Counties in Montana ranked
Gallatin County is lowest at 1.9%, a gap of 4.7 times. The median Montana county sits at 4.4%, against 3.3% for the median U.S. county. Source for Montana: DOE LEAD 2022.
Montana county map
- 1.9% to 3.2%
- 3.2% to 4.0%
- 4.0% to 4.6%
- 4.6% to 5.5%
- 5.5% to 9.1%
Montana counties, darker = higher. Click one for its page.
Highest energy burden in Montana
Carter County leads Montana on burden at 9.1% of income and Daniels County follows at 9.1%. For lower-income homes the top is Daniels County: 27.0% of income, against 13.6% in the median Montana county.
| Lowest burden in Montana | Share of income (MT) | Residents (MT) |
|---|---|---|
| Gallatin County | 1.9% | 122,194 |
| Missoula County | 2.2% | 119,639 |
| Yellowstone County | 2.2% | 167,340 |
| Lewis and Clark County | 2.3% | 72,580 |
| Cascade County | 2.4% | 84,601 |
Storm reports and FEMA risk in Montana
NOAA logged 328 damaging-wind, tornado, tropical, ice, winter and heat reports in Pondera County from 2015 to 2025, 5,456 for every 100,000 residents: the most in Montana. FEMA scores Flathead County highest at 86.5 (relatively moderate). In Montana these are weather reports and an index, not outage counts.
| Top 5 in Montana | reports 2015-2025 (MT) | Residents (MT) | Rank (MT) |
|---|---|---|---|
| Pondera County | 5,456 | 6,012 | 1st |
| Valley County | 4,244 | 7,540 | 2nd |
| Teton County | 3,688 | 6,291 | 3rd |
| Stillwater County | 3,369 | 9,052 | 4th |
| Chouteau County | 2,615 | 5,888 | 5th |
| Top 5 in Montana | score 0-100 (MT) | Residents (MT) | Rank (MT) |
|---|---|---|---|
| Flathead County | 86.5 | 108,445 | 1st |
| Yellowstone County | 83.6 | 167,340 | 2nd |
| Cascade County | 83.1 | 84,601 | 3rd |
| Gallatin County | 81.0 | 122,194 | 4th |
| Ravalli County | 78.5 | 45,807 | 5th |
Flood claims and flood insurance in Montana
Stillwater County has the most NFIP flood claims per 1,000 homes in Montana: 6.0 from 2015 to 2025, against 1.0 in the median Montana county. Custer County has the highest share of homes with flood insurance (11.7%, median county 0.4%). Claims are a record of insured losses, not outage counts.
| Top 5 in Montana | claims 2015-2025 (MT) | Residents (MT) | Rank (MT) |
|---|---|---|---|
| Stillwater County | 6.0 | 9,052 | 1st |
| Park County | 3.3 | 17,484 | 2nd |
| Carbon County | 2.9 | 10,877 | 3rd |
| Lewis and Clark County | 1.3 | 72,580 | 4th |
| Valley County | 1.2 | 7,540 | 5th |
| Top 5 in Montana | % of homes insured (MT) | Residents (MT) | Rank (MT) |
|---|---|---|---|
| Custer County | 11.7% | 11,938 | 1st |
| Stillwater County | 0.9% | 9,052 | 2nd |
| Park County | 0.8% | 17,484 | 3rd |
| Carbon County | 0.8% | 10,877 | 4th |
| Flathead County | 0.8% | 108,445 | 5th |
FEMA OpenFEMA NFIP, as of 8 Sep 2026. Flood claims by county.
Outliers: Montana counties far from the state median
6 county-measure pairs sit 3 or more scaled median-absolute-deviation units from the Montana median. Most extreme: Custer County, share of homes with flood insurance 11.7% against a median of 0.4%.
| County | Measure | Value | Montana median | Deviations |
|---|---|---|---|---|
| Custer County | Flood insurance penetration | 11.7% | 0.4% | +45.0 |
| Stillwater County | Flood claims per 1,000 homes | 6.0 | 1.0 | +6.8 |
| Lake County | Homes heated by electricity | 57% | 19% | +5.1 |
| Lincoln County | Homes heated by electricity | 49% | 19% | +4.0 |
| Pondera County | Storm reports per 100,000 residents | 5,456 | 1,342 | +3.2 |
| Park County | Flood claims per 1,000 homes | 3.3 | 1.0 | +3.1 |
Old homes, electric heat and utilities in Montana
Daniels County has the oldest stock: 88% of homes date from before 1980. Electric heat is most common in Lake County at 57% of homes, and Sanders County lists 5 utilities, the most in Montana.
| Top 5 in Montana | % of homes (MT) | Residents (MT) | Rank (MT) |
|---|---|---|---|
| Daniels County | 88% | 1,524 | 1st |
| Valley County | 79% | 7,540 | 2nd |
| Dawson County | 78% | 8,874 | 3rd |
| Deer Lodge County | 77% | 9,512 | 4th |
| Custer County | 75% | 11,938 | 5th |
| Top 5 in Montana | % of homes (MT) | Residents (MT) | Rank (MT) |
|---|---|---|---|
| Lake County | 57% | 32,073 | 1st |
| Lincoln County | 49% | 20,656 | 2nd |
| McCone County | 40% | 1,818 | 3rd |
| Treasure County | 40% | 761 | 4th |
| Flathead County | 37% | 108,445 | 5th |
Find your Montana county
- Pick a Montana county to see its ranks.
