Electric companies in Stearns County, Minnesota
Stearns County, MN ranks 4 of 87 Minnesota counties for ice storm risk, FEMA score 72.3. Stearns County in Minnesota has 159,358 residents and 6 utilities listed by EIA, with home prices of 13.88 to 16.98 cents per kWh.
Stearns County on the map
Stearns County darker: more storm events
Outage risk in Stearns County
Stearns County, MN, NWS storm events 2015 to 2025: 146 in all, 91.6 per 100,000 residents of 159,358, rank 15 of 87 Minnesota counties. Property damage in Stearns County, MN: $4.2M.
Events by year in Stearns County, MN
events a year, Stearns County, MN
- 8'15
- 14'16
- 16'17
- 10'18
- 12'19
- 6'20
- 13'21
- 21'22
- 13'23
- 17'24
- 16'25
Events by type
| Stearns County, MN | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Stearns County, MN, thunderstorm and high wind | Relatively High | 97.6 | 6 of 87 | 97 | 2017 (14) | $1.6M |
| Stearns County, MN, tornado | Relatively High | 93.0 | 5 of 87 | 12 | 2016 (4) | $2.7M |
| Stearns County, MN, ice storm | Relatively Moderate | 72.3 | 4 of 87 | 0 | none | $0 |
| Stearns County, MN, winter storm and heavy snow | Relatively High | 92.3 | 6 of 87 | 34 | 2018 (6) | $0 |
| Stearns County, MN, heat wave | Relatively Low | 74.6 | 10 of 87 | 3 | 2016 (1) | $0 |
Stearns County, MN, no score or events: hurricane and tropical storm.
Electric utilities in Stearns County
| Utility listed for Stearns County, MN | Type | Home price ¢/kWh | Yearly bill at 712 kWh | Share of Stearns County, MN median income of $76,447 |
|---|---|---|---|---|
| Stearns Cooperative Elec Assn in Stearns County, MN | Cooperative | 13.88 | $1,186 | 1.55% |
| Meeker Coop Light & Power Assn in Stearns County, MN | Cooperative | 14.09 | $1,204 | 1.58% |
| Runestone Electric Assn in Stearns County, MN | Cooperative | 14.36 | $1,227 | 1.61% |
| Wright-Hennepin Coop Elec Assn in Stearns County, MN | Cooperative | 14.59 | $1,247 | 1.63% |
| ALLETE, Inc. in Stearns County, MN | Investor Owned | 15.66 | $1,339 | 1.75% |
| Northern States Power Co - Minnesota in Stearns County, MN | Investor Owned | 16.98 | $1,451 | 1.90% |
Prices are statewide utility averages, not a county price.
Facts about Stearns County
- Residents of Stearns County, MN, ACS 2023
- 159,3588 of 87 Minnesota counties
- Households in Stearns County, MN
- 60,9372.62 people each
- Owner-occupied homes in Stearns County, MN
- 67.8%41,324 owner and 19,613 renter households
- Median household income in Stearns County, MN
- $76,44726 of 87 Minnesota counties
- Housing units in Stearns County, MN
- 66,2115,274 vacant or seasonal, 8.0% of the units
- Homes heated by electricity in Stearns County, MN
- 28.1%17,106 homes, 5 of 87 Minnesota counties
- Utilities listed for Stearns County, MN
- 66 with a home price: Stearns Cooperative Elec Assn, Meeker Coop Light & Power Assn, Runestone Electric Assn
- Lowest home price in Stearns County, MN
- 13.88 ¢/kWhStearns Cooperative Elec Assn, 18.3% below the highest
- Highest home price in Stearns County, MN
- 16.98 ¢/kWhNorthern States Power Co - Minnesota
- Monthly bill gap in Stearns County, MN
- $22between the two at 712 kWh, $265 a year, 0.35% of the Stearns County, MN median income
- ZIP areas touching Stearns County, MN
- 2955320 to 56387
- Outage-linked storm events in Stearns County, MN
- 146NWS storm events, 2015 to 2025
- Homes built before 1980 in Stearns County, MN
- 44.6%median year built 1984
- Flood claims in Stearns County, MN
- 24NFIP 2015 to 2025, $282K paid
- Home energy burden in Stearns County, MN
- 2.8%$1,446 a year on electricity (DOE LEAD)
Cost of living with electricity in Stearns County
Stearns County, MN: electricity $1,446 a year per home (DOE LEAD), all home energy $2,442, 2.8% of $86,063 income. 60,509 households in Stearns County, MN spend about $87.5 million a year on electricity and $147.8 million on all home energy. Lower-income homes in Stearns County, MN ($24,150 a year) spend 6.8% of income, 2.4 times the all-home figure.
