 of 47 |
| Story County, IA, paid 2015-2025 | $58K | — | 44 of 47 |
| Story County, IA, median paid claim | $2,888 | — | — |
| Story County, IA, claims per 1,000 homes | 0.3 | 1.9 | 45 of 47 |
| Story County, IA, homes with flood insurance | 0.3% | 0.3% | 46 of 88 |
| Story County, IA, policies in force | 151 | — | — |
| Story County, IA, repetitive-loss properties | 32 | — | — |
Story County, IA: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Story County: flood claims by state, flood hub.
Analyst note on Story County
Story County, IA counts 98,592 residents in 38,708 households. Story County, IA touches 18 ZIP areas, 50010 to 50278, about 5,477 residents each. 10,999 of the 38,708 homes in Story County, IA heat with electricity.
Household income in Story County, IA is $69,006; 21,668 of its 38,708 households own. Story County, IA has 41,642 housing units, 2,934 (7.0%) vacant or seasonal, and 17,040 rented homes. Story County, IA logged 130 storm events for its 98,592 residents.
The median home in Story County, IA dates from 1983. Homes in Story County, IA pay $1,156 a year for electricity. Story County, IA home prices run City of Ames to Interstate Power and Light Co, $48 a month apart at 832 kWh.
Bill and heat pump calculator, Story County
Compare Story County with its neighbours
- Boone County sits 19 miles west of Story County, IA with 26,669 residents, 82 storm events, median home built 1957, energy burden 3.4%, income $79,741.
- Polk County sits 29 miles south of Story County, IA with 497,441 residents, 258 storm events, median home built 1981, energy burden 1.7%, income $81,621.
- Hamilton County sits 29 miles northwest of Story County, IA with 14,893 residents, 78 storm events, median home built 1955, energy burden 4.6%, income $71,750.
- Hardin County sits 31 miles northeast of Story County, IA with 16,729 residents, 108 storm events, median home built 1954, energy burden 4.4%, income $64,906.
- Marshall County sits 26 miles east of Story County, IA with 39,971 residents, 104 storm events, median home built 1958, energy burden 3.9%, income $72,785.
Cities in Story County
- Ames electricity rates66,112 residents
ZIP codes in Story County
- 50010
- 50012
- 50013
- 50014
- 50046
- 50055
- 50056
- 50105
- 50124
- 50134
- 50154
- 50161
- 50201
- 50236
- 50243
- 50244
- 50248
- 50278
Iowa: home prices since 2001, planned plants.
Questions on Story County
Story County, IA: what do homes pay for electricity?
Story County, IA homes paid 12.10 to 17.90 cents per kWh in 2024 across 4 listed utilities: $101 to $149 a month at 832 kWh, 1.75% to 2.59% of Story County, IA income.
Story County, IA: how many homes heat with electricity?
Story County, IA: 10,999 of 38,708 occupied homes, 28.4%, rank 18 of 99.
Story County, IA: median household income?
$69,006 in Story County, IA, rank 47 of 99; 98,592 residents, 38,708 households.
Story County, IA: outage-linked storms since 2015?
Story County, IA: 130 NWS events, peak year 2018.
Story County, IA: flood insurance claims since 2015?
Story County, IA: 11 NFIP flood claims, $58K paid, 0.3 per 1,000 homes, 0.3% of homes insured.
How old are the homes in Story County, IA?
Story County, IA: median home built 1983; 47.5% predate 1980, 52.6% detached, 31.0% in 5+ unit buildings.
Story County, IA: share of income for energy?
Story County, IA homes spend $1,156 a year on electricity, $1,919 on all energy: 2.4% of $81,077; 6.9% for lower incomes.