Electric companies in Morgan County, Indiana
Morgan County, IN ranks 13th of 92 Indiana counties for winter weather risk, FEMA score 80.2. Morgan County, IN has 72,202 residents. Morgan County, IN: 5 utilities listed by EIA. Morgan County, IN: home electricity prices of 12.75 to 17.73 cents per kWh.
Morgan County, IN on the map
Morgan County, IN darker: more storm events
Outage risk in Morgan County, IN
Morgan County, IN, NWS storm events 2015 to 2025: 63 in all, 87.3 per 100,000 residents of 72,202, rank 48 of 92 Indiana counties. Property damage in Morgan County, IN: $10.1M.
Events by year in Morgan County, IN
events a year, Morgan County, IN
- 8'15
- 4'16
- 2'17
- 4'18
- 5'19
- 7'20
- 3'21
- 3'22
- 9'23
- 4'24
- 14'25
Events by type
| Morgan County, IN | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Morgan County, IN, thunderstorm and high wind | Relatively High | 84.5 | 23 of 92 | 48 | 2025 (12) | $2.1M |
| Morgan County, IN, tornado | Relatively Moderate | 77.7 | 31 of 92 | 2 | 2020 (1) | $8.0M |
| Morgan County, IN, hurricane and tropical storm | Very Low | 9.9 | 87 of 92 | 0 | none | $0 |
| Morgan County, IN, ice storm | Relatively Low | 55.4 | 30 of 92 | 1 | 2018 (1) | $0 |
| Morgan County, IN, winter storm and heavy snow | Relatively Moderate | 80.2 | 13 of 92 | 11 | 2015 (2) | $0 |
| Morgan County, IN, heat wave | Relatively Low | 63.3 | 24 of 92 | 1 | 2023 (1) | $0 |
Electric utilities in Morgan County, IN
| Utility listed for Morgan County, IN | Type | Home price ¢/kWh | Yearly bill at 901 kWh | Share of Morgan County, IN median income of $79,088 |
|---|---|---|---|---|
| Duke Energy Indiana, LLC in Morgan County, IN | Investor Owned | 12.75 | $1,378 | 1.74% |
| AES Indiana in Morgan County, IN | Investor Owned | 13.75 | $1,487 | 1.88% |
| Johnson County Rural E M C in Morgan County, IN | Cooperative | 13.79 | $1,491 | 1.89% |
| Hendricks County Rural E M C in Morgan County, IN | Cooperative | 13.84 | $1,496 | 1.89% |
| South Central Indiana REMC in Morgan County, IN | Cooperative | 17.73 | $1,917 | 2.42% |
Prices are statewide utility averages, not a county price.
Facts about Morgan County, IN
- Residents of Morgan County, IN, ACS 2023
- 72,20224 of 92 Indiana counties
- Households in Morgan County, IN
- 27,7132.61 people each
- Owner-occupied homes in Morgan County, IN
- 82.9%22,982 owner and 4,731 renter households
- Median household income in Morgan County, IN
- $79,08815 of 92 Indiana counties
- Housing units in Morgan County, IN
- 29,7492,036 vacant or seasonal, 6.8% of the units
- Homes heated by electricity in Morgan County, IN
- 41.2%11,420 homes, 17 of 92 Indiana counties
- Utilities listed for Morgan County, IN
- 55 with a home price: Duke Energy Indiana, LLC, AES Indiana, Johnson County Rural E M C
- Lowest home price in Morgan County, IN
- 12.75 ¢/kWhDuke Energy Indiana, LLC, 28.1% below the highest
- Highest home price in Morgan County, IN
- 17.73 ¢/kWhSouth Central Indiana REMC
- Monthly bill gap in Morgan County, IN
- $45between the two at 901 kWh, $538 a year, 0.68% of the Morgan County, IN median income
- ZIP areas touching Morgan County, IN
- 946111 to 46180
- Outage-linked storm events in Morgan County, IN
- 63NWS storm events, 2015 to 2025
- Homes built before 1980 in Morgan County, IN
- 49.8%median year built 1980
- Flood claims in Morgan County, IN
- 31NFIP 2015 to 2025, $503K paid
- Home energy burden in Morgan County, IN
- 2.8%$1,895 a year on electricity (DOE LEAD)
Electricity price since 2015 in Morgan County, IN
Duke Energy Indiana, LLC charged Morgan County, IN homes 11.01 ¢/kWh in 2015. Morgan County, IN: 12.75 ¢ in 2024, 16% up. Morgan County, IN: against 28% up for the Indiana average.
Morgan County, IN: a 901 kWh month at that price. Morgan County, IN: $99 in 2015, $115 in 2024. Morgan County, IN: $1,378 a year, 1.7% of the $79,088 median income.
