Electric companies in Schenectady County, New York
Schenectady County, NY ranks 8 of 62 New York counties for the highest yearly electricity cost per home ($1,615). Schenectady County in New York has 159,603 residents and 1 utility listed by EIA.
Households in Schenectady County can pick a supplier. How to compare.
Schenectady County on the map
Schenectady County darker: more storm events
Electric utilities in Schenectady County
| Utility listed for Schenectady County, NY | Type | Home accounts in New York |
|---|---|---|
| Niagara Mohawk Power Corp. in Schenectady County, NY | Investor Owned | 1,532,294 |
Plans from retail suppliers are not in public data, so no plan prices are shown. The listed utilities deliver the power, and which one serves your street depends on the address.
Cost of living with electricity in Schenectady County
Schenectady County, NY: electricity $1,615 a year per home (DOE LEAD), all home energy $2,641, 2.9% of $90,722 income. 63,964 households in Schenectady County, NY spend about $103.3 million a year on electricity and $168.9 million on all home energy. Lower-income homes in Schenectady County, NY ($21,171 a year) spend 9.1% of income, 3.1 times the all-home figure.
Energy burden in Schenectady County, NY
| Schenectady County, NY | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Schenectady County, NY, all households | 63,964 | $90,722 | $1,615 | $820 | $206 | 2.9% |
| Schenectady County, NY, lower income | 17,992 | $21,171 | $1,288 | $529 | $99 | 9.1% |
| Schenectady County, NY, owners | 40,880 | $118,551 | $1,922 | $1,091 | $308 | 2.8% |
| Schenectady County, NY, renters | 23,084 | $41,441 | $1,070 | $340 | $25 | 3.5% |
ZIP codes in Schenectady County
- 12008
- 12053
- 12056
- 12066
- 12137
- 12150
- 12302
- 12303
- 12304
- 12305
- 12306
- 12307
- 12308
- 12309
Facts about Schenectady County
- Residents of Schenectady County, NY, ACS 2023
- 159,60322 of 62 New York counties
- Households in Schenectady County, NY
- 66,3242.41 people each
- Owner-occupied homes in Schenectady County, NY
- 63.8%42,327 owner and 23,997 renter households
- Median household income in Schenectady County, NY
- $76,98919 of 62 New York counties
- Housing units in Schenectady County, NY
- 71,0514,727 vacant or seasonal, 6.7% of the units
- Homes heated by electricity in Schenectady County, NY
- 17.0%11,296 homes, 17 of 62 New York counties
- Utilities listed for Schenectady County, NY
- 11 with a home price: Niagara Mohawk Power Corp.
- ZIP areas touching Schenectady County, NY
- 1412008 to 12309
- Outage-linked storm events in Schenectady County, NY
- 323NWS storm events, 2015 to 2025
- Homes built before 1980 in Schenectady County, NY
- 75.9%median year built 1955
- Flood claims in Schenectady County, NY
- 15NFIP 2015 to 2025, $364K paid
- Home energy burden in Schenectady County, NY
- 2.9%$1,615 a year on electricity (DOE LEAD)
Housing and heating in Schenectady County
Schenectady County, NY: 53,911 of 71,051 homes were built before 1980 and 9,001 in 2000 or later. Schenectady County, NY has 42,540 detached houses, 11,326 homes in 5+ unit buildings, 495 mobile homes, and 23,997 of 66,324 households rent.
Age of homes in Schenectady County, NY
% of homes by decade built, Schenectady County, NY
- 32pre-40
- 940s
- 1650s
- 1160s
- 770s
- 680s
- 590s
- 600s
- 610s
- 120+
Heating fuel in Schenectady County, NY
| Schenectady County, NY | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Schenectady County, NY, median year built | 1955 | 1964 | -10 years | 51 of 62 |
| Schenectady County, NY, built before 1980 | 75.9% | 67.8% | +8.1 points | 13 of 62 |
| Schenectady County, NY, built 2000 or later | 12.7% | 12.2% | +0.4 points | 26 of 62 |
| Schenectady County, NY, detached houses | 59.9% | 67.9% | -8.0 points | 49 of 62 |
| Schenectady County, NY, apartments in 5+ unit buildings | 15.9% | 8.3% | +7.7 points | 12 of 62 |
| Schenectady County, NY, mobile homes | 0.7% | 7.1% | -6.4 points | 54 of 62 |
| Schenectady County, NY, renter households | 36.2% | 28.3% | +7.9 points | 10 of 62 |
| Schenectady County, NY, median home value | $223,100 | $179,500 | +$43,600 | 23 of 62 |
| Schenectady County, NY, median gross rent a month | $1,159 | $942 | +$216 | 20 of 62 |
| Schenectady County, NY, people per household | 2.33 | 2.32 | +0.01 | 27 of 62 |
Outage risk in Schenectady County
Schenectady County, NY, NWS storm events 2015 to 2025: 323 in all, 202.4 per 100,000 residents of 159,603, rank 14 of 62 New York counties. Property damage in Schenectady County, NY: $392K, with 2 direct injuries or deaths.
