Electric companies in Hamilton County, Indiana
Hamilton County, IN ranks 1st of 92 Indiana counties for the newest homes (median year built 2000). Hamilton County, IN has 357,176 residents. Hamilton County, IN: 6 utilities listed by EIA. Hamilton County, IN: home electricity prices of 12.04 to 16.51 cents per kWh.
Hamilton County, IN on the map
Hamilton County, IN darker: more storm events
Housing and heating in Hamilton County, IN
Hamilton County, IN: 26,103 of 140,389 homes were built before 1980 and 70,894 in 2000 or later. Hamilton County, IN has 105,511 detached houses, 20,789 homes in 5+ unit buildings, 2,106 mobile homes, and 31,582 of 133,171 households rent.
Age of homes in Hamilton County, IN
% of homes by decade built, Hamilton County, IN
- 3pre-40
- 140s
- 250s
- 360s
- 970s
- 1080s
- 2190s
- 2500s
- 2210s
- 320+
Heating fuel in Hamilton County, IN
| Hamilton County, IN | Value | State median | Gap | Rank (1 = highest) |
|---|---|---|---|---|
| Hamilton County, IN, median year built | 2000 | 1973 | +27 years | 1 of 92 |
| Hamilton County, IN, built before 1980 | 18.6% | 59.3% | -40.7 points | 92 of 92 |
| Hamilton County, IN, built 2000 or later | 50.5% | 17.9% | +32.6 points | 1 of 92 |
| Hamilton County, IN, detached houses | 75.2% | 78.5% | -3.4 points | 70 of 92 |
| Hamilton County, IN, apartments in 5+ unit buildings | 14.8% | 6.2% | +8.7 points | 7 of 92 |
| Hamilton County, IN, mobile homes | 1.5% | 6.2% | -4.7 points | 89 of 92 |
| Hamilton County, IN, renter households | 23.7% | 23.6% | +0.1 points | 46 of 92 |
| Hamilton County, IN, median home value | $379,100 | $171,400 | +$207,700 | 1 of 92 |
| Hamilton County, IN, median gross rent a month | $1,468 | $850 | +$618 | 1 of 92 |
| Hamilton County, IN, people per household | 2.67 | 2.46 | +0.21 | 5 of 92 |
Facts about Hamilton County, IN
- Residents of Hamilton County, IN, ACS 2023
- 357,1764 of 92 Indiana counties
- Households in Hamilton County, IN
- 133,1712.68 people each
- Owner-occupied homes in Hamilton County, IN
- 76.3%101,589 owner and 31,582 renter households
- Median household income in Hamilton County, IN
- $117,9571 of 92 Indiana counties
- Housing units in Hamilton County, IN
- 140,3897,218 vacant or seasonal, 5.1% of the units
- Homes heated by electricity in Hamilton County, IN
- 36.6%48,754 homes, 33 of 92 Indiana counties
- Utilities listed for Hamilton County, IN
- 66 with a home price: City of Frankfort, Duke Energy Indiana, LLC, AES Indiana
- Lowest home price in Hamilton County, IN
- 12.04 ¢/kWhCity of Frankfort, 27.1% below the highest
- Highest home price in Hamilton County, IN
- 16.51 ¢/kWhBoone County Rural EMC
- Monthly bill gap in Hamilton County, IN
- $40between the two at 901 kWh, $484 a year, 0.41% of the Hamilton County, IN median income
- ZIP areas touching Hamilton County, IN
- 1346030 to 46290
- Outage-linked storm events in Hamilton County, IN
- 94NWS storm events, 2015 to 2025
- Homes built before 1980 in Hamilton County, IN
- 18.6%median year built 2000
- Flood claims in Hamilton County, IN
- 31NFIP 2015 to 2025, $204K paid
- Home energy burden in Hamilton County, IN
- 1.7%$1,756 a year on electricity (DOE LEAD)
Electricity price since 2015 in Hamilton County, IN
Duke Energy Indiana, LLC charged Hamilton County, IN homes 11.01 ¢/kWh in 2015. Hamilton County, IN: 12.75 ¢ in 2024, 16% up. Hamilton County, IN: against 28% up for the Indiana average.
