Electric companies in Floyd County, Indiana
Floyd County, IN ranks 7 of 92 Indiana counties for damaging wind risk, FEMA score 94.0. Floyd County in Indiana has 80,512 residents and 3 utilities listed by EIA, with home prices of 12.75 to 14.63 cents per kWh.
Floyd County on the map
Floyd County darker: more storm events
Outage risk in Floyd County
Floyd County, IN, NWS storm events 2015 to 2025: 64 in all, 79.5 per 100,000 residents of 80,512, rank 47 of 92 Indiana counties. Property damage in Floyd County, IN: $107K, with 2 direct injuries or deaths.
Events by year in Floyd County, IN
events a year, Floyd County, IN
- 11'15
- 5'16
- 1'17
- 7'18
- 0'19
- 1'20
- 3'21
- 11'22
- 13'23
- 6'24
- 6'25
Events by type
| Floyd County, IN | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Floyd County, IN, thunderstorm and high wind | Relatively High | 94.0 | 7 of 92 | 43 | 2015 (9) | $107K |
| Floyd County, IN, tornado | Relatively High | 92.2 | 9 of 92 | 7 | 2023 (5) | $0 |
| Floyd County, IN, hurricane and tropical storm | Very Low | 9.8 | 89 of 92 | 0 | none | $0 |
| Floyd County, IN, ice storm | Relatively Moderate | 69.2 | 11 of 92 | 3 | 2018 (1) | $0 |
| Floyd County, IN, winter storm and heavy snow | Relatively Moderate | 82.5 | 12 of 92 | 11 | 2018 (3) | $0 |
| Floyd County, IN, heat wave | Relatively Low | 61.2 | 27 of 92 | 0 | none | $0 |
Facts about Floyd County
- Residents of Floyd County, IN, ACS 2023
- 80,51221 of 92 Indiana counties
- Households in Floyd County, IN
- 31,1732.58 people each
- Owner-occupied homes in Floyd County, IN
- 73.1%22,788 owner and 8,385 renter households
- Median household income in Floyd County, IN
- $78,17917 of 92 Indiana counties
- Housing units in Floyd County, IN
- 34,6033,430 vacant or seasonal, 9.9% of the units
- Homes heated by electricity in Floyd County, IN
- 43.3%13,499 homes, 15 of 92 Indiana counties
- Utilities listed for Floyd County, IN
- 33 with a home price: Duke Energy Indiana, LLC, Harrison County Rural E M C, Clark County Rural E M C
- Lowest home price in Floyd County, IN
- 12.75 ¢/kWhDuke Energy Indiana, LLC, 12.9% below the highest
- Highest home price in Floyd County, IN
- 14.63 ¢/kWhClark County Rural E M C
- Monthly bill gap in Floyd County, IN
- $17between the two at 901 kWh, $204 a year, 0.26% of the Floyd County, IN median income
- ZIP areas touching Floyd County, IN
- 547119 to 47150
- Outage-linked storm events in Floyd County, IN
- 64NWS storm events, 2015 to 2025
- Homes built before 1980 in Floyd County, IN
- 52.9%median year built 1978
- Flood claims in Floyd County, IN
- 51NFIP 2015 to 2025, $1.7M paid
- Home energy burden in Floyd County, IN
- 2.5%$1,744 a year on electricity (DOE LEAD)
Electric utilities in Floyd County
| Utility listed for Floyd County, IN | Type | Home price ¢/kWh | Yearly bill at 901 kWh | Share of Floyd County, IN median income of $78,179 |
|---|---|---|---|---|
| Duke Energy Indiana, LLC in Floyd County, IN | Investor Owned | 12.75 | $1,378 | 1.76% |
| Harrison County Rural E M C in Floyd County, IN | Cooperative | 13.88 | $1,501 | 1.92% |
| Clark County Rural E M C in Floyd County, IN | Cooperative | 14.63 | $1,582 | 2.02% |
Prices are statewide utility averages, not a county price.
Bill and heat pump calculator, Floyd County
Compare Floyd County with its neighbours
- Clark County sits 14 miles northeast of Floyd County, IN with 122,800 residents, 109 storm events, median home built 1981, energy burden 2.8%, income $72,298.
- Harrison County sits 18 miles southwest of Floyd County, IN with 39,785 residents, 94 storm events, median home built 1987, energy burden 2.8%, income $72,468.
- Washington County sits 26 miles north of Floyd County, IN with 28,167 residents, 70 storm events, median home built 1982, energy burden 3.3%, income $61,358.
- Scott County sits 28 miles north of Floyd County, IN with 24,468 residents, 44 storm events, median home built 1981, energy burden 4.4%, income $54,583.
- Crawford County sits 27 miles west of Floyd County, IN with 10,494 residents, 79 storm events, median home built 1985, energy burden 3.7%, income $48,993.
Housing and heating in Floyd County
Floyd County, IN: 18,288 of 34,603 homes were built before 1980 and 6,911 in 2000 or later. Floyd County, IN has 26,110 detached houses, 4,500 homes in 5+ unit buildings, 1,017 mobile homes, and 8,385 of 31,173 households rent.
