Electric companies in Payne County, Oklahoma
Payne County, OK ranks 6 of 77 Oklahoma counties for the highest median home value ($217,700). Payne County in Oklahoma has 82,290 residents and 4 utilities listed by EIA, with home prices of 11.56 to 13.25 cents per kWh.
Payne County on the map
Payne County darker: more storm events
Housing and heating in Payne County
Payne County, OK: 16,613 of 36,900 homes were built before 1980 and 11,191 in 2000 or later. Payne County, OK has 22,542 detached houses, 7,323 homes in 5+ unit buildings, 3,341 mobile homes, and 15,875 of 32,341 households rent.
Age of homes in Payne County, OK
% of homes by decade built, Payne County, OK
- 7pre-40
- 540s
- 750s
- 1060s
- 1670s
- 1580s
- 1090s
- 1500s
- 1510s
- 120+
Heating fuel in Payne County, OK
| Payne County, OK | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Payne County, OK, median year built | 1983 | 1977 | +6 years | 16 of 77 |
| Payne County, OK, built before 1980 | 45.0% | 55.5% | -10.5 points | 59 of 77 |
| Payne County, OK, built 2000 or later | 30.3% | 20.7% | +9.7 points | 8 of 77 |
| Payne County, OK, detached houses | 61.1% | 77.0% | -15.9 points | 76 of 77 |
| Payne County, OK, apartments in 5+ unit buildings | 19.8% | 3.3% | +16.5 points | 2 of 77 |
| Payne County, OK, mobile homes | 9.1% | 13.0% | -4.0 points | 59 of 77 |
| Payne County, OK, renter households | 49.1% | 28.0% | +21.1 points | 1 of 77 |
| Payne County, OK, median home value | $217,700 | $135,800 | +$81,900 | 6 of 77 |
| Payne County, OK, median gross rent a month | $922 | $811 | +$111 | 11 of 77 |
| Payne County, OK, people per household | 2.25 | 2.53 | -0.28 | 74 of 77 |
Facts about Payne County
- Residents of Payne County, OK, ACS 2023
- 82,2908 of 77 Oklahoma counties
- Households in Payne County, OK
- 32,3412.54 people each
- Owner-occupied homes in Payne County, OK
- 50.9%16,466 owner and 15,875 renter households
- Median household income in Payne County, OK
- $48,93764 of 77 Oklahoma counties
- Housing units in Payne County, OK
- 36,9004,559 vacant or seasonal, 12.4% of the units
- Homes heated by electricity in Payne County, OK
- 47.4%15,345 homes, 25 of 77 Oklahoma counties
- Utilities listed for Payne County, OK
- 44 with a home price: Central Rural Electric Cooperative, Inc, Oklahoma Gas & Electric Co, Indian Electric Coop, Inc
- Lowest home price in Payne County, OK
- 11.56 ¢/kWhCentral Rural Electric Cooperative, Inc, 12.8% below the highest
- Highest home price in Payne County, OK
- 13.25 ¢/kWhStillwater Utilities Authority
- Monthly bill gap in Payne County, OK
- $18between the two at 1,079 kWh, $220 a year, 0.45% of the Payne County, OK median income
- ZIP areas touching Payne County, OK
- 1273027 to 74085
- Outage-linked storm events in Payne County, OK
- 194NWS storm events, 2015 to 2025
- Homes built before 1980 in Payne County, OK
- 45.0%median year built 1983
- Flood claims in Payne County, OK
- 11NFIP 2015 to 2025, $519K paid
- Home energy burden in Payne County, OK
- 3.3%$1,571 a year on electricity (DOE LEAD)
Electric utilities in Payne County
| Utility listed for Payne County, OK | Type | Home price ¢/kWh | Yearly bill at 1,079 kWh | Share of Payne County, OK median income of $48,937 |
|---|---|---|---|---|
| Central Rural Electric Cooperative, Inc in Payne County, OK | Cooperative | 11.56 | $1,497 | 3.06% |
| Oklahoma Gas & Electric Co in Payne County, OK | Investor Owned | 11.78 | $1,526 | 3.12% |
| Indian Electric Coop, Inc in Payne County, OK | Cooperative | 12.57 | $1,627 | 3.33% |
| Stillwater Utilities Authority in Payne County, OK | Municipal | 13.25 | $1,716 | 3.51% |
Prices are statewide utility averages, not a county price.
Bill and heat pump calculator, Payne County
Compare Payne County with its neighbours
- Lincoln County sits 26 miles south of Payne County, OK with 33,917 residents, 152 storm events, median home built 1985, energy burden 3.5%, income $59,425.
- Noble County sits 27 miles north of Payne County, OK with 10,909 residents, 134 storm events, median home built 1975, energy burden 3.9%, income $70,071.
- Logan County sits 24 miles southwest of Payne County, OK with 50,905 residents, 203 storm events, median home built 1992, energy burden 2.4%, income $82,735.
- Pawnee County sits 29 miles northeast of Payne County, OK with 15,689 residents, 91 storm events, median home built 1977, energy burden 3.6%, income $57,551.
- Osage County sits 44 miles northeast of Payne County, OK with 45,963 residents, 134 storm events, median home built 1980, energy burden 3.2%, income $60,482.
Outage risk in Payne County
Payne County, OK, NWS storm events 2015 to 2025: 194 in all, 235.8 per 100,000 residents of 82,290, rank 18 of 77 Oklahoma counties. Property damage in Payne County, OK: $15.5M.
