Electric companies in Elkhart County, Indiana
Elkhart County, IN ranks 4 of 92 Indiana counties for the lowest yearly electricity cost per home ($1,303). Elkhart County in Indiana has 206,868 residents and 4 utilities listed by EIA, with home prices of 13.53 to 19.16 cents per kWh.
Elkhart County on the map
Elkhart County darker: more storm events
Cost of living with electricity in Elkhart County
Elkhart County, IN: electricity $1,303 a year per home (DOE LEAD), all home energy $2,079, 2.6% of $79,138 income. 71,751 households in Elkhart County, IN spend about $93.5 million a year on electricity and $149.2 million on all home energy. Lower-income homes in Elkhart County, IN ($20,459 a year) spend 8.1% of income, 3.1 times the all-home figure.
Energy burden in Elkhart County, IN
| Elkhart County, IN | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Elkhart County, IN, all households | 71,751 | $79,138 | $1,303 | $749 | $27 | 2.6% |
| Elkhart County, IN, lower income | 19,289 | $20,459 | $1,074 | $575 | $16 | 8.1% |
| Elkhart County, IN, owners | 51,118 | $95,476 | $1,467 | $900 | $37 | 2.5% |
| Elkhart County, IN, renters | 20,633 | $38,664 | $897 | $375 | $3 | 3.3% |
Electric utilities in Elkhart County
| Utility listed for Elkhart County, IN | Type | Home price ¢/kWh | Yearly bill at 901 kWh | Share of Elkhart County, IN median income of $65,617 |
|---|---|---|---|---|
| Noble County R E M C in Elkhart County, IN | Cooperative | 13.53 | $1,464 | 2.23% |
| Indiana Michigan Power Co in Elkhart County, IN | Investor Owned | 16.31 | $1,763 | 2.69% |
| Northern Indiana Pub Serv Co in Elkhart County, IN | Investor Owned | 19.09 | $2,064 | 3.15% |
| Midwest Energy Cooperative in Elkhart County, IN | Cooperative | 19.16 | $2,072 | 3.16% |
Prices are statewide utility averages, not a county price.
Facts about Elkhart County
- Residents of Elkhart County, IN, ACS 2023
- 206,8686 of 92 Indiana counties
- Households in Elkhart County, IN
- 71,7602.88 people each
- Owner-occupied homes in Elkhart County, IN
- 71.2%51,126 owner and 20,634 renter households
- Median household income in Elkhart County, IN
- $65,61750 of 92 Indiana counties
- Housing units in Elkhart County, IN
- 80,1028,342 vacant or seasonal, 10.4% of the units
- Homes heated by electricity in Elkhart County, IN
- 13.3%9,560 homes, 83 of 92 Indiana counties
- Utilities listed for Elkhart County, IN
- 44 with a home price: Noble County R E M C, Indiana Michigan Power Co, Northern Indiana Pub Serv Co
- Lowest home price in Elkhart County, IN
- 13.53 ¢/kWhNoble County R E M C, 29.4% below the highest
- Highest home price in Elkhart County, IN
- 19.16 ¢/kWhMidwest Energy Cooperative
- Monthly bill gap in Elkhart County, IN
- $51between the two at 901 kWh, $608 a year, 0.93% of the Elkhart County, IN median income
- ZIP areas touching Elkhart County, IN
- 1246507 to 46573
- Outage-linked storm events in Elkhart County, IN
- 158NWS storm events, 2015 to 2025
- Homes built before 1980 in Elkhart County, IN
- 53.9%median year built 1977
- Flood claims in Elkhart County, IN
- 123NFIP 2015 to 2025, $2.6M paid
- Home energy burden in Elkhart County, IN
- 2.6%$1,303 a year on electricity (DOE LEAD)
Outage risk in Elkhart County
Elkhart County, IN, NWS storm events 2015 to 2025: 158 in all, 76.4 per 100,000 residents of 206,868, rank 6 of 92 Indiana counties. Property damage in Elkhart County, IN: $1.3M, with 5 direct injuries or deaths.