Age of homes in Floyd County, IN
% of homes by decade built, Floyd County, IN
- 15pre-40
- 640s
- 1050s
- 960s
- 1370s
- 1180s
- 1690s
- 1200s
- 710s
- 120+
Heating fuel in Floyd County, IN
| Floyd County, IN | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Floyd County, IN, median year built | 1978 | 1973 | +5 years | 31 of 92 |
| Floyd County, IN, built before 1980 | 52.9% | 59.3% | -6.5 points | 60 of 92 |
| Floyd County, IN, built 2000 or later | 20.0% | 17.9% | +2.0 points | 31 of 92 |
| Floyd County, IN, detached houses | 75.5% | 78.5% | -3.1 points | 66 of 92 |
| Floyd County, IN, apartments in 5+ unit buildings | 13.0% | 6.2% | +6.9 points | 12 of 92 |
| Floyd County, IN, mobile homes | 2.9% | 6.2% | -3.3 points | 78 of 92 |
| Floyd County, IN, renter households | 26.9% | 23.6% | +3.3 points | 21 of 92 |
| Floyd County, IN, median home value | $235,100 | $171,400 | +$63,700 | 11 of 92 |
| Floyd County, IN, median gross rent a month | $990 | $850 | +$140 | 17 of 92 |
| Floyd County, IN, people per household | 2.54 | 2.46 | +0.08 | 21 of 92 |
Cost of living with electricity in Floyd County
Floyd County, IN: electricity $1,744 a year per home (DOE LEAD), all home energy $2,365, 2.5% of $93,574 income. 30,911 households in Floyd County, IN spend about $53.9 million a year on electricity and $73.1 million on all home energy. Lower-income homes in Floyd County, IN ($19,301 a year) spend 9.3% of income, 3.7 times the all-home figure.
Energy burden in Floyd County, IN
| Floyd County, IN | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Floyd County, IN, all households | 30,911 | $93,574 | $1,744 | $577 | $44 | 2.5% |
| Floyd County, IN, lower income | 6,326 | $19,301 | $1,290 | $460 | $48 | 9.3% |
| Floyd County, IN, owners | 22,987 | $112,402 | $1,968 | $682 | $55 | 2.4% |
| Floyd County, IN, renters | 7,924 | $38,957 | $1,097 | $273 | $13 | 3.5% |
Flood claims and flood insurance in Floyd County
Floyd County, IN: 51 NFIP flood claims in 2015 to 2025, $1.7M paid, median paid claim $28,097.
155 of 29,814 residential structures in Floyd County, IN carry an NFIP contract. 178 NFIP policies of any type were in force in Floyd County, IN on 8 Sep 2026. Floyd County, IN lists 25 repetitive-loss properties.
Floyd County, IN: claims history, not an outage count.
Flood claims by year in Floyd County, IN
flood claims a year, Floyd County, IN
- 8'15
- <5'16
- 6'17
- 16'18
- 0'19
- 0'20
- <5'21
- <5'22
- 0'23
- 0'24
- 16'25
| Floyd County, IN | Value | Median county | Rank |
|---|---|---|---|
| Floyd County, IN, claims 2015-2025 | 51 | — | 17 of 67 |
| Floyd County, IN, paid 2015-2025 | $1.7M | — | 9 of 67 |
| Floyd County, IN, median paid claim | $28,097 | — | — |
| Floyd County, IN, claims per 1,000 homes | 1.7 | 0.9 | 14 of 67 |
| Floyd County, IN, homes with flood insurance | 0.5% | 0.4% | 31 of 91 |
| Floyd County, IN, policies in force | 178 | — | — |
| Floyd County, IN, repetitive-loss properties | 25 | — | — |
Floyd County, IN: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Floyd County: flood claims by state, flood hub.
Analyst note on Floyd County
Floyd County, IN counts 80,512 residents in 31,173 households. Household income in Floyd County, IN is $78,179; 22,788 of its 31,173 households own. 13,499 of the 31,173 homes in Floyd County, IN heat with electricity.
Floyd County, IN touches 5 ZIP areas, 47119 to 47150, about 16,102 residents each. Floyd County, IN has 34,603 housing units, 3,430 (9.9%) vacant or seasonal, and 8,385 rented homes. Floyd County, IN logged 64 storm events for its 80,512 residents.
The median home in Floyd County, IN dates from 1978. Homes in Floyd County, IN pay $1,744 a year for electricity. Floyd County, IN home prices run Duke Energy Indiana, LLC to Clark County Rural E M C, $17 a month apart at 901 kWh.
Cities in Floyd County
- New Albany electricity rates37,589 residents
ZIP codes in Floyd County
- 47119
- 47122
- 47124
- 47136
- 47150
Indiana: home prices since 2001, planned plants.
Questions on Floyd County
Floyd County, IN: what do homes pay for electricity?
Floyd County, IN homes paid 12.75 to 14.63 cents per kWh in 2024 across 3 listed utilities: $115 to $132 a month at 901 kWh, 1.76% to 2.02% of Floyd County, IN income.
Floyd County, IN: how many homes heat with electricity?
Floyd County, IN: 13,499 of 31,173 occupied homes, 43.3%, rank 15 of 92.
Floyd County, IN: median household income?
$78,179 in Floyd County, IN, rank 17 of 92; 80,512 residents, 31,173 households.
Floyd County, IN: outage-linked storms since 2015?
Floyd County, IN: 64 NWS events, peak year 2023.
Floyd County, IN: flood insurance claims since 2015?
Floyd County, IN: 51 NFIP flood claims, $1.7M paid, 1.7 per 1,000 homes, 0.5% of homes insured.
How old are the homes in Floyd County, IN?
Floyd County, IN: median home built 1978; 52.9% predate 1980, 75.5% detached, 13.0% in 5+ unit buildings.
Floyd County, IN: share of income for energy?
Floyd County, IN homes spend $1,744 a year on electricity, $2,365 on all energy: 2.5% of $93,574; 9.3% for lower incomes.