Solar payback by state
At $3.00 a watt and full retail credit for the output, simple payback runs from 4.3 years in Hawaii to 21.6 in Washington; the median state is 13.5. Sun and price pull in different directions: across the states the correlation of output and home price is r = -0.07, so the sunniest state is not the one with the fastest payback.
Find your state
Pick a state to see where it ranks.
- 4.3 yr to 10.7 yr
- 10.7 yr to 12.7 yr
- 12.7 yr to 14.5 yr
- 14.5 yr to 16.2 yr
- 16.2 yr to 21.6 yr
Darker = longer payback. Click a state for its payback page.
All 51 states, shortest payback first
The table, sortable, with CSV
| 1 | Hawaii | 1,714 | 40.59 | 3.6 | 4.3 | 5.0 | 220.5 | 0.628 |
|---|---|---|---|---|---|---|---|---|
| 2 | California | 1,687 | 32.54 | 4.6 | 5.5 | 6.4 | 147.7 | 0.178 |
| 3 | Massachusetts | 1,277 | 30.48 | 6.4 | 7.7 | 9.0 | 64.9 | 0.373 |
| 4 | Rhode Island | 1,295 | 29.46 | 6.6 | 7.9 | 9.2 | 37.9 | 0.381 |
| 5 | Connecticut | 1,282 | 29.38 | 6.6 | 8.0 | 9.3 | 66.9 | 0.244 |
| 6 | Maine | 1,267 | 27.78 | 7.1 | 8.5 | 9.9 | 20.6 | 0.141 |
| 7 | New York | 1,273 | 26.39 | 7.4 | 8.9 | 10.4 | 30.7 | 0.211 |
| 8 | New Hampshire | 1,258 | 24.56 | 8.1 | 9.7 | 11.3 | 34.6 | 0.124 |
| 9 | District of Columbia | 1,392 | 21.94 | 8.2 | 9.8 | 11.5 | No data | 0.179 |
| 10 | New Jersey | 1,324 | 22.63 | 8.3 | 10.0 | 11.7 | 54.0 | 0.212 |
| 11 | Vermont | 1,225 | 22.92 | 8.9 | 10.7 | 12.5 | 29.2 | 0.019 |
| 12 | Maryland | 1,388 | 19.48 | 9.2 | 11.1 | 12.9 | 44.1 | 0.236 |
| 13 | New Mexico | 1,784 | 15.08 | 9.3 | 11.2 | 13.0 | 53.6 | 0.349 |
| 14 | Arizona | 1,750 | 15.32 | 9.3 | 11.2 | 13.1 | 101.2 | 0.311 |
| 15 | Alaska | 1,017 | 26.09 | 9.4 | 11.3 | 13.2 | 9.3 | 0.367 |
| 16 | Michigan | 1,280 | 20.01 | 9.8 | 11.7 | 13.7 | 5.7 | 0.360 |
| 17 | Colorado | 1,534 | 15.85 | 10.3 | 12.3 | 14.4 | 71.3 | 0.492 |
| 18 | Wisconsin | 1,324 | 18.16 | 10.4 | 12.5 | 14.6 | 6.7 | 0.525 |
| 19 | Pennsylvania | 1,241 | 19.30 | 10.4 | 12.5 | 14.6 | 14.8 | 0.293 |
| 20 | Nevada | 1,818 | 13.15 | 10.5 | 12.6 | 14.6 | 102.4 | 0.291 |
| 21 | Delaware | 1,383 | 17.13 | 10.6 | 12.7 | 14.8 | 29.9 | 0.319 |
| 22 | Florida | 1,546 | 15.24 | 10.6 | 12.7 | 14.9 | 27.8 | 0.357 |
| 23 | Texas | 1,498 | 15.47 | 10.8 | 12.9 | 15.1 | 10.9 | 0.348 |
| 24 | Illinois | 1,308 | 17.69 | 10.8 | 13.0 | 15.1 | 25.2 | 0.214 |