Morgan: 10 yearly prices
| Year | Duke Energy Indiana, LLC, Morgan County, IN | Morgan: Gap to Indiana average | Morgan: Gap to U.S. average |
|---|---|---|---|
| 2015, Morgan | 11.01 | -0.56 | -1.64 |
| 2016, Morgan | 11.05 | -0.74 | -1.50 |
| 2017, Morgan | 11.63 | -0.66 | -1.26 |
| 2018, Morgan | 11.53 | -0.73 | -1.34 |
| 2019, Morgan | 11.73 | -0.85 | -1.28 |
| 2020, Morgan | 11.68 | -1.15 | -1.47 |
| 2021, Morgan | 12.95 | -0.42 | -0.71 |
| 2022, Morgan | 15.15 | +0.56 | +0.11 |
| 2023, Morgan | 14.31 | -0.63 | -1.69 |
| 2024, Morgan | 12.75 | -2.02 | -3.73 |
Morgan County, IN: EIA-861 home prices, 2015 to 2024, not a Morgan County, IN price.
CSVHousing and heating in Morgan County, IN
Morgan County, IN: 14,808 of 29,749 homes were built before 1980 and 6,214 in 2000 or later. Morgan County, IN has 24,782 detached houses, 1,113 homes in 5+ unit buildings, 1,649 mobile homes, and 4,731 of 27,713 households rent.
Age of homes in Morgan County, IN
% of homes by decade built, Morgan County, IN
- 13pre-40
- 540s
- 850s
- 1160s
- 1370s
- 880s
- 2290s
- 1300s
- 710s
- 120+
Heating fuel in Morgan County, IN
| Morgan County, IN | Value | State median | Gap | Rank (1 = highest) |
|---|---|---|---|---|
| Morgan County, IN, median year built | 1980 | 1973 | +7 years | 24 of 92 |
| Morgan County, IN, built before 1980 | 49.8% | 59.3% | -9.6 points | 68 of 92 |
| Morgan County, IN, built 2000 or later | 20.9% | 17.9% | +3.0 points | 26 of 92 |
| Morgan County, IN, detached houses | 83.3% | 78.5% | +4.8 points | 17 of 92 |
| Morgan County, IN, apartments in 5+ unit buildings | 3.7% | 6.2% | -2.4 points | 74 of 92 |
| Morgan County, IN, mobile homes | 5.5% | 6.2% | -0.7 points | 54 of 92 |
| Morgan County, IN, renter households | 17.1% | 23.6% | -6.5 points | 86 of 92 |
| Morgan County, IN, median home value | $220,100 | $171,400 | +$48,700 | 15 of 92 |
| Morgan County, IN, median gross rent a month | $988 | $850 | +$138 | 18 of 92 |
| Morgan County, IN, people per household | 2.57 | 2.46 | +0.10 | 16 of 92 |
Cost of living with electricity in Morgan County, IN
Morgan County, IN: electricity $1,895 a year per home (DOE LEAD), all home energy $2,588, 2.8% of $92,621 income. 27,138 households in Morgan County, IN spend about $51.4 million a year on electricity and $70.2 million on all home energy. Lower-income homes in Morgan County, IN ($20,181 a year) spend 9.9% of income, 3.5 times the all-home figure.
Energy burden in Morgan County, IN
| Morgan County, IN | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Morgan County, IN, all households | 27,138 | $92,621 | $1,895 | $622 | $71 | 2.8% |
| Morgan County, IN, lower income | 5,544 | $20,181 | $1,477 | $456 | $65 | 9.9% |
| Morgan County, IN, owners | 22,372 | $104,357 | $2,053 | $704 | $81 | 2.7% |
| Morgan County, IN, renters | 4,766 | $37,529 | $1,152 | $236 | $27 | 3.8% |
Flood claims and flood insurance in Morgan County, IN
Morgan County, IN: 31 NFIP flood claims in 2015 to 2025, $503K paid, median paid claim $9,662.
218 of 29,815 residential structures in Morgan County, IN carry an NFIP contract. 273 NFIP policies of any type were in force in Morgan County, IN on 8 Sep 2026. Morgan County, IN lists 24 repetitive-loss properties.
Morgan County, IN: claims history, not an outage count.
Flood claims by year in Morgan County, IN
flood claims a year, Morgan County, IN
- 13'15
- 0'16
- 9'17
- <5'18
- <5'19
- 0'20
- 0'21
- 0'22
- 0'23
- <5'24
- <5'25
| Morgan County, IN | Value | Median county | Rank (1 = highest) |
|---|---|---|---|
| Morgan County, IN, claims 2015-2025 | 31 | — | 22 of 67 |
| Morgan County, IN, paid 2015-2025 | $503K | — | 28 of 67 |
| Morgan County, IN, median paid claim | $9,662 | — | — |
| Morgan County, IN, claims per 1,000 homes | 1.0 | 0.9 | 29 of 67 |
| Morgan County, IN, homes with flood insurance | 0.7% | 0.4% | 19 of 91 |
| Morgan County, IN, policies in force | 273 | — | — |
| Morgan County, IN, repetitive-loss properties | 24 | — | — |
Morgan County, IN: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Morgan County, IN: flood claims by state, flood hub.