Energy burden in Stearns County, MN
| Stearns County, MN | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Stearns County, MN, all households | 60,509 | $86,063 | $1,446 | $875 | $121 | 2.8% |
| Stearns County, MN, lower income | 19,973 | $24,150 | $1,061 | $489 | $90 | 6.8% |
| Stearns County, MN, owners | 40,819 | $109,640 | $1,859 | $1,226 | $175 | 3.0% |
| Stearns County, MN, renters | 19,690 | $37,186 | $589 | $148 | $10 | 2.0% |
Housing and heating in Stearns County
Stearns County, MN: 29,525 of 66,211 homes were built before 1980 and 18,089 in 2000 or later. Stearns County, MN has 45,866 detached houses, 14,310 homes in 5+ unit buildings, 1,346 mobile homes, and 19,613 of 60,937 households rent.
Age of homes in Stearns County, MN
% of homes by decade built, Stearns County, MN
- 11pre-40
- 440s
- 650s
- 960s
- 1570s
- 1380s
- 1590s
- 1700s
- 910s
- 120+
Heating fuel in Stearns County, MN
| Stearns County, MN | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Stearns County, MN, median year built | 1984 | 1974 | +10 years | 19 of 87 |
| Stearns County, MN, built before 1980 | 44.6% | 59.6% | -15.0 points | 69 of 87 |
| Stearns County, MN, built 2000 or later | 27.3% | 19.8% | +7.5 points | 22 of 87 |
| Stearns County, MN, detached houses | 69.3% | 79.4% | -10.1 points | 73 of 87 |
| Stearns County, MN, apartments in 5+ unit buildings | 21.6% | 9.2% | +12.4 points | 6 of 87 |
| Stearns County, MN, mobile homes | 2.0% | 3.9% | -1.9 points | 71 of 87 |
| Stearns County, MN, renter households | 32.2% | 20.4% | +11.8 points | 6 of 87 |
| Stearns County, MN, median home value | $256,500 | $221,100 | +$35,400 | 23 of 87 |
| Stearns County, MN, median gross rent a month | $1,057 | $873 | +$184 | 14 of 87 |
| Stearns County, MN, people per household | 2.49 | 2.39 | +0.10 | 19 of 87 |
Flood claims and flood insurance in Stearns County
Stearns County, MN: 24 NFIP flood claims in 2015 to 2025, $282K paid, median paid claim $10,369.
153 of 67,748 residential structures in Stearns County, MN carry an NFIP contract. 163 NFIP policies of any type were in force in Stearns County, MN on 8 Sep 2026. Stearns County, MN lists 9 repetitive-loss properties.
Stearns County, MN: claims history, not an outage count.
Flood claims by year in Stearns County, MN
flood claims a year, Stearns County, MN
- <5'15
- 0'16
- 0'17
- <5'18
- <5'19
- 0'20
- 0'21
- 13'22
- 5'23
- 0'24
- 0'25
| Stearns County, MN | Value | Median county | Rank |
|---|---|---|---|
| Stearns County, MN, claims 2015-2025 | 24 | — | 13 of 45 |
| Stearns County, MN, paid 2015-2025 | $282K | — | 20 of 45 |
| Stearns County, MN, median paid claim | $10,369 | — | — |
| Stearns County, MN, claims per 1,000 homes | 0.3 | 0.6 | 34 of 45 |
| Stearns County, MN, homes with flood insurance | 0.2% | 0.2% | 43 of 84 |
| Stearns County, MN, policies in force | 163 | — | — |
| Stearns County, MN, repetitive-loss properties | 9 | — | — |
Stearns County, MN: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Stearns County: flood claims by state, flood hub.
