Electric companies in Clay County, Minnesota
Clay County, MN ranks 4th of 87 Minnesota counties for winter weather risk, FEMA score 95.8. Clay County, MN has 65,628 residents. Clay County, MN: 5 utilities listed by EIA. Clay County, MN: home electricity prices of 11.33 to 16.98 cents per kWh.
Clay County, MN on the map
Clay County, MN darker: more storm events
Outage risk in Clay County, MN
Clay County, MN, NWS storm events 2015 to 2025: 162 in all, 246.8 per 100,000 residents of 65,628, rank 12 of 87 Minnesota counties. Property damage in Clay County, MN: $425K.
Events by year in Clay County, MN
events a year, Clay County, MN
- 4'15
- 15'16
- 10'17
- 15'18
- 34'19
- 16'20
- 15'21
- 25'22
- 13'23
- 8'24
- 7'25
Events by type
| Clay County, MN | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Clay County, MN, thunderstorm and high wind | Relatively Moderate | 78.8 | 22 of 87 | 82 | 2019 (13) | $400K |
| Clay County, MN, tornado | Relatively Low | 62.0 | 28 of 87 | 9 | 2016 (2) | $25K |
| Clay County, MN, ice storm | Relatively Low | 50.9 | 28 of 87 | 5 | 2023 (4) | $0 |
| Clay County, MN, winter storm and heavy snow | Relatively High | 95.8 | 4 of 87 | 64 | 2019 (19) | $0 |
| Clay County, MN, heat wave | Very Low | 38.7 | 46 of 87 | 2 | 2016 (1) | $0 |
Clay County, MN, no score or events: hurricane and tropical storm.
Electric utilities in Clay County, MN
| Utility listed for Clay County, MN | Type | Home price ¢/kWh | Yearly bill at 712 kWh | Share of Clay County, MN median income of $77,664 |
|---|---|---|---|---|
| Otter Tail Power Co in Clay County, MN | Investor Owned | 11.33 | $969 | 1.25% |
| City of Moorhead in Clay County, MN | Municipal | 11.38 | $973 | 1.25% |
| Lake Region Electric Cooperative in Clay County, MN | Cooperative | 13.28 | $1,135 | 1.46% |
| Wild Rice Electric Coop, Inc in Clay County, MN | Cooperative | 14.35 | $1,226 | 1.58% |
| Northern States Power Co - Minnesota in Clay County, MN | Investor Owned | 16.98 | $1,451 | 1.87% |
Prices are statewide utility averages, not a county price.
Facts about Clay County, MN
- Residents of Clay County, MN, ACS 2023
- 65,62816 of 87 Minnesota counties
- Households in Clay County, MN
- 25,9392.53 people each
- Owner-occupied homes in Clay County, MN
- 66.6%17,285 owner and 8,654 renter households
- Median household income in Clay County, MN
- $77,66422 of 87 Minnesota counties
- Housing units in Clay County, MN
- 27,2411,302 vacant or seasonal, 4.8% of the units
- Homes heated by electricity in Clay County, MN
- 34.5%8,939 homes, 1 of 87 Minnesota counties
- Utilities listed for Clay County, MN
- 55 with a home price: Otter Tail Power Co, City of Moorhead, Lake Region Electric Cooperative
- Lowest home price in Clay County, MN
- 11.33 ¢/kWhOtter Tail Power Co, 33.3% below the highest
- Highest home price in Clay County, MN
- 16.98 ¢/kWhNorthern States Power Co - Minnesota
- Monthly bill gap in Clay County, MN
- $40between the two at 712 kWh, $483 a year, 0.62% of the Clay County, MN median income
- ZIP areas touching Clay County, MN
- 1456514 to 56585
- Outage-linked storm events in Clay County, MN
- 162NWS storm events, 2015 to 2025
- Homes built before 1980 in Clay County, MN
- 49.5%median year built 1981
- Flood claims in Clay County, MN
- 5NFIP 2015 to 2025, $66K paid
- Home energy burden in Clay County, MN
- 2.7%$1,394 a year on electricity (DOE LEAD)
Electricity price since 2015 in Clay County, MN
Northern States Power Co - Minnesota charged Clay County, MN homes 12.60 ¢/kWh in 2015. Clay County, MN: 16.98 ¢ in 2024, 35% up. Clay County, MN: against 27% up for the Minnesota average.
Clay County, MN: a 712 kWh month at that price. Clay County, MN: $90 in 2015, $121 in 2024. Clay County, MN: $1,451 a year, 1.9% of the $77,664 median income.