| 25 | Alabama | 1,383 | 16.10 | 11.2 | 13.5 | 15.7 | No data | 0.323 |
| 26 | Indiana | 1,370 | 16.23 | 11.2 | 13.5 | 15.7 | 3.7 | 0.661 |
| 27 | South Carolina | 1,463 | 14.96 | 11.4 | 13.7 | 16.0 | 9.9 | 0.253 |
| 28 | Kansas | 1,482 | 14.56 | 11.6 | 13.9 | 16.2 | 5.7 | 0.330 |
| 29 | Minnesota | 1,353 | 15.82 | 11.7 | 14.0 | 16.4 | 9.2 | 0.339 |
| 30 | Ohio | 1,244 | 16.96 | 11.9 | 14.2 | 16.6 | 4.8 | 0.483 |
| 31 | Georgia | 1,413 | 14.73 | 12.0 | 14.4 | 16.8 | 4.7 | 0.324 |
| 32 | Wyoming | 1,549 | 13.38 | 12.1 | 14.5 | 16.9 | 6.7 | 0.826 |
| 33 | Virginia | 1,343 | 15.28 | 12.2 | 14.6 | 17.1 | 19.0 | 0.243 |
| 34 | Utah | 1,541 | 13.07 | 12.4 | 14.9 | 17.4 | 63.8 | 0.641 |
| 35 | North Carolina | 1,411 | 14.02 | 12.6 | 15.2 | 17.7 | 11.4 | 0.283 |
| 36 | Oklahoma | 1,495 | 13.12 | 12.7 | 15.3 | 17.8 | 10.5 | 0.294 |
| 37 | Mississippi | 1,370 | 14.03 | 13.0 | 15.6 | 18.2 | 1.3 | 0.375 |
| 38 | Iowa | 1,373 | 13.72 | 13.3 | 15.9 | 18.6 | 12.5 | 0.286 |
| 39 | South Dakota | 1,400 | 13.38 | 13.3 | 16.0 | 18.7 | 1.1 | 0.151 |
| 40 | Missouri | 1,386 | 13.49 | 13.4 | 16.0 | 18.7 | 10.5 | 0.655 |
| 41 | Louisiana | 1,484 | 12.57 | 13.4 | 16.1 | 18.8 | 16.0 | 0.345 |
| 42 | West Virginia | 1,199 | 15.41 | 13.5 | 16.2 | 18.9 | 1.1 | 0.886 |
| 43 | Tennessee | 1,385 | 13.18 | 13.7 | 16.4 | 19.2 | No data | 0.298 |
| 44 | Nebraska | 1,439 | 12.34 | 14.1 | 16.9 | 19.7 | 4.1 | 0.462 |
| 45 | Kentucky | 1,340 | 13.24 | 14.1 | 16.9 | 19.7 | 4.9 | 0.787 |
| 46 | Arkansas | 1,372 | 12.84 | 14.2 | 17.0 | 19.9 | 11.3 | 0.451 |
| 47 | Oregon | 1,130 | 15.37 | 14.4 | 17.3 | 20.2 | 17.7 | 0.165 |
| 48 | Montana | 1,316 | 12.98 | 14.6 | 17.6 | 20.5 | 17.4 | 0.479 |
| 49 | Idaho | 1,371 | 11.82 | 15.4 | 18.5 | 21.6 | 21.9 | 0.142 |
| 50 | North Dakota | 1,326 | 11.81 | 16.0 | 19.2 | 22.3 | 0.6 | 0.584 |
| 51 | Washington | 1,062 | 13.11 | 18.0 | 21.6 | 25.1 | 17.1 | 0.120 |
Payback = price per kW over (kWh per kW times home price). Scenarios, simple, no credit, full retail value of output.
CSVUtility-scale solar and the spread inside each state
EIA-860 lists 154,300 MW of operable utility-scale solar in the 51 states. Nevada has the most per resident (1745 W). Inside a state the sun varies too: in Hawaii the best of its cities beats the worst by 36% a year.