Hamilton County, IN: a 901 kWh month at that price. Hamilton County, IN: $99 in 2015, $115 in 2024. Hamilton County, IN: $1,378 a year, 1.2% of the $117,957 median income.
Hamilton: 10 yearly prices
| Year | Duke Energy Indiana, LLC, Hamilton County, IN | Hamilton: Gap to Indiana average | Hamilton: Gap to U.S. average |
|---|---|---|---|
| 2015, Hamilton | 11.01 | -0.56 | -1.64 |
| 2016, Hamilton | 11.05 | -0.74 | -1.50 |
| 2017, Hamilton | 11.63 | -0.66 | -1.26 |
| 2018, Hamilton | 11.53 | -0.73 | -1.34 |
| 2019, Hamilton | 11.73 | -0.85 | -1.28 |
| 2020, Hamilton | 11.68 | -1.15 | -1.47 |
| 2021, Hamilton | 12.95 | -0.42 | -0.71 |
| 2022, Hamilton | 15.15 | +0.56 | +0.11 |
| 2023, Hamilton | 14.31 | -0.63 | -1.69 |
| 2024, Hamilton | 12.75 | -2.02 | -3.73 |
Hamilton County, IN: EIA-861 home prices, 2015 to 2024, not a Hamilton County, IN price.
CSVCost of living with electricity in Hamilton County, IN
Hamilton County, IN: electricity $1,756 a year per home (DOE LEAD), all home energy $2,574, 1.7% of $150,087 income. 129,749 households in Hamilton County, IN spend about $227.8 million a year on electricity and $334.0 million on all home energy. Lower-income homes in Hamilton County, IN ($19,917 a year) spend 9.1% of income, 5.3 times the all-home figure.
Energy burden in Hamilton County, IN
| Hamilton County, IN | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Hamilton County, IN, all households | 129,749 | $150,087 | $1,756 | $805 | $13 | 1.7% |
| Hamilton County, IN, lower income | 13,479 | $19,917 | $1,318 | $481 | $13 | 9.1% |
| Hamilton County, IN, owners | 99,007 | $174,186 | $1,926 | $973 | $16 | 1.7% |
| Hamilton County, IN, renters | 30,742 | $72,476 | $1,208 | $262 | $4 | 2.0% |
Outage risk in Hamilton County, IN
Hamilton County, IN, NWS storm events 2015 to 2025: 94 in all, 26.3 per 100,000 residents of 357,176, rank 24 of 92 Indiana counties. Property damage in Hamilton County, IN: $2.3M, with 1 direct injuries or deaths.
Events by year in Hamilton County, IN
events a year, Hamilton County, IN
- 9'15
- 5'16
- 8'17
- 4'18
- 16'19
- 11'20
- 8'21
- 11'22
- 7'23
- 5'24
- 10'25
Events by type
| Hamilton County, IN | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Hamilton County, IN, thunderstorm and high wind | Relatively Moderate | 80.8 | 29 of 92 | 76 | 2019 (13) | $1.6M |
| Hamilton County, IN, tornado | Relatively High | 96.8 | 4 of 92 | 4 | 2015 (1) | $675K |
| Hamilton County, IN, hurricane and tropical storm | Very Low | 25.6 | 44 of 92 | 0 | none | $0 |
| Hamilton County, IN, ice storm | Relatively Moderate | 73.4 | 7 of 92 | 1 | 2018 (1) | $500 |
| Hamilton County, IN, winter storm and heavy snow | Relatively High | 91.2 | 6 of 92 | 12 | 2019 (3) | $75K |
| Hamilton County, IN, heat wave | Relatively Moderate | 86.0 | 4 of 92 | 1 | 2023 (1) | $0 |
Flood claims and flood insurance in Hamilton County, IN
Hamilton County, IN: 31 NFIP flood claims in 2015 to 2025, $204K paid, median paid claim $4,931.
