Electric companies in Hardin County, Kentucky
Hardin County, KY ranks 1 of 120 Kentucky counties for damaging wind risk, FEMA score 95.4. Hardin County in Kentucky has 111,452 residents and 5 utilities listed by EIA, with home prices of 11.85 to 14.27 cents per kWh.
Hardin County on the map
Hardin County darker: more storm events
Outage risk in Hardin County
Hardin County, KY, NWS storm events 2015 to 2025: 104 in all, 93.3 per 100,000 residents of 111,452, rank 43 of 120 Kentucky counties. Property damage in Hardin County, KY: $1.2M, with 8 direct injuries or deaths.
Events by year in Hardin County, KY
events a year, Hardin County, KY
- 12'15
- 22'16
- 5'17
- 19'18
- 2'19
- 1'20
- 6'21
- 12'22
- 9'23
- 9'24
- 7'25
Events by type
| Hardin County, KY | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Hardin County, KY, thunderstorm and high wind | Relatively High | 95.4 | 1 of 120 | 75 | 2016 (20) | $655K |
| Hardin County, KY, tornado | Relatively Moderate | 84.2 | 15 of 120 | 9 | 2025 (3) | $525K |
| Hardin County, KY, hurricane and tropical storm | Very Low | 40.3 | 31 of 120 | 0 | none | $0 |
| Hardin County, KY, ice storm | Relatively High | 92.4 | 7 of 120 | 5 | 2018 (3) | $0 |
| Hardin County, KY, winter storm and heavy snow | Relatively Moderate | 80.4 | 15 of 120 | 15 | 2018 (4) | $0 |
| Hardin County, KY, heat wave | Relatively Low | 72.0 | 18 of 120 | 0 | none | $0 |
Electric utilities in Hardin County
| Utility listed for Hardin County, KY | Type | Home price ¢/kWh | Yearly bill at 1,047 kWh | Share of Hardin County, KY median income of $67,608 |
|---|---|---|---|---|
| Kentucky Utilities Co in Hardin County, KY | Investor Owned | 11.85 | $1,488 | 2.20% |
| Louisville Gas & Electric Co in Hardin County, KY | Investor Owned | 12.28 | $1,542 | 2.28% |
| Nolin Rural Electric Coop Corp in Hardin County, KY | Cooperative | 13.08 | $1,642 | 2.43% |
| Farmers Rural Electric Coop Corp in Hardin County, KY | Cooperative | 13.08 | $1,643 | 2.43% |
| Meade County Rural E C C in Hardin County, KY | Cooperative | 14.27 | $1,792 | 2.65% |
Prices are statewide utility averages, not a county price.
Facts about Hardin County
- Residents of Hardin County, KY, ACS 2023
- 111,4526 of 120 Kentucky counties
- Households in Hardin County, KY
- 43,4852.56 people each
- Owner-occupied homes in Hardin County, KY
- 62.3%27,100 owner and 16,385 renter households
- Median household income in Hardin County, KY
- $67,60821 of 120 Kentucky counties
- Housing units in Hardin County, KY
- 47,3703,885 vacant or seasonal, 8.2% of the units
- Homes heated by electricity in Hardin County, KY
- 70.6%30,693 homes, 24 of 120 Kentucky counties
- Utilities listed for Hardin County, KY
- 55 with a home price: Kentucky Utilities Co, Louisville Gas & Electric Co, Nolin Rural Electric Coop Corp
- Lowest home price in Hardin County, KY
- 11.85 ¢/kWhKentucky Utilities Co, 17.0% below the highest
- Highest home price in Hardin County, KY
- 14.27 ¢/kWhMeade County Rural E C C
- Monthly bill gap in Hardin County, KY
- $25between the two at 1,047 kWh, $304 a year, 0.45% of the Hardin County, KY median income
- ZIP areas touching Hardin County, KY
- 1340121 to 42788
- Outage-linked storm events in Hardin County, KY
- 104NWS storm events, 2015 to 2025
- Homes built before 1980 in Hardin County, KY
- 39.5%median year built 1987
- Flood claims in Hardin County, KY
- 177NFIP 2015 to 2025, $5.8M paid
- Home energy burden in Hardin County, KY
- 2.4%$1,590 a year on electricity (DOE LEAD)
Cost of living with electricity in Hardin County
Hardin County, KY: electricity $1,590 a year per home (DOE LEAD), all home energy $1,885, 2.4% of $78,869 income. 42,638 households in Hardin County, KY spend about $67.8 million a year on electricity and $80.4 million on all home energy. Lower-income homes in Hardin County, KY ($19,423 a year) spend 8.3% of income, 3.5 times the all-home figure.