Events by year in Elkhart County, IN
events a year, Elkhart County, IN
- 11'15
- 13'16
- 11'17
- 14'18
- 16'19
- 8'20
- 28'21
- 10'22
- 14'23
- 13'24
- 20'25
Events by type
| Elkhart County, IN | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Elkhart County, IN, thunderstorm and high wind | Relatively High | 95.6 | 5 of 92 | 134 | 2021 (27) | $821K |
| Elkhart County, IN, tornado | Relatively High | 90.6 | 11 of 92 | 2 | 2016 (1) | $500K |
| Elkhart County, IN, hurricane and tropical storm | Very Low | 47.1 | 2 of 92 | 0 | none | $0 |
| Elkhart County, IN, ice storm | Relatively Moderate | 61.7 | 17 of 92 | 1 | 2019 (1) | $0 |
| Elkhart County, IN, winter storm and heavy snow | Relatively Moderate | 80.1 | 14 of 92 | 21 | 2022 (4) | $0 |
| Elkhart County, IN, heat wave | Relatively Low | 72.9 | 13 of 92 | 0 | none | $0 |
Housing and heating in Elkhart County
Elkhart County, IN: 43,168 of 80,102 homes were built before 1980 and 14,764 in 2000 or later. Elkhart County, IN has 55,807 detached houses, 10,145 homes in 5+ unit buildings, 7,109 mobile homes, and 20,634 of 71,760 households rent.
Age of homes in Elkhart County, IN
% of homes by decade built, Elkhart County, IN
- 16pre-40
- 540s
- 1050s
- 1060s
- 1470s
- 1180s
- 1690s
- 1100s
- 710s
- 020+
Heating fuel in Elkhart County, IN
| Elkhart County, IN | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Elkhart County, IN, median year built | 1977 | 1973 | +4 years | 35 of 92 |
| Elkhart County, IN, built before 1980 | 53.9% | 59.3% | -5.4 points | 58 of 92 |
| Elkhart County, IN, built 2000 or later | 18.4% | 17.9% | +0.5 points | 42 of 92 |
| Elkhart County, IN, detached houses | 69.7% | 78.5% | -8.9 points | 87 of 92 |
| Elkhart County, IN, apartments in 5+ unit buildings | 12.7% | 6.2% | +6.5 points | 13 of 92 |
| Elkhart County, IN, mobile homes | 8.9% | 6.2% | +2.6 points | 29 of 92 |
| Elkhart County, IN, renter households | 28.8% | 23.6% | +5.2 points | 16 of 92 |
| Elkhart County, IN, median home value | $194,400 | $171,400 | +$23,000 | 29 of 92 |
| Elkhart County, IN, median gross rent a month | $1,023 | $850 | +$173 | 14 of 92 |
| Elkhart County, IN, people per household | 2.84 | 2.46 | +0.38 | 3 of 92 |
Flood claims and flood insurance in Elkhart County
Elkhart County, IN: 123 NFIP flood claims in 2015 to 2025, $2.6M paid, median paid claim $9,481.
340 of 71,909 residential structures in Elkhart County, IN carry an NFIP contract. 421 NFIP policies of any type were in force in Elkhart County, IN on 8 Sep 2026. Elkhart County, IN lists 24 repetitive-loss properties.
Elkhart County, IN: claims history, not an outage count.
