Electric companies in Madison County, Kentucky
Madison County, KY ranks 4 of 120 Kentucky counties for the newest homes (median year built 1993). Madison County in Kentucky has 94,064 residents and 6 utilities listed by EIA, with home prices of 9.04 to 13.74 cents per kWh.
Madison County on the map
Madison County darker: more storm events
Housing and heating in Madison County
Madison County, KY: 12,148 of 39,920 homes were built before 1980 and 14,882 in 2000 or later. Madison County, KY has 25,133 detached houses, 6,064 homes in 5+ unit buildings, 2,947 mobile homes, and 13,807 of 36,722 households rent.
Age of homes in Madison County, KY
% of homes by decade built, Madison County, KY
- 4pre-40
- 240s
- 450s
- 760s
- 1470s
- 1380s
- 1990s
- 2200s
- 1410s
- 220+
Heating fuel in Madison County, KY
| Madison County, KY | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Madison County, KY, median year built | 1993 | 1984 | +9 years | 4 of 120 |
| Madison County, KY, built before 1980 | 30.4% | 44.6% | -14.2 points | 114 of 120 |
| Madison County, KY, built 2000 or later | 37.3% | 23.4% | +13.8 points | 5 of 120 |
| Madison County, KY, detached houses | 63.0% | 68.6% | -5.7 points | 96 of 120 |
| Madison County, KY, apartments in 5+ unit buildings | 15.2% | 4.3% | +10.9 points | 7 of 120 |
| Madison County, KY, mobile homes | 7.4% | 18.4% | -11.0 points | 98 of 120 |
| Madison County, KY, renter households | 37.6% | 26.3% | +11.3 points | 7 of 120 |
| Madison County, KY, median home value | $220,700 | $138,300 | +$82,400 | 15 of 120 |
| Madison County, KY, median gross rent a month | $851 | $756 | +$95 | 30 of 120 |
| Madison County, KY, people per household | 2.40 | 2.50 | -0.10 | 103 of 120 |
Electric utilities in Madison County
| Utility listed for Madison County, KY | Type | Home price ¢/kWh | Yearly bill at 1,047 kWh | Share of Madison County, KY median income of $62,407 |
|---|---|---|---|---|
| City of Berea Municipal Utility in Madison County, KY | Municipal | 9.04 | $1,135 | 1.82% |
| Kentucky Utilities Co in Madison County, KY | Investor Owned | 11.85 | $1,488 | 2.38% |
| Blue Grass Energy Coop Corp in Madison County, KY | Cooperative | 12.32 | $1,547 | 2.48% |
| Clark Energy Coop Inc in Madison County, KY | Cooperative | 13.25 | $1,664 | 2.67% |
| Jackson Energy Coop Corp in Madison County, KY | Cooperative | 13.66 | $1,715 | 2.75% |
| Inter County Energy Coop Corp in Madison County, KY | Cooperative | 13.74 | $1,725 | 2.76% |
Prices are statewide utility averages, not a county price.
Facts about Madison County
- Residents of Madison County, KY, ACS 2023
- 94,0648 of 120 Kentucky counties
- Households in Madison County, KY
- 36,7222.56 people each
- Owner-occupied homes in Madison County, KY
- 62.4%22,915 owner and 13,807 renter households
- Median household income in Madison County, KY
- $62,40734 of 120 Kentucky counties
- Housing units in Madison County, KY
- 39,9203,198 vacant or seasonal, 8.0% of the units
- Homes heated by electricity in Madison County, KY
- 80.7%29,642 homes, 7 of 120 Kentucky counties
- Utilities listed for Madison County, KY
- 66 with a home price: City of Berea Municipal Utility, Kentucky Utilities Co, Blue Grass Energy Coop Corp
- Lowest home price in Madison County, KY
- 9.04 ¢/kWhCity of Berea Municipal Utility, 34.2% below the highest
- Highest home price in Madison County, KY
- 13.74 ¢/kWhInter County Energy Coop Corp
- Monthly bill gap in Madison County, KY
- $49between the two at 1,047 kWh, $590 a year, 0.94% of the Madison County, KY median income
- ZIP areas touching Madison County, KY
- 540385 to 40475
- Outage-linked storm events in Madison County, KY
- 121NWS storm events, 2015 to 2025
- Homes built before 1980 in Madison County, KY
- 30.4%median year built 1993
- Flood claims in Madison County, KY
- 59NFIP 2015 to 2025, $1.7M paid
- Home energy burden in Madison County, KY
- 2.2%$1,559 a year on electricity (DOE LEAD)
Outage risk in Madison County
Madison County, KY, NWS storm events 2015 to 2025: 121 in all, 128.6 per 100,000 residents of 94,064, rank 28 of 120 Kentucky counties. Property damage in Madison County, KY: $575K, with 4 direct injuries or deaths.
Events by year in Madison County, KY
events a year, Madison County, KY
- 16'15
- 7'16
- 13'17
- 15'18
- 4'19
- 11'20
- 11'21
- 12'22
- 9'23
- 8'24
- 15'25
Events by type
| Madison County, KY | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Madison County, KY, thunderstorm and high wind | Relatively High | 88.6 | 16 of 120 | 99 | 2017 (13) | $450K |
| Madison County, KY, tornado | Relatively Moderate | 85.3 | 13 of 120 | 6 | 2015 (2) | $75K |
| Madison County, KY, hurricane and tropical storm | Very Low | 50.6 | 7 of 120 | 0 | none | $0 |
| Madison County, KY, ice storm | Relatively Moderate | 72.9 | 34 of 120 | 1 | 2021 (1) | $0 |
| Madison County, KY, winter storm and heavy snow | Relatively High | 85.9 | 7 of 120 | 15 | 2022 (3) | $50K |
| Madison County, KY, heat wave | Relatively Low | 61.1 | 25 of 120 | 0 | none | $0 |
Cost of living with electricity in Madison County
Madison County, KY: electricity $1,559 a year per home (DOE LEAD), all home energy $1,751, 2.2% of $77,852 income. 36,148 households in Madison County, KY spend about $56.4 million a year on electricity and $63.3 million on all home energy. Lower-income homes in Madison County, KY ($17,961 a year) spend 7.6% of income, 3.4 times the all-home figure.
