Electric companies in Clay County, Missouri
Clay County, MO ranks 4th of 114 Missouri counties for tornado risk, FEMA score 96.2. Clay County, MO has 255,566 residents. Clay County, MO: 4 utilities listed by EIA. Clay County, MO: home electricity prices of 12.46 to 13.72 cents per kWh.
Clay County, MO on the map
Clay County, MO darker: more storm events
Outage risk in Clay County, MO
Clay County, MO, NWS storm events 2015 to 2025: 170 in all, 66.5 per 100,000 residents of 255,566, rank 12 of 114 Missouri counties. Property damage in Clay County, MO: $40K.
Events by year in Clay County, MO
events a year, Clay County, MO
- 14'15
- 9'16
- 28'17
- 7'18
- 11'19
- 11'20
- 18'21
- 6'22
- 6'23
- 22'24
- 38'25
Events by type
| Clay County, MO | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Clay County, MO, thunderstorm and high wind | Relatively Moderate | 58.8 | 50 of 114 | 154 | 2025 (38) | $40K |
| Clay County, MO, tornado | Relatively High | 96.2 | 4 of 114 | 6 | 2015 (1) | $0 |
| Clay County, MO, hurricane and tropical storm | No Rating | 0.0 | 99 of 114 | 0 | none | $0 |
| Clay County, MO, ice storm | Relatively Moderate | 81.8 | 39 of 114 | 3 | 2018 (1) | $0 |
| Clay County, MO, winter storm and heavy snow | Relatively Moderate | 78.7 | 20 of 114 | 6 | 2019 (2) | $0 |
| Clay County, MO, heat wave | Relatively High | 96.7 | 4 of 114 | 1 | 2023 (1) | $0 |
Facts about Clay County, MO
- Residents of Clay County, MO, ACS 2023
- 255,5665 of 114 Missouri counties
- Households in Clay County, MO
- 101,0082.53 people each
- Owner-occupied homes in Clay County, MO
- 68.9%69,570 owner and 31,438 renter households
- Median household income in Clay County, MO
- $86,1504 of 114 Missouri counties
- Housing units in Clay County, MO
- 106,6895,681 vacant or seasonal, 5.3% of the units
- Homes heated by electricity in Clay County, MO
- 29.1%29,438 homes, 99 of 114 Missouri counties
- Utilities listed for Clay County, MO
- 44 with a home price: Platte-Clay Electric Coop, Inc, Evergy Missouri West, Union Electric Co
- Lowest home price in Clay County, MO
- 12.46 ¢/kWhPlatte-Clay Electric Coop, Inc, 9.2% below the highest
- Highest home price in Clay County, MO
- 13.72 ¢/kWhEvergy Metro
- Monthly bill gap in Clay County, MO
- $13between the two at 1,001 kWh, $151 a year, 0.18% of the Clay County, MO median income
- ZIP areas touching Clay County, MO
- 1964024 to 64492
- Outage-linked storm events in Clay County, MO
- 170NWS storm events, 2015 to 2025
- Homes built before 1980 in Clay County, MO
- 42.2%median year built 1987
- Flood claims in Clay County, MO
- 88NFIP 2015 to 2025, $2.7M paid
- Home energy burden in Clay County, MO
- 2.2%$1,330 a year on electricity (DOE LEAD)
Electricity price since 2015 in Clay County, MO
Union Electric Co charged Clay County, MO homes 11.34 ¢/kWh in 2015. Clay County, MO: 12.56 ¢ in 2024, 11% up. Clay County, MO: against 15% up for the Missouri average.
Clay County, MO: a 1,001 kWh month at that price. Clay County, MO: $113 in 2015, $126 in 2024. Clay County, MO: $1,508 a year, 1.8% of the $86,150 median income.
Clay: 10 yearly prices
| Year | Union Electric Co, Clay County, MO | Clay: Gap to Missouri average | Clay: Gap to U.S. average |
|---|---|---|---|
| 2015, Clay | 11.34 | +0.13 | -1.31 |
| 2016, Clay | 10.73 | -0.48 | -1.82 |
| 2017, Clay | 11.19 | -0.44 | -1.70 |
| 2018, Clay | 10.90 | -0.44 | -1.97 |
| 2019, Clay | 10.38 | -0.76 | -2.63 |
| 2020, Clay | 10.35 | -0.87 | -2.80 |
| 2021, Clay | 10.81 | -0.60 | -2.85 |
| 2022, Clay | 11.35 | -0.39 | -3.69 |
| 2023, Clay | 12.29 | -0.29 | -3.71 |
| 2024, Clay | 12.56 | -0.35 | -3.92 |
Clay County, MO: EIA-861 home prices, 2015 to 2024, not a Clay County, MO price.
