Electric companies in Cole County, Missouri
Cole County, MO ranks 9 of 114 Missouri counties for the lowest home energy burden (2.5% of income). Cole County in Missouri has 76,924 residents and 3 utilities listed by EIA, with home prices of 12.47 to 15.18 cents per kWh.
Cole County on the map
Cole County darker: more storm events
Cost of living with electricity in Cole County
Cole County, MO: electricity $1,493 a year per home (DOE LEAD), all home energy $2,090, 2.5% of $84,467 income. 30,151 households in Cole County, MO spend about $45.0 million a year on electricity and $63.0 million on all home energy. Lower-income homes in Cole County, MO ($18,927 a year) spend 7.6% of income, 3.1 times the all-home figure.
Energy burden in Cole County, MO
| Cole County, MO | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Cole County, MO, all households | 30,151 | $84,467 | $1,493 | $559 | $38 | 2.5% |
| Cole County, MO, lower income | 6,984 | $18,927 | $1,127 | $271 | $33 | 7.6% |
| Cole County, MO, owners | 20,279 | $105,994 | $1,756 | $755 | $54 | 2.4% |
| Cole County, MO, renters | 9,872 | $40,247 | $953 | $157 | $5 | 2.8% |
Electric utilities in Cole County
| Utility listed for Cole County, MO | Type | Home price ¢/kWh | Yearly bill at 1,001 kWh | Share of Cole County, MO median income of $73,273 |
|---|---|---|---|---|
| Three Rivers Electric Coop in Cole County, MO | Cooperative | 12.47 | $1,498 | 2.04% |
| Union Electric Co in Cole County, MO | Investor Owned | 12.56 | $1,508 | 2.06% |
| Co-Mo Electric Coop Inc in Cole County, MO | Cooperative | 15.18 | $1,823 | 2.49% |
Prices are statewide utility averages, not a county price.
Facts about Cole County
- Residents of Cole County, MO, ACS 2023
- 76,92415 of 114 Missouri counties
- Households in Cole County, MO
- 30,7462.50 people each
- Owner-occupied homes in Cole County, MO
- 67.4%20,710 owner and 10,036 renter households
- Median household income in Cole County, MO
- $73,27313 of 114 Missouri counties
- Housing units in Cole County, MO
- 33,3852,639 vacant or seasonal, 7.9% of the units
- Homes heated by electricity in Cole County, MO
- 54.5%16,764 homes, 21 of 114 Missouri counties
- Utilities listed for Cole County, MO
- 33 with a home price: Three Rivers Electric Coop, Union Electric Co, Co-Mo Electric Coop Inc
- Lowest home price in Cole County, MO
- 12.47 ¢/kWhThree Rivers Electric Coop, 17.8% below the highest
- Highest home price in Cole County, MO
- 15.18 ¢/kWhCo-Mo Electric Coop Inc
- Monthly bill gap in Cole County, MO
- $27between the two at 1,001 kWh, $325 a year, 0.44% of the Cole County, MO median income
- ZIP areas touching Cole County, MO
- 865023 to 65109
- Outage-linked storm events in Cole County, MO
- 39NWS storm events, 2015 to 2025
- Homes built before 1980 in Cole County, MO
- 47.9%median year built 1981
- Flood claims in Cole County, MO
- 90NFIP 2015 to 2025, $2.8M paid
- Home energy burden in Cole County, MO
- 2.5%$1,493 a year on electricity (DOE LEAD)
Outage risk in Cole County
Cole County, MO, NWS storm events 2015 to 2025: 39 in all, 50.7 per 100,000 residents of 76,924, rank 99 of 114 Missouri counties. Property damage in Cole County, MO: $170.0M, with 32 direct injuries or deaths.
Events by year in Cole County, MO
events a year, Cole County, MO
- 3'15
- 5'16
- 7'17
- 1'18
- 5'19
- 2'20
- 2'21
- 3'22
- 6'23
- 1'24
- 4'25
Events by type
| Cole County, MO | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Cole County, MO, thunderstorm and high wind | Relatively Moderate | 76.9 | 27 of 114 | 23 | 2017 (5) | $45K |
| Cole County, MO, tornado | Relatively Moderate | 84.3 | 18 of 114 | 2 | 2017 (1) | $170.0M |
| Cole County, MO, hurricane and tropical storm | Very Low | 17.9 | 72 of 114 | 0 | none | $0 |
| Cole County, MO, ice storm | Relatively High | 90.7 | 19 of 114 | 0 | none | $0 |
| Cole County, MO, winter storm and heavy snow | Relatively Moderate | 80.3 | 18 of 114 | 5 | 2022 (2) | $0 |
| Cole County, MO, heat wave | Relatively Moderate | 94.3 | 10 of 114 | 9 | 2015 (3) | $0 |
Housing and heating in Cole County
Cole County, MO: 15,990 of 33,385 homes were built before 1980 and 7,292 in 2000 or later. Cole County, MO has 23,196 detached houses, 3,454 homes in 5+ unit buildings, 805 mobile homes, and 10,036 of 30,746 households rent.