Events by year in Schenectady County, NY
events a year, Schenectady County, NY
- 13'15
- 20'16
- 28'17
- 38'18
- 63'19
- 40'20
- 22'21
- 22'22
- 13'23
- 26'24
- 38'25
Events by type
| Schenectady County, NY | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Schenectady County, NY, thunderstorm and high wind | Relatively Low | 48.1 | 39 of 62 | 212 | 2019 (50) | $392K |
| Schenectady County, NY, tornado | Relatively Moderate | 70.7 | 21 of 62 | 1 | 2015 (1) | $0 |
| Schenectady County, NY, hurricane and tropical storm | Relatively Low | 75.7 | 22 of 62 | 0 | none | $0 |
| Schenectady County, NY, ice storm | Relatively Moderate | 76.6 | 24 of 62 | 1 | 2019 (1) | $0 |
| Schenectady County, NY, winter storm and heavy snow | Relatively Low | 47.5 | 43 of 62 | 47 | 2018 (7) | $0 |
| Schenectady County, NY, heat wave | Relatively Low | 57.1 | 22 of 62 | 62 | 2018 (12) | $0 |
Flood claims and flood insurance in Schenectady County
Schenectady County, NY: 15 NFIP flood claims in 2015 to 2025, $364K paid, median paid claim $6,418.
196 of 50,296 residential structures in Schenectady County, NY carry an NFIP contract. 282 NFIP policies of any type were in force in Schenectady County, NY on 8 Sep 2026. Schenectady County, NY lists 41 repetitive-loss properties, 5 of them severe repetitive loss.
Schenectady County, NY: claims history, not an outage count.
Flood claims by year in Schenectady County, NY
flood claims a year, Schenectady County, NY
- 0'15
- <5'16
- 0'17
- 8'18
- <5'19
- 0'20
- <5'21
- 0'22
- 0'23
- 0'24
- <5'25
| Schenectady County, NY | Value | Median county | Rank |
|---|---|---|---|
| Schenectady County, NY, claims 2015-2025 | 15 | — | 49 of 58 |
| Schenectady County, NY, paid 2015-2025 | $364K | — | 40 of 58 |
| Schenectady County, NY, median paid claim | $6,418 | — | — |
| Schenectady County, NY, claims per 1,000 homes | 0.3 | 1.0 | 53 of 58 |
| Schenectady County, NY, homes with flood insurance | 0.4% | 0.9% | 57 of 62 |
| Schenectady County, NY, policies in force | 282 | — | — |
| Schenectady County, NY, repetitive-loss properties | 41 | — | — |
Schenectady County, NY: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Schenectady County: flood claims by state, flood hub.
Analyst note on Schenectady County
Schenectady County, NY touches 14 ZIP areas, 12008 to 12309, about 11,400 residents each. Schenectady County, NY counts 159,603 residents in 66,324 households. Household income in Schenectady County, NY is $76,989; 42,327 of its 66,324 households own.
11,296 of the 66,324 homes in Schenectady County, NY heat with electricity. Schenectady County, NY has 71,051 housing units, 4,727 (6.7%) vacant or seasonal, and 23,997 rented homes. Schenectady County, NY logged 323 storm events for its 159,603 residents.
The median home in Schenectady County, NY dates from 1955. Homes in Schenectady County, NY pay $1,615 a year for electricity.
Bill and heat pump calculator, Schenectady County
Compare Schenectady County with its neighbours
- Albany County sits 13 miles southeast of Schenectady County, NY with 315,374 residents, 490 storm events, median home built 1964, energy burden 2.4%, income $83,149.
- Saratoga County sits 21 miles northeast of Schenectady County, NY with 237,075 residents, 562 storm events, median home built 1984, energy burden 2.3%, income $99,653.
- Montgomery County sits 22 miles west of Schenectady County, NY with 49,461 residents, 254 storm events, median home built 1944, energy burden 4.0%, income $62,923.
- Schoharie County sits 24 miles southwest of Schenectady County, NY with 29,979 residents, 188 storm events, median home built 1973, energy burden 3.6%, income $71,188.
- Rensselaer County sits 23 miles east of Schenectady County, NY with 160,341 residents, 437 storm events, median home built 1962, energy burden 2.9%, income $86,663.
Cities in Schenectady County
- Schenectady electricity rates68,521 residents
New York: home prices since 2001, planned plants.
Questions on Schenectady County
Schenectady County, NY: what do homes pay for electricity?
No single price in Schenectady County, NY: 1 utility deliver power and homes pick a plan. New York average 24.43 cents per kWh, $140 a month at 571 kWh.
Schenectady County, NY: how many homes heat with electricity?
Schenectady County, NY: 11,296 of 66,324 occupied homes, 17.0%, rank 17 of 62.
Schenectady County, NY: median household income?
$76,989 in Schenectady County, NY, rank 19 of 62; 159,603 residents, 66,324 households.
Schenectady County, NY: outage-linked storms since 2015?
Schenectady County, NY: 323 NWS events, peak year 2019.
Schenectady County, NY: flood insurance claims since 2015?
Schenectady County, NY: 15 NFIP flood claims, $364K paid, 0.3 per 1,000 homes, 0.4% of homes insured.
How old are the homes in Schenectady County, NY?
Schenectady County, NY: median home built 1955; 75.9% predate 1980, 59.9% detached, 15.9% in 5+ unit buildings.
Schenectady County, NY: share of income for energy?
Schenectady County, NY homes spend $1,615 a year on electricity, $2,641 on all energy: 2.9% of $90,722; 9.1% for lower incomes.