CSVElectric utilities in Clay County, MO
| Utility listed for Clay County, MO | Type | Home price ¢/kWh | Yearly bill at 1,001 kWh | Share of Clay County, MO median income of $86,150 |
|---|---|---|---|---|
| Platte-Clay Electric Coop, Inc in Clay County, MO | Cooperative | 12.46 | $1,497 | 1.74% |
| Evergy Missouri West in Clay County, MO | Investor Owned | 12.55 | $1,507 | 1.75% |
| Union Electric Co in Clay County, MO | Investor Owned | 12.56 | $1,508 | 1.75% |
| Evergy Metro in Clay County, MO | Investor Owned | 13.72 | $1,647 | 1.91% |
Prices are statewide utility averages, not a county price.
Bill and heat pump calculator, Clay County, MO
Compare Clay County, MO with its neighbours
- Jackson County sits 15 miles south of Clay County, MO, with 717,021 residents against 255,566 there, 337 storm events against 170, median home built 1970 against 1987, energy burden 2.6% against 2.2%, income $67,178 against $86,150.
- Platte County sits 20 miles west of Clay County, MO, with 108,751 residents against 255,566 there, 102 storm events against 170, median home built 1991 against 1987, energy burden 1.9% against 2.2%, income $95,748 against $86,150.
- Clinton County sits 26 miles north of Clay County, MO, with 21,259 residents against 255,566 there, 83 storm events against 170, median home built 1978 against 1987, energy burden 3.9% against 2.2%, income $70,625 against $86,150.
- Ray County sits 25 miles east of Clay County, MO, with 23,149 residents against 255,566 there, 54 storm events against 170, median home built 1974 against 1987, energy burden 3.1% against 2.2%, income $72,152 against $86,150.
- Cass County sits 40 miles south of Clay County, MO, with 109,393 residents against 255,566 there, 127 storm events against 170, median home built 1991 against 1987, energy burden 2.6% against 2.2%, income $87,413 against $86,150.
Cost of living with electricity in Clay County, MO
Clay County, MO: electricity $1,330 a year per home (DOE LEAD), all home energy $2,119, 2.2% of $94,147 income. 99,501 households in Clay County, MO spend about $132.3 million a year on electricity and $210.8 million on all home energy. Lower-income homes in Clay County, MO ($20,444 a year) spend 8.0% of income, 3.5 times the all-home figure.
Energy burden in Clay County, MO
| Clay County, MO | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Clay County, MO, all households | 99,501 | $94,147 | $1,330 | $771 | $18 | 2.2% |
| Clay County, MO, lower income | 18,560 | $20,444 | $1,052 | $569 | $11 | 8.0% |
| Clay County, MO, owners | 67,850 | $115,527 | $1,525 | $945 | $25 | 2.2% |
| Clay County, MO, renters | 31,651 | $48,314 | $914 | $399 | $3 | 2.7% |
Housing and heating in Clay County, MO
Clay County, MO: 45,014 of 106,689 homes were built before 1980 and 33,841 in 2000 or later. Clay County, MO has 75,791 detached houses, 18,249 homes in 5+ unit buildings, 1,804 mobile homes, and 31,438 of 101,008 households rent.
Age of homes in Clay County, MO
% of homes by decade built, Clay County, MO
- 4pre-40
- 440s
- 1050s
- 1260s
- 1270s
- 1280s
- 1490s
- 1800s
- 1210s
- 220+
Heating fuel in Clay County, MO
| Clay County, MO | Value | State median | Gap | Rank (1 = highest) |
|---|---|---|---|---|
| Clay County, MO, median year built | 1987 | 1979 | +8 years | 14 of 114 |
| Clay County, MO, built before 1980 | 42.2% | 52.5% | -10.3 points | 97 of 114 |
| Clay County, MO, built 2000 or later | 31.7% | 19.9% | +11.8 points | 11 of 114 |
| Clay County, MO, detached houses | 71.0% | 76.2% | -5.2 points | 93 of 114 |
| Clay County, MO, apartments in 5+ unit buildings | 17.1% | 3.3% | +13.8 points | 7 of 114 |
| Clay County, MO, mobile homes | 1.7% | 10.4% | -8.7 points | 111 of 114 |
| Clay County, MO, renter households | 31.1% | 24.1% | +7.1 points | 25 of 114 |
| Clay County, MO, median home value | $256,400 | $156,150 | +$100,250 | 6 of 114 |
| Clay County, MO, median gross rent a month | $1,220 | $752 | +$468 | 3 of 114 |
| Clay County, MO, people per household | 2.50 | 2.50 | +0.00 | 57 of 114 |
Flood claims and flood insurance in Clay County, MO
Clay County, MO: 88 NFIP flood claims in 2015 to 2025, $2.7M paid, median paid claim $14,038.
258 of 82,860 residential structures in Clay County, MO carry an NFIP contract. 333 NFIP policies of any type were in force in Clay County, MO on 8 Sep 2026. Clay County, MO lists 68 repetitive-loss properties, 14 of them severe repetitive loss.
Clay County, MO: claims history, not an outage count.