Energy burden in Hardin County, KY
| Hardin County, KY | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Hardin County, KY, all households | 42,638 | $78,869 | $1,590 | $256 | $39 | 2.4% |
| Hardin County, KY, lower income | 9,722 | $19,423 | $1,347 | $234 | $28 | 8.3% |
| Hardin County, KY, owners | 26,458 | $95,578 | $1,869 | $359 | $56 | 2.4% |
| Hardin County, KY, renters | 16,180 | $51,546 | $1,134 | $86 | $10 | 2.4% |
Housing and heating in Hardin County
Hardin County, KY: 18,731 of 47,370 homes were built before 1980 and 14,457 in 2000 or later. Hardin County, KY has 31,005 detached houses, 5,502 homes in 5+ unit buildings, 4,148 mobile homes, and 16,385 of 43,485 households rent.
Age of homes in Hardin County, KY
% of homes by decade built, Hardin County, KY
- 5pre-40
- 340s
- 650s
- 960s
- 1670s
- 1480s
- 1690s
- 1800s
- 1110s
- 120+
Heating fuel in Hardin County, KY
| Hardin County, KY | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Hardin County, KY, median year built | 1987 | 1984 | +3 years | 32 of 120 |
| Hardin County, KY, built before 1980 | 39.5% | 44.6% | -5.1 points | 87 of 120 |
| Hardin County, KY, built 2000 or later | 30.5% | 23.4% | +7.1 points | 16 of 120 |
| Hardin County, KY, detached houses | 65.5% | 68.6% | -3.2 points | 80 of 120 |
| Hardin County, KY, apartments in 5+ unit buildings | 11.6% | 4.3% | +7.3 points | 10 of 120 |
| Hardin County, KY, mobile homes | 8.8% | 18.4% | -9.6 points | 95 of 120 |
| Hardin County, KY, renter households | 37.7% | 26.3% | +11.4 points | 6 of 120 |
| Hardin County, KY, median home value | $205,900 | $138,300 | +$67,600 | 18 of 120 |
| Hardin County, KY, median gross rent a month | $947 | $756 | +$191 | 17 of 120 |
| Hardin County, KY, people per household | 2.50 | 2.50 | +0.00 | 57 of 120 |
Flood claims and flood insurance in Hardin County
Hardin County, KY: 177 NFIP flood claims in 2015 to 2025, $5.8M paid, median paid claim $24,552.
308 of 37,388 residential structures in Hardin County, KY carry an NFIP contract. 299 NFIP policies of any type were in force in Hardin County, KY on 8 Sep 2026. Hardin County, KY lists 54 repetitive-loss properties, 11 of them severe repetitive loss.
Hardin County, KY: claims history, not an outage count.