Energy burden in Madison County, KY
| Madison County, KY | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Madison County, KY, all households | 36,148 | $77,852 | $1,559 | $163 | $29 | 2.2% |
| Madison County, KY, lower income | 10,167 | $17,961 | $1,224 | $107 | $33 | 7.6% |
| Madison County, KY, owners | 22,166 | $101,330 | $1,871 | $227 | $42 | 2.1% |
| Madison County, KY, renters | 13,982 | $40,631 | $1,064 | $61 | $8 | 2.8% |
Flood claims and flood insurance in Madison County
Madison County, KY: 59 NFIP flood claims in 2015 to 2025, $1.7M paid, median paid claim $13,851.
219 of 29,955 residential structures in Madison County, KY carry an NFIP contract. 269 NFIP policies of any type were in force in Madison County, KY on 8 Sep 2026. Madison County, KY lists 12 repetitive-loss properties.
Madison County, KY: claims history, not an outage count.
Flood claims by year in Madison County, KY
flood claims a year, Madison County, KY
- 19'15
- <5'16
- 0'17
- 0'18
- <5'19
- <5'20
- 13'21
- <5'22
- <5'23
- 0'24
- 13'25
| Madison County, KY | Value | Median county | Rank |
|---|---|---|---|
| Madison County, KY, claims 2015-2025 | 59 | — | 27 of 94 |
| Madison County, KY, paid 2015-2025 | $1.7M | — | 25 of 94 |
| Madison County, KY, median paid claim | $13,851 | — | — |
| Madison County, KY, claims per 1,000 homes | 2.0 | 2.3 | 54 of 94 |
| Madison County, KY, homes with flood insurance | 0.7% | 0.4% | 44 of 117 |
| Madison County, KY, policies in force | 269 | — | — |
| Madison County, KY, repetitive-loss properties | 12 | — | — |
Madison County, KY: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Madison County: flood claims by state, flood hub.
Analyst note on Madison County
Madison County, KY counts 94,064 residents in 36,722 households. 29,642 of the 36,722 homes in Madison County, KY heat with electricity. Household income in Madison County, KY is $62,407; 22,915 of its 36,722 households own.
Madison County, KY touches 5 ZIP areas, 40385 to 40475, about 18,813 residents each. Madison County, KY has 39,920 housing units, 3,198 (8.0%) vacant or seasonal, and 13,807 rented homes. Madison County, KY logged 121 storm events for its 94,064 residents.
The median home in Madison County, KY dates from 1993. Homes in Madison County, KY pay $1,559 a year for electricity. Madison County, KY home prices run City of Berea Municipal Utility to Inter County Energy Coop Corp, $49 a month apart at 1,047 kWh.
Bill and heat pump calculator, Madison County
Compare Madison County with its neighbours
- Clark County sits 15 miles northeast of Madison County, KY with 37,004 residents, 62 storm events, median home built 1979, energy burden 2.8%, income $67,824.
- Garrard County sits 15 miles west of Madison County, KY with 17,346 residents, 65 storm events, median home built 1987, energy burden 2.6%, income $62,572.
- Jessamine County sits 17 miles northwest of Madison County, KY with 53,792 residents, 55 storm events, median home built 1991, energy burden 2.5%, income $74,886.
- Fayette County sits 21 miles north of Madison County, KY with 321,122 residents, 130 storm events, median home built 1983, energy burden 2.0%, income $67,631.
- Estill County sits 19 miles east of Madison County, KY with 14,079 residents, 121 storm events, median home built 1980, energy burden 4.0%, income $43,905.
Cities in Madison County
- Richmond electricity rates35,498 residents
ZIP codes in Madison County
- 40385
- 40403
- 40404
- 40461
- 40475
Kentucky: home prices since 2001, planned plants. 100 MW planned in this county.
Questions on Madison County
Madison County, KY: what do homes pay for electricity?
Madison County, KY homes paid 9.04 to 13.74 cents per kWh in 2024 across 6 listed utilities: $95 to $144 a month at 1,047 kWh, 1.82% to 2.76% of Madison County, KY income.
Madison County, KY: how many homes heat with electricity?
Madison County, KY: 29,642 of 36,722 occupied homes, 80.7%, rank 7 of 120.
Madison County, KY: median household income?
$62,407 in Madison County, KY, rank 34 of 120; 94,064 residents, 36,722 households.
Madison County, KY: outage-linked storms since 2015?
Madison County, KY: 121 NWS events, peak year 2015.
Madison County, KY: flood insurance claims since 2015?
Madison County, KY: 59 NFIP flood claims, $1.7M paid, 2.0 per 1,000 homes, 0.7% of homes insured.
How old are the homes in Madison County, KY?
Madison County, KY: median home built 1993; 30.4% predate 1980, 63.0% detached, 15.2% in 5+ unit buildings.
Madison County, KY: share of income for energy?
Madison County, KY homes spend $1,559 a year on electricity, $1,751 on all energy: 2.2% of $77,852; 7.6% for lower incomes.