Age of homes in Cole County, MO
% of homes by decade built, Cole County, MO
- 9pre-40
- 340s
- 850s
- 1160s
- 1770s
- 1580s
- 1590s
- 1400s
- 710s
- 120+
Heating fuel in Cole County, MO
| Cole County, MO | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Cole County, MO, median year built | 1981 | 1979 | +2 years | 40 of 114 |
| Cole County, MO, built before 1980 | 47.9% | 52.5% | -4.6 points | 75 of 114 |
| Cole County, MO, built 2000 or later | 21.8% | 19.9% | +1.9 points | 49 of 114 |
| Cole County, MO, detached houses | 69.5% | 76.2% | -6.8 points | 100 of 114 |
| Cole County, MO, apartments in 5+ unit buildings | 10.3% | 3.3% | +7.1 points | 14 of 114 |
| Cole County, MO, mobile homes | 2.4% | 10.4% | -8.0 points | 109 of 114 |
| Cole County, MO, renter households | 32.6% | 24.1% | +8.6 points | 20 of 114 |
| Cole County, MO, median home value | $214,400 | $156,150 | +$58,250 | 17 of 114 |
| Cole County, MO, median gross rent a month | $804 | $752 | +$52 | 35 of 114 |
| Cole County, MO, people per household | 2.36 | 2.50 | -0.14 | 103 of 114 |
Flood claims and flood insurance in Cole County
Cole County, MO: 90 NFIP flood claims in 2015 to 2025, $2.8M paid, median paid claim $14,479.
83 of 28,702 residential structures in Cole County, MO carry an NFIP contract. 117 NFIP policies of any type were in force in Cole County, MO on 8 Sep 2026. Cole County, MO lists 48 repetitive-loss properties, 15 of them severe repetitive loss.
Cole County, MO: claims history, not an outage count.
Flood claims by year in Cole County, MO
flood claims a year, Cole County, MO
- 22'15
- 13'16
- 9'17
- 0'18
- 26'19
- 8'20
- 10'21
- <5'22
- 0'23
- <5'24
- 0'25
| Cole County, MO | Value | Median county | Rank |
|---|---|---|---|
| Cole County, MO, claims 2015-2025 | 90 | — | 15 of 70 |
| Cole County, MO, paid 2015-2025 | $2.8M | — | 22 of 70 |
| Cole County, MO, median paid claim | $14,479 | — | — |
| Cole County, MO, claims per 1,000 homes | 3.1 | 1.9 | 28 of 70 |
| Cole County, MO, homes with flood insurance | 0.3% | 0.2% | 43 of 104 |
| Cole County, MO, policies in force | 117 | — | — |
| Cole County, MO, repetitive-loss properties | 48 | — | — |
Cole County, MO: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Cole County: flood claims by state, flood hub.
Analyst note on Cole County
Cole County, MO counts 76,924 residents in 30,746 households. Household income in Cole County, MO is $73,273; 20,710 of its 30,746 households own. 16,764 of the 30,746 homes in Cole County, MO heat with electricity.
Cole County, MO touches 8 ZIP areas, 65023 to 65109, about 9,616 residents each. Cole County, MO has 33,385 housing units, 2,639 (7.9%) vacant or seasonal, and 10,036 rented homes. Cole County, MO logged 39 storm events for its 76,924 residents.
The median home in Cole County, MO dates from 1981. Homes in Cole County, MO pay $1,493 a year for electricity. Cole County, MO home prices run Three Rivers Electric Coop to Co-Mo Electric Coop Inc, $27 a month apart at 1,001 kWh.
Bill and heat pump calculator, Cole County
Compare Cole County with its neighbours
- Callaway County sits 18 miles northeast of Cole County, MO with 44,541 residents, 71 storm events, median home built 1988, energy burden 3.5%, income $72,645.
- Osage County sits 16 miles east of Cole County, MO with 13,379 residents, 40 storm events, median home built 1979, energy burden 3.1%, income $75,355.
- Boone County sits 26 miles north of Cole County, MO with 185,874 residents, 86 storm events, median home built 1991, energy burden 2.3%, income $69,913.
- Moniteau County sits 23 miles northwest of Cole County, MO with 15,303 residents, 34 storm events, median home built 1979, energy burden 3.3%, income $65,161.
- Miller County sits 27 miles southwest of Cole County, MO with 25,081 residents, 59 storm events, median home built 1985, energy burden 3.0%, income $55,172.
Cities in Cole County
- Jefferson City electricity rates42,565 residents
ZIP codes in Cole County
- 65023
- 65032
- 65040
- 65053
- 65074
- 65076
- 65101
- 65109
Missouri: home prices since 2001, planned plants.
Questions on Cole County
Cole County, MO: what do homes pay for electricity?
Cole County, MO homes paid 12.47 to 15.18 cents per kWh in 2024 across 3 listed utilities: $125 to $152 a month at 1,001 kWh, 2.04% to 2.49% of Cole County, MO income.
Cole County, MO: how many homes heat with electricity?
Cole County, MO: 16,764 of 30,746 occupied homes, 54.5%, rank 21 of 114.
Cole County, MO: median household income?
$73,273 in Cole County, MO, rank 13 of 114; 76,924 residents, 30,746 households.
Cole County, MO: outage-linked storms since 2015?
Cole County, MO: 39 NWS events, peak year 2017.
Cole County, MO: flood insurance claims since 2015?
Cole County, MO: 90 NFIP flood claims, $2.8M paid, 3.1 per 1,000 homes, 0.3% of homes insured.
How old are the homes in Cole County, MO?
Cole County, MO: median home built 1981; 47.9% predate 1980, 69.5% detached, 10.3% in 5+ unit buildings.
Cole County, MO: share of income for energy?
Cole County, MO homes spend $1,493 a year on electricity, $2,090 on all energy: 2.5% of $84,467; 7.6% for lower incomes.