Events by year in Payne County, OK
events a year, Payne County, OK
- 10'15
- 13'16
- 8'17
- 12'18
- 4'19
- 8'20
- 4'21
- 6'22
- 64'23
- 32'24
- 33'25
Events by type
| Payne County, OK | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Payne County, OK, thunderstorm and high wind | Relatively Moderate | 81.0 | 17 of 77 | 94 | 2023 (29) | $232K |
| Payne County, OK, tornado | Relatively High | 94.7 | 8 of 77 | 9 | 2019 (3) | $220K |
| Payne County, OK, hurricane and tropical storm | Very Low | 30.5 | 37 of 75 | 0 | none | $0 |
| Payne County, OK, ice storm | Very High | 97.3 | 14 of 77 | 2 | 2015 (1) | $2K |
| Payne County, OK, winter storm and heavy snow | Relatively Moderate | 83.0 | 12 of 77 | 6 | 2020 (2) | $0 |
| Payne County, OK, heat wave | Relatively Moderate | 86.7 | 24 of 77 | 80 | 2023 (35) | $0 |
Cost of living with electricity in Payne County
Payne County, OK: electricity $1,571 a year per home (DOE LEAD), all home energy $2,062, 3.3% of $62,462 income. 31,843 households in Payne County, OK spend about $50.0 million a year on electricity and $65.7 million on all home energy. Lower-income homes in Payne County, OK ($13,852 a year) spend 11.9% of income, 3.6 times the all-home figure.
Energy burden in Payne County, OK
| Payne County, OK | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Payne County, OK, all households | 31,843 | $62,462 | $1,571 | $465 | $26 | 3.3% |
| Payne County, OK, lower income | 11,037 | $13,852 | $1,265 | $358 | $25 | 11.9% |
| Payne County, OK, owners | 16,387 | $92,767 | $2,020 | $643 | $36 | 2.9% |
| Payne County, OK, renters | 15,456 | $30,331 | $1,095 | $276 | $14 | 4.6% |
Flood claims and flood insurance in Payne County
Payne County, OK: 11 NFIP flood claims in 2015 to 2025, $519K paid, median paid claim $48,916.
117 of 27,048 residential structures in Payne County, OK carry an NFIP contract. 125 NFIP policies of any type were in force in Payne County, OK on 8 Sep 2026.
Payne County, OK: claims history, not an outage count.
Flood claims by year in Payne County, OK
flood claims a year, Payne County, OK
- <5'15
- 0'16
- <5'17
- 0'18
- 7'19
- 0'20
- <5'21
- 0'22
- 0'23
- 0'24
- 0'25
| Payne County, OK | Value | Median county | Rank |
|---|---|---|---|
| Payne County, OK, claims 2015-2025 | 11 | — | 33 of 41 |
| Payne County, OK, paid 2015-2025 | $519K | — | 29 of 41 |
| Payne County, OK, median paid claim | $48,916 | — | — |
| Payne County, OK, claims per 1,000 homes | 0.4 | 1.3 | 40 of 41 |
| Payne County, OK, homes with flood insurance | 0.4% | 0.2% | 16 of 73 |
| Payne County, OK, policies in force | 125 | — | — |
| Payne County, OK, repetitive-loss properties | <5 | — | — |
Payne County, OK: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Payne County: flood claims by state, flood hub.
Analyst note on Payne County
Payne County, OK counts 82,290 residents in 32,341 households. Household income in Payne County, OK is $48,937; 16,466 of its 32,341 households own. Payne County, OK touches 12 ZIP areas, 73027 to 74085, about 6,858 residents each.
15,345 of the 32,341 homes in Payne County, OK heat with electricity. Payne County, OK has 36,900 housing units, 4,559 (12.4%) vacant or seasonal, and 15,875 rented homes. Payne County, OK logged 194 storm events for its 82,290 residents.
The median home in Payne County, OK dates from 1983. Homes in Payne County, OK pay $1,571 a year for electricity. Payne County, OK home prices run Central Rural Electric Cooperative, Inc to Stillwater Utilities Authority, $18 a month apart at 1,079 kWh.
Cities in Payne County
- Stillwater electricity rates48,818 residents
ZIP codes in Payne County
- 73027
- 73063
- 73073
- 74023
- 74032
- 74059
- 74062
- 74074
- 74075
- 74077
- 74078
- 74085
Oklahoma: home prices since 2001, planned plants. 411 MW planned in this county.
Questions on Payne County
Payne County, OK: what do homes pay for electricity?
Payne County, OK homes paid 11.56 to 13.25 cents per kWh in 2024 across 4 listed utilities: $125 to $143 a month at 1,079 kWh, 3.06% to 3.51% of Payne County, OK income.
Payne County, OK: how many homes heat with electricity?
Payne County, OK: 15,345 of 32,341 occupied homes, 47.4%, rank 25 of 77.
Payne County, OK: median household income?
$48,937 in Payne County, OK, rank 64 of 77; 82,290 residents, 32,341 households.
Payne County, OK: outage-linked storms since 2015?
Payne County, OK: 194 NWS events, peak year 2023.
Payne County, OK: flood insurance claims since 2015?
Payne County, OK: 11 NFIP flood claims, $519K paid, 0.4 per 1,000 homes, 0.4% of homes insured.
How old are the homes in Payne County, OK?
Payne County, OK: median home built 1983; 45.0% predate 1980, 61.1% detached, 19.8% in 5+ unit buildings.
Payne County, OK: share of income for energy?
Payne County, OK homes spend $1,571 a year on electricity, $2,062 on all energy: 3.3% of $62,462; 11.9% for lower incomes.