Climate and electric heating in Morgan County, IN
Morgan County, IN totals 5,416 heating degree days and 954 cooling degree days a year (1991-2020 normal).
For heating, Morgan County, IN is the 54th coldest of 92 counties in Indiana: 5,416 against a median of 5,588. For cooling, Morgan County, IN is the 41st hottest: 954 against a median of 896.
Morgan County, IN is a cold-winter county, with 4,462 more heating than cooling degree days.
Morgan County, IN: 5,079 heating degree days in 2016-2025, 5,416 on the normal, 6% under.
Morgan County, IN: 41.2% of 27,713 homes heat with electricity; 58.8% use gas, oil, wood or something else.
| Morgan County, IN | Value | IN median county | Morgan County, IN, rank (1 = highest) |
|---|---|---|---|
| Morgan County, IN, heating degree days, 1991-2020 normal | 5,416 | 5,588 | 54 of 92 |
| Morgan County, IN, heating degree days, 2016-2025 mean | 5,079 | 5,260 | 54 of 92 |
| Morgan County, IN, cooling degree days, 1991-2020 normal | 954 | 896 | 41 of 92 |
| Morgan County, IN, cooling degree days, 2016-2025 mean | 1,056 | 992 | 38 of 92 |
| Morgan County, IN, electric heating, ACS 2019-2023 | 41.2% | 32.0% | 17 of 92 |
Morgan County, IN: ACS B25040, 27,713 homes; NOAA nClimDiv, retrieved 7 Oct 2026.
Analyst note on Morgan County, IN
Morgan County, IN counts 72,202 residents in 27,713 households. Household income in Morgan County, IN is $79,088; 22,982 of its 27,713 households own. Morgan County, IN touches 9 ZIP areas, 46111 to 46180, about 8,022 residents each.
11,420 of the 27,713 homes in Morgan County, IN heat with electricity. Morgan County, IN has 29,749 housing units, 2,036 (6.8%) vacant or seasonal, and 4,731 rented homes. Morgan County, IN logged 63 storm events for its 72,202 residents.
The median home in Morgan County, IN dates from 1980. Homes in Morgan County, IN pay $1,895 a year for electricity. Morgan County, IN home electricity prices run Duke Energy Indiana, LLC to South Central Indiana REMC, $45 a month apart at 901 kWh.
Bill and heat pump calculator, Morgan County, IN
Compare Morgan County, IN with its neighbours
- Hendricks County sits 18 miles north of Morgan County, IN, with 179,379 residents against 72,202 there, 101 storm events against 63, median home built 1997 against 1980, energy burden 2.1% against 2.8%, income $99,988 against $79,088.
- Monroe County sits 23 miles south of Morgan County, IN, with 139,822 residents against 72,202 there, 71 storm events against 63, median home built 1986 against 1980, energy burden 2.5% against 2.8%, income $63,372 against $79,088.
- Johnson County sits 18 miles east of Morgan County, IN, with 163,983 residents against 72,202 there, 65 storm events against 63, median home built 1992 against 1980, energy burden 2.3% against 2.8%, income $87,227 against $79,088.
- Putnam County sits 20 miles northwest of Morgan County, IN, with 37,091 residents against 72,202 there, 73 storm events against 63, median home built 1979 against 1980, energy burden 3.2% against 2.8%, income $76,182 against $79,088.
- Brown County sits 25 miles southeast of Morgan County, IN, with 15,543 residents against 72,202 there, 52 storm events against 63, median home built 1982 against 1980, energy burden 3.1% against 2.8%, income $72,644 against $79,088.
ZIP codes in Morgan County, IN
- 46111
- 46113
- 46125
- 46151
- 46157
- 46158
- 46160
- 46166
- 46180
Indiana: home prices since 2001, planned plants.
Questions on Morgan County, IN
Morgan County, IN: what do homes pay for electricity?
Morgan County, IN homes paid 12.75 to 17.73 cents per kWh in 2024 across 5 listed utilities: $115 to $160 a month at 901 kWh, 1.74% to 2.42% of Morgan County, IN income.
Morgan County, IN: how many homes heat with electricity?
Morgan County, IN: 11,420 of 27,713 occupied homes, 41.2%, rank 17 of 92.
Morgan County, IN: median household income?
$79,088 in Morgan County, IN, rank 15 of 92; 72,202 residents, 27,713 households.
Morgan County, IN: outage-linked storms since 2015?
Morgan County, IN: 63 NWS events, peak year 2025.
Morgan County, IN: flood insurance claims since 2015?
Morgan County, IN: 31 NFIP flood claims, $503K paid, 1.0 per 1,000 homes, 0.7% of homes insured.
How old are the homes in Morgan County, IN?
Morgan County, IN: median home built 1980; 49.8% predate 1980, 83.3% detached, 3.7% in 5+ unit buildings.
Morgan County, IN: share of income for energy?
Morgan County, IN homes spend $1,895 a year on electricity, $2,588 on all energy: 2.8% of $92,621; 9.9% for lower incomes.