Flood claims by year in Elkhart County, IN
flood claims a year, Elkhart County, IN
- <5'15
- <5'16
- 0'17
- 112'18
- <5'19
- <5'20
- 0'21
- 0'22
- 0'23
- <5'24
- <5'25
| Elkhart County, IN | Value | Median county | Rank |
|---|---|---|---|
| Elkhart County, IN, claims 2015-2025 | 123 | — | 3 of 67 |
| Elkhart County, IN, paid 2015-2025 | $2.6M | — | 8 of 67 |
| Elkhart County, IN, median paid claim | $9,481 | — | — |
| Elkhart County, IN, claims per 1,000 homes | 1.7 | 0.9 | 13 of 67 |
| Elkhart County, IN, homes with flood insurance | 0.5% | 0.4% | 38 of 91 |
| Elkhart County, IN, policies in force | 421 | — | — |
| Elkhart County, IN, repetitive-loss properties | 24 | — | — |
Elkhart County, IN: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Elkhart County: flood claims by state, flood hub.
Analyst note on Elkhart County
Elkhart County, IN counts 206,868 residents in 71,760 households. 9,560 of the 71,760 homes in Elkhart County, IN heat with electricity. Elkhart County, IN touches 12 ZIP areas, 46507 to 46573, about 17,239 residents each.
Household income in Elkhart County, IN is $65,617; 51,126 of its 71,760 households own. Elkhart County, IN has 80,102 housing units, 8,342 (10.4%) vacant or seasonal, and 20,634 rented homes. Elkhart County, IN logged 158 storm events for its 206,868 residents.
The median home in Elkhart County, IN dates from 1977. Homes in Elkhart County, IN pay $1,303 a year for electricity. Elkhart County, IN home prices run Noble County R E M C to Midwest Energy Cooperative, $51 a month apart at 901 kWh.
Bill and heat pump calculator, Elkhart County
Compare Elkhart County with its neighbours
- St. Joseph County sits 21 miles west of Elkhart County, IN with 272,574 residents, 203 storm events, median home built 1968, energy burden 2.4%, income $64,885.
- Kosciusko County sits 28 miles south of Elkhart County, IN with 80,357 residents, 139 storm events, median home built 1979, energy burden 2.6%, income $73,922.
- LaGrange County sits 22 miles east of Elkhart County, IN with 40,596 residents, 62 storm events, median home built 1982, energy burden 2.7%, income $83,741.
- Marshall County sits 28 miles southwest of Elkhart County, IN with 46,225 residents, 105 storm events, median home built 1973, energy burden 3.9%, income $68,041.
- Noble County sits 30 miles southeast of Elkhart County, IN with 47,417 residents, 73 storm events, median home built 1975, energy burden 3.0%, income $70,908.
Cities in Elkhart County
- Elkhart electricity rates53,726 residents
- Goshen electricity rates34,374 residents
ZIP codes in Elkhart County
- 46507
- 46514
- 46516
- 46517
- 46526
- 46528
- 46540
- 46543
- 46550
- 46553
- 46567
- 46573
Indiana: home prices since 2001, planned plants.
Questions on Elkhart County
Elkhart County, IN: what do homes pay for electricity?
Elkhart County, IN homes paid 13.53 to 19.16 cents per kWh in 2024 across 4 listed utilities: $122 to $173 a month at 901 kWh, 2.23% to 3.16% of Elkhart County, IN income.
Elkhart County, IN: how many homes heat with electricity?
Elkhart County, IN: 9,560 of 71,760 occupied homes, 13.3%, rank 83 of 92.
Elkhart County, IN: median household income?
$65,617 in Elkhart County, IN, rank 50 of 92; 206,868 residents, 71,760 households.
Elkhart County, IN: outage-linked storms since 2015?
Elkhart County, IN: 158 NWS events, peak year 2021.
Elkhart County, IN: flood insurance claims since 2015?
Elkhart County, IN: 123 NFIP flood claims, $2.6M paid, 1.7 per 1,000 homes, 0.5% of homes insured.
How old are the homes in Elkhart County, IN?
Elkhart County, IN: median home built 1977; 53.9% predate 1980, 69.7% detached, 12.7% in 5+ unit buildings.
Elkhart County, IN: share of income for energy?
Elkhart County, IN homes spend $1,303 a year on electricity, $2,079 on all energy: 2.6% of $79,138; 8.1% for lower incomes.