523 of 115,798 residential structures in Hamilton County, IN carry an NFIP contract. 583 NFIP policies of any type were in force in Hamilton County, IN on 8 Sep 2026. Hamilton County, IN lists 43 repetitive-loss properties.
Hamilton County, IN: claims history, not an outage count.
Flood claims by year in Hamilton County, IN
flood claims a year, Hamilton County, IN
- 7'15
- <5'16
- 9'17
- <5'18
- <5'19
- <5'20
- <5'21
- <5'22
- 0'23
- <5'24
- <5'25
| Hamilton County, IN | Value | Median county | Rank (1 = highest) |
|---|---|---|---|
| Hamilton County, IN, claims 2015-2025 | 31 | — | 21 of 67 |
| Hamilton County, IN, paid 2015-2025 | $204K | — | 46 of 67 |
| Hamilton County, IN, median paid claim | $4,931 | — | — |
| Hamilton County, IN, claims per 1,000 homes | 0.3 | 0.9 | 64 of 67 |
| Hamilton County, IN, homes with flood insurance | 0.5% | 0.4% | 40 of 91 |
| Hamilton County, IN, policies in force | 583 | — | — |
| Hamilton County, IN, repetitive-loss properties | 43 | — | — |
Hamilton County, IN: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Hamilton County, IN: flood claims by state, flood hub.
Climate and electric heating in Hamilton County, IN
Hamilton County, IN totals 5,669 heating degree days and 892 cooling degree days a year (1991-2020 normal).
For heating, Hamilton County, IN is the 43rd coldest of 92 counties in Indiana: 5,669 against a median of 5,588. For cooling, Hamilton County, IN is the 50th hottest: 892 against a median of 896.
Hamilton County, IN is a cold-winter county, with 4,777 more heating than cooling degree days.
Hamilton County, IN: 5,357 heating degree days in 2016-2025, 5,669 on the normal, 6% under.
Hamilton County, IN: 36.6% of 133,171 homes heat with electricity; 63.4% use gas, oil, wood or something else.
| Hamilton County, IN | Value | IN median county | Hamilton County, IN, rank (1 = highest) |
|---|---|---|---|
| Hamilton County, IN, heating degree days, 1991-2020 normal | 5,669 | 5,588 | 43 of 92 |
| Hamilton County, IN, heating degree days, 2016-2025 mean | 5,357 | 5,260 | 41 of 92 |
| Hamilton County, IN, cooling degree days, 1991-2020 normal | 892 | 896 | 50 of 92 |
| Hamilton County, IN, cooling degree days, 2016-2025 mean | 967 | 992 | 53 of 92 |
| Hamilton County, IN, electric heating, ACS 2019-2023 | 36.6% | 32.0% | 32 of 92 |
Hamilton County, IN: ACS B25040, 133,171 homes; NOAA nClimDiv, retrieved 7 Oct 2026.
Electric utilities in Hamilton County, IN
| Utility listed for Hamilton County, IN | Type | Home price ¢/kWh | Yearly bill at 901 kWh | Share of Hamilton County, IN median income of $117,957 |
|---|---|---|---|---|
| City of Frankfort in Hamilton County, IN | Municipal | 12.04 | $1,302 | 1.10% |
| Duke Energy Indiana, LLC in Hamilton County, IN | Investor Owned | 12.75 | $1,378 | 1.17% |
| AES Indiana in Hamilton County, IN | Investor Owned | 13.75 | $1,487 | 1.26% |
| NineStar Connect in Hamilton County, IN | Cooperative | 15.68 | $1,696 | 1.44% |
| Indiana Michigan Power Co in Hamilton County, IN | Investor Owned | 16.31 | $1,763 | 1.49% |
| Boone County Rural EMC in Hamilton County, IN | Cooperative | 16.51 | $1,786 | 1.51% |
Prices are statewide utility averages, not a county price.