| 1 | Nevada | 5,480 | 1745 | 30.8 | 3,726 | 10 | 19 |
|---|---|---|---|---|---|---|---|
| 2 | New Mexico | 2,914 | 1378 | 15.9 | 2,076 | 3 | 21 |
| 3 | Texas | 30,767 | 1038 | 11.0 | 43,793 | 8 | 20 |
| 4 | Arizona | 6,869 | 945 | 13.3 | 8,395 | 9 | 20 |
| 5 | Utah | 3,052 | 916 | 17.4 | 2,188 | 20 | 16 |
| 6 | Arkansas | 2,547 | 840 | 6.9 | 3,763 | 6 | 19 |
| 7 | Maine | 960 | 697 | 10.0 | 578 | 6 | 18 |
| 8 | Indiana | 4,593 | 674 | 6.2 | 4,253 | 8 | 16 |
| 9 | North Carolina | 7,051 | 666 | 8.9 | 1,750 | 6 | 19 |
| 10 | California | 24,831 | 633 | 26.8 | 8,606 | 16 | 17 |
| 11 | Virginia | 5,180 | 598 | 8.2 | 3,559 | 11 | 18 |
| 12 | Colorado | 3,263 | 562 | 9.9 | 2,738 | 11 | 20 |
| 13 | Florida | 12,301 | 561 | 9.3 | 2,830 | 7 | 22 |
| 14 | Mississippi | 1,524 | 517 | 3.7 | 1,606 | 10 | 19 |
| 15 | Georgia | 5,414 | 500 | 7.6 | 4,130 | 4 | 20 |
| 16 | Wisconsin | 2,541 | 431 | 6.0 | 3,050 | 4 | 16 |
| 17 | Wyoming | 242 | 417 | 1.1 | 1,427 | 12 | 16 |
| 18 | Rhode Island | 452 | 412 | 7.1 | 4 | 4 | 18 |
| 19 | Hawaii | 578 | 400 | 10.2 | 171 | 36 | 23 |
| 20 | Ohio | 4,486 | 381 | 5.5 | 3,226 | 6 | 15 |
| 21 | South Carolina | 1,956 | 375 | 3.1 | 1,756 | 3 | 20 |
| 22 | Idaho | 702 | 371 | 8.0 | 625 | 24 | 15 |
| 23 | Illinois | 4,389 | 346 | 3.5 | 4,836 | 3 | 17 |
| 24 | Minnesota | 1,921 | 336 | 5.0 | 328 | 3 | 17 |
| 25 | Oregon | 1,295 | 305 | 4.2 | 4,704 | 28 | 12 |
| 26 | Louisiana | 1,352 | 293 | 2.3 | 1,977 | 7 | 20 |
| 27 | Kentucky | 1,140 | 253 | 2.2 | 2,321 | 7 | 17 |
| 28 | South Dakota | 217 | 242 | 2.0 | 104 | 9 | 17 |
| 29 | Vermont | 156 | 241 | 10.3 | 92 | 6 | 17 |
| 30 | Missouri | 1,425 | 231 | 2.2 | 1,691 | 4 | 19 |
| 31 | Iowa | 701 | 219 | 1.7 | 776 | 6 | 16 |
| 32 | Massachusetts | 1,503 | 215 | 9.2 | 59 | 9 | 18 |
| 33 | Michigan | 1,967 | 196 | 2.2 | 4,726 | 2 | 15 |
| 34 | Maryland | 1,148 | 186 | 3.4 | 300 | 17 | 19 |
| 35 | Montana | 181 | 164 | 1.3 | 200 | 13 | 14 |
| 36 | New York | 3,123 | 157 | 3.2 | 3,890 | 14 | 18 |
| 37 | Alabama | 746 | 148 | 0.9 | 1,311 | 8 | 19 |
| 38 | West Virginia | 259 | 145 | 0.4 | 120 | 4 | 16 |
| 39 | Connecticut | 493 | 137 | 1.5 | 294 | 4 | 18 |
| 40 | New Jersey | 1,238 | 134 | 2.6 | 84 | 9 | 18 |
| 41 | Oklahoma | 524 | 131 | 0.8 | 2,383 | 7 | 19 |
| 42 | Tennessee | 819 | 117 | 1.7 | 966 | 8 | 17 |
| 43 | Delaware | 115 | 114 | 3.1 | 208 | 4 | 18 |
| 44 | Kansas | 278 | 95 | 0.7 | 423 | 6 | 18 |
| 45 | Pennsylvania | 1,132 | 87 | 0.7 | 2,049 | 13 | 18 |
| 46 | Nebraska | 160 | 81 | 0.7 | 100 | 7 | 17 |
| 47 | District of Columbia | 35 | 52 | 18.4 | 0 | No data | 19 |
| 48 | Washington | 268 | 35 | 0.6 | 1,650 | 28 | 14 |
| 49 | Alaska | 8 | 10 | 0.1 | 0 | 34 | 7 |
| 50 | New Hampshire | 4 | 3 | 0.0 | 24 | 12 | 19 |
| 51 | North Dakota | 0 | 0 | 0.0 | 295 | 8 | 15 |
Operable nameplate MW of plants of 1 MW and larger; proposed = under construction plus planned; spread = best minus worst of up to 5 cities over their mean.