Flood claims by year in Clay County, MO
flood claims a year, Clay County, MO
- 39'15
- 9'16
- 26'17
- 0'18
- <5'19
- <5'20
- 5'21
- <5'22
- 0'23
- 0'24
- <5'25
| Clay County, MO | Value | Median county | Rank (1 = highest) |
|---|---|---|---|
| Clay County, MO, claims 2015-2025 | 88 | — | 17 of 70 |
| Clay County, MO, paid 2015-2025 | $2.7M | — | 25 of 70 |
| Clay County, MO, median paid claim | $14,038 | — | — |
| Clay County, MO, claims per 1,000 homes | 1.1 | 1.9 | 51 of 70 |
| Clay County, MO, homes with flood insurance | 0.3% | 0.2% | 41 of 104 |
| Clay County, MO, policies in force | 333 | — | — |
| Clay County, MO, repetitive-loss properties | 68 | — | — |
Clay County, MO: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Clay County, MO: flood claims by state, flood hub.
Climate and electric heating in Clay County, MO
Clay County, MO totals 5,122 heating degree days and 1,332 cooling degree days a year (1991-2020 normal).
For heating, Clay County, MO is the 36th coldest of 114 counties in Missouri: 5,122 against a median of 4,762. For cooling, Clay County, MO is the 44th hottest: 1,332 against a median of 1,295.
Clay County, MO is a cold-winter county, with 3,790 more heating than cooling degree days.
Clay County, MO: 4,872 heating degree days in 2016-2025, 5,122 on the normal, 5% under.
In Clay County, MO, 29.1% of 101,008 homes heat with electricity; the other 70.9% use another main heating fuel.
| Clay County, MO | Value | MO median county | Clay County, MO, rank (1 = highest) |
|---|---|---|---|
| Clay County, MO, heating degree days, 1991-2020 normal | 5,122 | 4,762 | 36 of 114 |
| Clay County, MO, heating degree days, 2016-2025 mean | 4,872 | 4,458 | 36 of 114 |
| Clay County, MO, cooling degree days, 1991-2020 normal | 1,332 | 1,295 | 44 of 114 |
| Clay County, MO, cooling degree days, 2016-2025 mean | 1,415 | 1,424 | 62 of 114 |
| Clay County, MO, electric heating, ACS 2019-2023 | 29.1% | 42.0% | 99 of 114 |
Clay County, MO: ACS B25040, 101,008 homes; NOAA nClimDiv, retrieved 7 Oct 2026.
Analyst note on Clay County, MO
Clay County, MO counts 255,566 residents in 101,008 households. Clay County, MO touches 19 ZIP areas, 64024 to 64492, about 13,451 residents each. Household income in Clay County, MO is $86,150; 69,570 of its 101,008 households own.
29,438 of the 101,008 homes in Clay County, MO heat with electricity. Clay County, MO has 106,689 housing units, 5,681 (5.3%) vacant or seasonal, and 31,438 rented homes. Clay County, MO logged 170 storm events for its 255,566 residents.
The median home in Clay County, MO dates from 1987. Homes in Clay County, MO pay $1,330 a year for electricity. Clay County, MO home electricity prices run Platte-Clay Electric Coop, Inc to Evergy Metro, $13 a month apart at 1,001 kWh.
Cities in Clay County, MO
- Liberty electricity rates30,446 residents
ZIP codes in Clay County, MO
- 64024
- 64048
- 64060
- 64068
- 64072
- 64089
- 64116
- 64117
- 64118
- 64119
- 64155
- 64156
- 64157
- 64158
- 64161
- 64165
- 64166
- 64167
- 64492
Missouri: home prices since 2001, planned plants.
Questions on Clay County, MO
Clay County, MO: what do homes pay for electricity?
Clay County, MO homes paid 12.46 to 13.72 cents per kWh in 2024 across 4 listed utilities: $125 to $137 a month at 1,001 kWh, 1.74% to 1.91% of Clay County, MO income.
Clay County, MO: how many homes heat with electricity?
Clay County, MO: 29,438 of 101,008 occupied homes, 29.1%, rank 99 of 114.
Clay County, MO: median household income?
$86,150 in Clay County, MO, rank 4 of 114; 255,566 residents, 101,008 households.
Clay County, MO: outage-linked storms since 2015?
Clay County, MO: 170 NWS events, peak year 2025.
Clay County, MO: flood insurance claims since 2015?
Clay County, MO: 88 NFIP flood claims, $2.7M paid, 1.1 per 1,000 homes, 0.3% of homes insured.
How old are the homes in Clay County, MO?
Clay County, MO: median home built 1987; 42.2% predate 1980, 71.0% detached, 17.1% in 5+ unit buildings.
Clay County, MO: share of income for energy?
Clay County, MO homes spend $1,330 a year on electricity, $2,119 on all energy: 2.2% of $94,147; 8.0% for lower incomes.