Analyst note on Stearns County
Stearns County, MN touches 29 ZIP areas, 55320 to 56387, about 5,495 residents each. Stearns County, MN counts 159,358 residents in 60,937 households. Household income in Stearns County, MN is $76,447; 41,324 of its 60,937 households own.
17,106 of the 60,937 homes in Stearns County, MN heat with electricity. Stearns County, MN has 66,211 housing units, 5,274 (8.0%) vacant or seasonal, and 19,613 rented homes. Stearns County, MN logged 146 storm events for its 159,358 residents.
The median home in Stearns County, MN dates from 1984. Homes in Stearns County, MN pay $1,446 a year for electricity. Stearns County, MN home prices run Stearns Cooperative Elec Assn to Northern States Power Co - Minnesota, $22 a month apart at 712 kWh.
Bill and heat pump calculator, Stearns County
Compare Stearns County with its neighbours
- Benton County sits 15 miles northeast of Stearns County, MN with 41,458 residents, 40 storm events, median home built 1985, energy burden 2.6%, income $71,480.
- Meeker County sits 28 miles south of Stearns County, MN with 23,422 residents, 67 storm events, median home built 1975, energy burden 4.5%, income $75,037.
- Morrison County sits 38 miles north of Stearns County, MN with 34,131 residents, 78 storm events, median home built 1978, energy burden 3.5%, income $68,640.
- Sherburne County sits 29 miles east of Stearns County, MN with 99,178 residents, 63 storm events, median home built 1995, energy burden 2.1%, income $102,965.
- Wright County sits 35 miles southeast of Stearns County, MN with 145,270 residents, 110 storm events, median home built 1994, energy burden 2.3%, income $106,666.
Cities in Stearns County
- St. Cloud electricity rates69,926 residents
ZIP codes in Stearns County
- 55320
- 55329
- 55353
- 55382
- 55389
- 56301
- 56303
- 56307
- 56310
- 56312
- 56316
- 56320
- 56321
- 56325
- 56331
- 56335
- 56340
- 56352
- 56356
- 56362
- 56368
- 56369
- 56371
- 56374
- 56375
- 56376
- 56377
- 56378
- 56387
Minnesota: home prices since 2001, planned plants. 6 MW planned in this county.
Questions on Stearns County
Stearns County, MN: what do homes pay for electricity?
Stearns County, MN homes paid 13.88 to 16.98 cents per kWh in 2024 across 6 listed utilities: $99 to $121 a month at 712 kWh, 1.55% to 1.90% of Stearns County, MN income.
Stearns County, MN: how many homes heat with electricity?
Stearns County, MN: 17,106 of 60,937 occupied homes, 28.1%, rank 5 of 87.
Stearns County, MN: median household income?
$76,447 in Stearns County, MN, rank 26 of 87; 159,358 residents, 60,937 households.
Stearns County, MN: outage-linked storms since 2015?
Stearns County, MN: 146 NWS events, peak year 2022.
Stearns County, MN: flood insurance claims since 2015?
Stearns County, MN: 24 NFIP flood claims, $282K paid, 0.3 per 1,000 homes, 0.2% of homes insured.
How old are the homes in Stearns County, MN?
Stearns County, MN: median home built 1984; 44.6% predate 1980, 69.3% detached, 21.6% in 5+ unit buildings.
Stearns County, MN: share of income for energy?
Stearns County, MN homes spend $1,446 a year on electricity, $2,442 on all energy: 2.8% of $86,063; 6.8% for lower incomes.