Flood claims by year in Hardin County, KY
flood claims a year, Hardin County, KY
- 12'15
- <5'16
- 12'17
- 47'18
- 8'19
- 0'20
- 6'21
- 0'22
- <5'23
- 0'24
- 88'25
| Hardin County, KY | Value | Median county | Rank |
|---|---|---|---|
| Hardin County, KY, claims 2015-2025 | 177 | — | 7 of 94 |
| Hardin County, KY, paid 2015-2025 | $5.8M | — | 10 of 94 |
| Hardin County, KY, median paid claim | $24,552 | — | — |
| Hardin County, KY, claims per 1,000 homes | 4.7 | 2.3 | 30 of 94 |
| Hardin County, KY, homes with flood insurance | 0.8% | 0.4% | 38 of 117 |
| Hardin County, KY, policies in force | 299 | — | — |
| Hardin County, KY, repetitive-loss properties | 54 | — | — |
Hardin County, KY: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Hardin County: flood claims by state, flood hub.
Analyst note on Hardin County
Hardin County, KY counts 111,452 residents in 43,485 households. Household income in Hardin County, KY is $67,608; 27,100 of its 43,485 households own. Hardin County, KY touches 13 ZIP areas, 40121 to 42788, about 8,573 residents each.
30,693 of the 43,485 homes in Hardin County, KY heat with electricity. Hardin County, KY has 47,370 housing units, 3,885 (8.2%) vacant or seasonal, and 16,385 rented homes. Hardin County, KY logged 104 storm events for its 111,452 residents.
The median home in Hardin County, KY dates from 1987. Homes in Hardin County, KY pay $1,590 a year for electricity. Hardin County, KY home prices run Kentucky Utilities Co to Meade County Rural E C C, $25 a month apart at 1,047 kWh.
Bill and heat pump calculator, Hardin County
Compare Hardin County with its neighbours
- Bullitt County sits 18 miles northeast of Hardin County, KY with 83,209 residents, 103 storm events, median home built 1992, energy burden 2.4%, income $77,640.
- Larue County sits 22 miles southeast of Hardin County, KY with 15,028 residents, 63 storm events, median home built 1981, energy burden 3.2%, income $67,770.
- Meade County sits 24 miles northwest of Hardin County, KY with 30,032 residents, 84 storm events, median home built 1990, energy burden 2.4%, income $70,163.
- Hart County sits 32 miles south of Hardin County, KY with 19,470 residents, 76 storm events, median home built 1984, energy burden 3.6%, income $49,653.
- Grayson County sits 28 miles southwest of Hardin County, KY with 26,586 residents, 74 storm events, median home built 1988, energy burden 3.6%, income $49,893.
Cities in Hardin County
- Elizabethtown electricity rates31,870 residents
ZIP codes in Hardin County
- 40121
- 40160
- 40162
- 40175
- 40177
- 42701
- 42712
- 42724
- 42732
- 42740
- 42776
- 42784
- 42788
Kentucky: home prices since 2001, planned plants.
Questions on Hardin County
Hardin County, KY: what do homes pay for electricity?
Hardin County, KY homes paid 11.85 to 14.27 cents per kWh in 2024 across 5 listed utilities: $124 to $149 a month at 1,047 kWh, 2.20% to 2.65% of Hardin County, KY income.
Hardin County, KY: how many homes heat with electricity?
Hardin County, KY: 30,693 of 43,485 occupied homes, 70.6%, rank 24 of 120.
Hardin County, KY: median household income?
$67,608 in Hardin County, KY, rank 21 of 120; 111,452 residents, 43,485 households.
Hardin County, KY: outage-linked storms since 2015?
Hardin County, KY: 104 NWS events, peak year 2016.
Hardin County, KY: flood insurance claims since 2015?
Hardin County, KY: 177 NFIP flood claims, $5.8M paid, 4.7 per 1,000 homes, 0.8% of homes insured.
How old are the homes in Hardin County, KY?
Hardin County, KY: median home built 1987; 39.5% predate 1980, 65.5% detached, 11.6% in 5+ unit buildings.
Hardin County, KY: share of income for energy?
Hardin County, KY homes spend $1,590 a year on electricity, $1,885 on all energy: 2.4% of $78,869; 8.3% for lower incomes.