Clay: 10 yearly prices
| Year | Northern States Power Co - Minnesota, Clay County, MN | Clay: Gap to Minnesota average | Clay: Gap to U.S. average |
|---|---|---|---|
| 2015, Clay | 12.60 | +0.48 | -0.05 |
| 2016, Clay | 13.18 | +0.51 | +0.63 |
| 2017, Clay | 13.79 | +0.75 | +0.90 |
| 2018, Clay | 14.15 | +1.01 | +1.28 |
| 2019, Clay | 13.62 | +0.58 | +0.61 |
| 2020, Clay | 13.74 | +0.57 | +0.59 |
| 2021, Clay | 13.92 | +0.42 | +0.26 |
| 2022, Clay | 15.60 | +1.35 | +0.56 |
| 2023, Clay | 16.31 | +1.58 | +0.31 |
| 2024, Clay | 16.98 | +1.53 | +0.50 |
Clay County, MN: EIA-861 home prices, 2015 to 2024, not a Clay County, MN price.
CSVCost of living with electricity in Clay County, MN
Clay County, MN: electricity $1,394 a year per home (DOE LEAD), all home energy $2,323, 2.7% of $86,057 income. 25,512 households in Clay County, MN spend about $35.6 million a year on electricity and $59.3 million on all home energy. Lower-income homes in Clay County, MN ($22,152 a year) spend 6.4% of income, 2.4 times the all-home figure.
Energy burden in Clay County, MN
| Clay County, MN | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Clay County, MN, all households | 25,512 | $86,057 | $1,394 | $749 | $180 | 2.7% |
| Clay County, MN, lower income | 8,755 | $22,152 | $876 | $408 | $135 | 6.4% |
| Clay County, MN, owners | 16,854 | $113,890 | $1,834 | $1,058 | $263 | 2.8% |
| Clay County, MN, renters | 8,658 | $31,878 | $539 | $147 | $20 | 2.2% |
Housing and heating in Clay County, MN
Clay County, MN: 13,493 of 27,241 homes were built before 1980 and 8,520 in 2000 or later. Clay County, MN has 16,479 detached houses, 6,823 homes in 5+ unit buildings, 647 mobile homes, and 8,654 of 25,939 households rent.
Age of homes in Clay County, MN
% of homes by decade built, Clay County, MN
- 11pre-40
- 240s
- 1050s
- 1060s
- 1670s
- 880s
- 1190s
- 1700s
- 1210s
- 220+
Heating fuel in Clay County, MN
| Clay County, MN | Value | State median | Gap | Rank (1 = highest) |
|---|---|---|---|---|
| Clay County, MN, median year built | 1981 | 1974 | +7 years | 24 of 87 |
| Clay County, MN, built before 1980 | 49.5% | 59.6% | -10.1 points | 63 of 87 |
| Clay County, MN, built 2000 or later | 31.3% | 19.8% | +11.5 points | 9 of 87 |
| Clay County, MN, detached houses | 60.5% | 79.4% | -18.9 points | 83 of 87 |
| Clay County, MN, apartments in 5+ unit buildings | 25.0% | 9.2% | +15.8 points | 3 of 87 |
| Clay County, MN, mobile homes | 2.4% | 3.9% | -1.6 points | 63 of 87 |
| Clay County, MN, renter households | 33.4% | 20.4% | +13.0 points | 4 of 87 |
| Clay County, MN, median home value | $256,000 | $221,100 | +$34,900 | 24 of 87 |
| Clay County, MN, median gross rent a month | $1,000 | $873 | +$127 | 20 of 87 |
| Clay County, MN, people per household | 2.41 | 2.39 | +0.02 | 34 of 87 |
Flood claims and flood insurance in Clay County, MN
Clay County, MN: 5 NFIP flood claims in 2015 to 2025, $66K paid.
177 of 24,108 residential structures in Clay County, MN carry an NFIP contract. 199 NFIP policies of any type were in force in Clay County, MN on 8 Sep 2026. Clay County, MN lists 35 repetitive-loss properties, 5 of them severe repetitive loss.
Clay County, MN: claims history, not an outage count.
| Clay County, MN | Value | Median county | Rank (1 = highest) |
|---|---|---|---|
| Clay County, MN, claims 2015-2025 | 5 | — | 40 of 45 |
| Clay County, MN, paid 2015-2025 | $66K | — | 33 of 45 |
| Clay County, MN, median paid claim | <5 | — | — |
| Clay County, MN, claims per 1,000 homes | 0.2 | 0.6 | 37 of 45 |
| Clay County, MN, homes with flood insurance | 0.7% | 0.2% | 6 of 84 |
| Clay County, MN, policies in force | 199 | — | — |
| Clay County, MN, repetitive-loss properties | 35 | — | — |
Clay County, MN: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Clay County, MN: flood claims by state, flood hub.
Climate and electric heating in Clay County, MN
Clay County, MN totals 8,974 heating degree days and 514 cooling degree days a year (1991-2020 normal).