Analyst note on Hamilton County, IN
Household income in Hamilton County, IN is $117,957; 101,589 of its 133,171 households own. Hamilton County, IN counts 357,176 residents in 133,171 households. Hamilton County, IN touches 13 ZIP areas, 46030 to 46290, about 27,475 residents each.
48,754 of the 133,171 homes in Hamilton County, IN heat with electricity. Hamilton County, IN has 140,389 housing units, 7,218 (5.1%) vacant or seasonal, and 31,582 rented homes. Hamilton County, IN logged 94 storm events for its 357,176 residents.
The median home in Hamilton County, IN dates from 2000. Homes in Hamilton County, IN pay $1,756 a year for electricity. Hamilton County, IN home electricity prices run City of Frankfort to Boone County Rural EMC, $40 a month apart at 901 kWh.
Bill and heat pump calculator, Hamilton County, IN
Compare Hamilton County, IN with its neighbours
- Marion County sits 15 miles south of Hamilton County, IN, with 971,822 residents against 357,176 there, 192 storm events against 94, median home built 1972 against 2000, energy burden 2.3% against 1.7%, income $63,450 against $117,957.
- Hancock County sits 17 miles southeast of Hamilton County, IN, with 82,013 residents against 357,176 there, 77 storm events against 94, median home built 1991 against 2000, energy burden 2.5% against 1.7%, income $91,326 against $117,957.
- Tipton County sits 22 miles north of Hamilton County, IN, with 15,329 residents against 357,176 there, 39 storm events against 94, median home built 1963 against 2000, energy burden 3.8% against 1.7%, income $78,309 against $117,957.
- Boone County sits 18 miles west of Hamilton County, IN, with 72,827 residents against 357,176 there, 66 storm events against 94, median home built 1994 against 2000, energy burden 2.0% against 1.7%, income $104,865 against $117,957.
- Madison County sits 21 miles northeast of Hamilton County, IN, with 130,949 residents against 357,176 there, 105 storm events against 94, median home built 1965 against 2000, energy burden 3.4% against 1.7%, income $62,632 against $117,957.
Cities in Hamilton County, IN
- Fishers electricity rates100,918 residents
- Carmel electricity rates100,501 residents
- Noblesville electricity rates71,940 residents
- Westfield electricity rates51,109 residents
ZIP codes in Hamilton County, IN
- 46030
- 46031
- 46032
- 46033
- 46034
- 46037
- 46038
- 46060
- 46062
- 46069
- 46074
- 46280
- 46290
Indiana: home prices since 2001, planned plants.
Questions on Hamilton County, IN
Hamilton County, IN: what do homes pay for electricity?
Hamilton County, IN homes paid 12.04 to 16.51 cents per kWh in 2024 across 6 listed utilities: $108 to $149 a month at 901 kWh, 1.10% to 1.51% of Hamilton County, IN income.
Hamilton County, IN: how many homes heat with electricity?
Hamilton County, IN: 48,754 of 133,171 occupied homes, 36.6%, rank 33 of 92.
Hamilton County, IN: median household income?
$117,957 in Hamilton County, IN, rank 1 of 92; 357,176 residents, 133,171 households.
Hamilton County, IN: outage-linked storms since 2015?
Hamilton County, IN: 94 NWS events, peak year 2019.
Hamilton County, IN: flood insurance claims since 2015?
Hamilton County, IN: 31 NFIP flood claims, $204K paid, 0.3 per 1,000 homes, 0.5% of homes insured.
How old are the homes in Hamilton County, IN?
Hamilton County, IN: median home built 2000; 18.6% predate 1980, 75.2% detached, 14.8% in 5+ unit buildings.
Hamilton County, IN: share of income for energy?
Hamilton County, IN homes spend $1,756 a year on electricity, $2,574 on all energy: 1.7% of $150,087; 9.1% for lower incomes.