CSVSun against price
Nevada has the most sun at 1,818 kWh per kW; Alaska the least at 1,017. A sunny place with cheap power can pay back slower than a dull place with dear power.
Try your own numbers
What this does not include
- Federal credit. The residential clean energy credit (section 25D) was 30% of cost for property placed in service 2022 through 2025 and "is not available for property placed in service after December 31, 2025" (IRS, page retrieved 2 Oct 2026). The default credit in the calculator is 0%. Business owners should ask a tax adviser about other credits.
- Export rates. Our data has no state export or buyback rates, only the number and size of net-metered systems from EIA-861. The input "output valued at the retail price" is therefore the upper bound at 100%; lower it for a state or utility that pays less for exports.
- Not included. Panel degradation, inverter replacement, financing cost, roof condition and shading, fixed monthly charges, local incentives, price changes in later years, and the effect of time-of-use rates.
- One point per state. PVWatts runs at the population-weighted centre of the state's places with a fixed 20 degree south roof and 14% losses. Your roof differs.
- Price per kW is a scenario. $2,500, $3,000 and $3,500 per kW are our round scenarios for the whole installed system, not quotes or a source average; enter your own quote.
Sources and dates
| Source | Period | Retrieved | Licence | Used for |
|---|---|---|---|---|
| NLR (formerly NREL) PVWatts v8 API | typical weather year, 1 kW fixed roof system | 2 Oct 2026 | Computed by us from the free API; we publish results only, API terms of use apply | Output per kW, by month; city points for the in-state spread (data/pvwatts_points.json) |
| EIA electricity retail sales, annual and monthly (API v2) | annual 2010 to 2025, monthly to Jul 2026 | 1 Oct 2026 | U.S. government data, public domain; cite EIA | Home price 2025 |
| EIA-861 annual electric power industry report, 2024 final | data year 2024 (2015 to 2023 files for history) | 1 Oct 2026 | U.S. government data, public domain; EIA asks for citation | Net-metered systems, count and size |
| EPA eGRID2023 (rev2, June 2025) | data year 2023 | 2 Oct 2026 | U.S. government data, public domain; cite EPA | CO2 per kWh |
| EIA-923 generation (2025 final) and EIA-860 generator file (2025) | data year 2025 | 2 Oct 2026 | U.S. government data, public domain; cite EIA | Utility-scale solar: capacity, plants, additions, proposed (EIA-860) and share of generation (EIA-923) |
| IRS: Residential Clean Energy Credit | property placed in service 2022 to 2025 | 2 Oct 2026 | U.S. government publication, public domain | End date of the 25D credit |
All other site sources, with join keys: data sources.
Keep reading
Questions
How long does rooftop solar take to pay back?
On this simple model between 4.3 and 21.6 years at $3.00 a watt, median 13.5. Your quote, credits and export rate change it.
Which state has the shortest solar payback?
Hawaii at 4.3 years: 1,714 kWh per kW and 40.59 cents.
Which state has the longest?
Washington at 21.6 years: 1,062 kWh per kW and 13.11 cents.
Is the 30% federal credit still available?
Not for homeowners installing after 2025. IRS: the residential clean energy credit is not available for property placed in service after December 31, 2025.
Where does the system price come from?
It is a scenario: $2,500, $3,000 and $3,500 per kW of installed capacity. We do not hold a state quote database; type your quote into the calculator.
Why is the sunniest state not the fastest payback?
Payback depends on both output and the price of the power replaced. Across states output and price correlate at r = -0.07.
What is net metering and where is it common?
Net metering credits exports against use. We count home net-metered systems from EIA-861 per 1,000 accounts for each state on its page; the rules differ by utility.
How is the carbon saving worked out?
Output in kWh times the state's eGRID CO2 per kWh. It is the state average, not the marginal plant.
Can I download the data?
Yes: the CSV under the table has all 51 rows, and the combined state table is at data/state-metrics-2025.csv.
Which state has the most utility-scale solar per resident?
Nevada, 1745 watts per resident (5,480 MW, EIA-860 2025).
How much does solar output vary inside one state?
Hawaii has the widest gap among its cities: 36% between best and worst (PVWatts, up to 5 cities per state).