For heating, Clay County, MN is the 24th coldest of 87 counties in Minnesota: 8,974 against a median of 8,243. For cooling, Clay County, MN is the 56th hottest: 514 against a median of 558.
Clay County, MN: winter dominates, by 8,460 heating degree days over cooling.
Clay County, MN: the 2016-2025 mean was 8,767 heating degree days, near the 8,974 normal (-2%).
In Clay County, MN, 34.5% of 25,939 homes heat with electricity; the other 65.5% use another main heating fuel.
| Clay County, MN | Value | MN median county | Clay County, MN, rank (1 = highest) |
|---|---|---|---|
| Clay County, MN, heating degree days, 1991-2020 normal | 8,974 | 8,243 | 24 of 87 |
| Clay County, MN, heating degree days, 2016-2025 mean | 8,767 | 7,970 | 22 of 87 |
| Clay County, MN, cooling degree days, 1991-2020 normal | 514 | 558 | 56 of 87 |
| Clay County, MN, cooling degree days, 2016-2025 mean | 584 | 644 | 55 of 87 |
| Clay County, MN, electric heating, ACS 2019-2023 | 34.5% | 18.3% | 1 of 87 |
Clay County, MN: ACS B25040, 25,939 homes; NOAA nClimDiv, retrieved 7 Oct 2026.
Analyst note on Clay County, MN
Clay County, MN counts 65,628 residents in 25,939 households. Clay County, MN touches 14 ZIP areas, 56514 to 56585, about 4,688 residents each. 8,939 of the 25,939 homes in Clay County, MN heat with electricity.
Household income in Clay County, MN is $77,664; 17,285 of its 25,939 households own. Clay County, MN has 27,241 housing units, 1,302 (4.8%) vacant or seasonal, and 8,654 rented homes. Clay County, MN logged 162 storm events for its 65,628 residents.
The median home in Clay County, MN dates from 1981. Homes in Clay County, MN pay $1,394 a year for electricity. Clay County, MN home electricity prices run Otter Tail Power Co to Northern States Power Co - Minnesota, $40 a month apart at 712 kWh.
Bill and heat pump calculator, Clay County, MN
Compare Clay County, MN with its neighbours
- Norman County sits 29 miles north of Clay County, MN, with 6,411 residents against 65,628 there, 130 storm events against 162, median home built 1961 against 1981, energy burden 4.7% against 2.7%, income $69,833 against $77,664.
- Wilkin County sits 37 miles south of Clay County, MN, with 6,413 residents against 65,628 there, 135 storm events against 162, median home built 1967 against 1981, energy burden 3.8% against 2.7%, income $69,635 against $77,664.
- Polk County sits 63 miles north of Clay County, MN, with 30,905 residents against 65,628 there, 290 storm events against 162, median home built 1971 against 1981, energy burden 4.9% against 2.7%, income $69,136 against $77,664.
- Becker County sits 49 miles east of Clay County, MN, with 35,260 residents against 65,628 there, 171 storm events against 162, median home built 1980 against 1981, energy burden 4.1% against 2.7%, income $71,117 against $77,664.
- Mahnomen County sits 55 miles northeast of Clay County, MN, with 5,371 residents against 65,628 there, 74 storm events against 162, median home built 1975 against 1981, energy burden 5.6% against 2.7%, income $53,925 against $77,664.
Cities in Clay County, MN
- Moorhead electricity rates44,706 residents
ZIP codes in Clay County, MN
- 56514
- 56519
- 56525
- 56529
- 56536
- 56546
- 56547
- 56549
- 56552
- 56560
- 56562
- 56563
- 56580
- 56585
Minnesota: home prices since 2001, planned plants.
Questions on Clay County, MN
Clay County, MN: what do homes pay for electricity?
Clay County, MN homes paid 11.33 to 16.98 cents per kWh in 2024 across 5 listed utilities: $81 to $121 a month at 712 kWh, 1.25% to 1.87% of Clay County, MN income.
Clay County, MN: how many homes heat with electricity?
Clay County, MN: 8,939 of 25,939 occupied homes, 34.5%, rank 1 of 87.
Clay County, MN: median household income?
$77,664 in Clay County, MN, rank 22 of 87; 65,628 residents, 25,939 households.
Clay County, MN: outage-linked storms since 2015?
Clay County, MN: 162 NWS events, peak year 2019.
Clay County, MN: flood insurance claims since 2015?
Clay County, MN: 5 NFIP flood claims, $66K paid, 0.2 per 1,000 homes, 0.7% of homes insured.
How old are the homes in Clay County, MN?
Clay County, MN: median home built 1981; 49.5% predate 1980, 60.5% detached, 25.0% in 5+ unit buildings.
Clay County, MN: share of income for energy?
Clay County, MN homes spend $1,394 a year on electricity, $2,323 on all energy: 2.7% of $86,057; 6.4% for lower incomes.