All 53 Montana counties, sortable
| Beaverhead County | 9,590 | 3.2% | 8.8% | 2,158 | 42.9 | 50% | 32% | 1 | no data | 0.5% | 207 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Big Horn County | 12,963 | 5.6% | 16.2% | 1,597 | 57.2 | 59% | 29% | 3 | no data | 0.1% | 207 |
| Blaine County | 6,997 | 4.7% | 14.6% | 1,243 | 45.9 | 69% | 16% | 2 | no data | 0.3% | 87 |
| Broadwater County | 7,310 | 4.6% | 15.7% | 1,190 | 17.7 | 32% | 20% | 1 | no data | 0.1% | 87 |
| Carbon County | 10,877 | 3.5% | 11.1% | 2,574 | 59.8 | 54% | 19% | 3 | 2.9 | 0.8% | 280 |
| Carter County | 1,361 | 9.1% | 23.2% | under 5,000 residents | 1.7 | 59% | 14% | 1 | no data | no data | 110 |
| Cascade County | 84,601 | 2.4% | 8.0% | 248 | 83.1 | 67% | 15% | 2 | 0.5 | 0.7% | 210 |
| Chouteau County | 5,888 | 5.5% | 17.4% | 2,615 | 39.5 | 65% | 14% | 2 | no data | 0.1% | 154 |
| Custer County | 11,938 | 3.3% | 13.3% | 997 | 42.1 | 75% | 23% | 1 | 1.0 | 11.7% | 119 |
| Daniels County | 1,524 | 9.1% | 27.0% | under 5,000 residents | 1.8 | 88% | 22% | 1 | no data | no data | 44 |
| Dawson County | 8,874 | 2.8% | 8.7% | 1,826 | 63.8 | 78% | 23% | 2 | no data | 0.1% | 162 |
| Deer Lodge County | 9,512 | 3.5% | 9.0% | 757 | 17.6 | 77% | 22% | 1 | no data | 0.3% | 72 |
| Fallon County | 2,817 | 4.4% | 20.9% | under 5,000 residents | 5.4 | 53% | 17% | 1 | no data | 0.1% | 120 |
| Fergus County | 11,581 | 3.8% | 11.7% | 2,090 | 45.1 | 66% | 16% | 2 | no data | 0.4% | 242 |
| Flathead County | 108,445 | 2.8% | 9.8% | 220 | 86.5 | 37% | 37% | 2 | 0.3 | 0.8% | 239 |
| Gallatin County | 122,194 | 1.9% | 7.4% | 223 | 81.0 | 30% | 31% | 2 | 0.3 | 0.8% | 273 |
| Golden Valley County | 840 | 7.3% | 24.3% | under 5,000 residents | 1.0 | 63% | 9% | 2 | no data | no data | 109 |
| Granite County | 3,419 | 4.5% | 11.3% | under 5,000 residents | 9.4 | 54% | 16% | 2 | no data | 0.5% | 178 |
| Hill County | 16,260 | 4.6% | 13.5% | 929 | 50.4 | 72% | 13% | 1 | no data | 0.1% | 151 |
| Jefferson County | 12,501 | 2.9% | 11.5% | 368 | 21.6 | 43% | 14% | 1 | no data | 0.3% | 46 |
| Judith Basin County | 2,053 | 5.6% | 24.1% | under 5,000 residents | 5.5 | 66% | 14% | 2 | no data | no data | 107 |
| Lake County | 32,073 | 3.2% | 11.1% | 702 | 67.7 | 43% | 57% | 3 | no data | 0.2% | 225 |
| Lewis and Clark County | 72,580 | 2.3% | 8.1% | 413 | 71.2 | 48% | 25% | 1 | 1.3 | 0.6% | 300 |
| Liberty County | 1,968 | 4.5% | 12.8% | under 5,000 residents | 6.3 | 75% | 26% | 1 | no data | 0.2% | 129 |
| Lincoln County | 20,656 | 5.0% | 14.0% | 334 | 64.3 | 47% | 49% | 2 | no data | 0.5% | 69 |
| Madison County | 8,975 | 4.8% | 13.6% | 2,362 | 41.0 | 34% | 18% | 1 | no data | 0.6% | 212 |
| McCone County | 1,818 | 5.2% | 19.6% | under 5,000 residents | 5.2 | 71% | 40% | 1 | no data | no data | 118 |
| Meagher County | 1,979 | 5.3% | 24.2% | under 5,000 residents | 2.8 | 60% | 12% | 2 | no data | 0.5% | 73 |
| Mineral County | 4,796 | 4.3% | 14.2% | under 5,000 residents | 7.3 | 48% | 18% | 2 | no data | 0.6% | 85 |
| Missoula County | 119,639 | 2.2% | 7.4% | 236 | 77.0 | 46% | 33% | 3 | 0.9 | 0.5% | 282 |
| Musselshell County | 5,068 | 7.2% | 20.3% | 1,440 | 17.0 | 59% | 12% | 3 | no data | 0.5% | 73 |
| Park County | 17,484 | 3.2% | 12.0% | 1,933 | 66.3 | 54% | 26% | 2 | 3.3 | 0.8% | 338 |
| Petroleum County | 401 | 5.5% | 17.6% | under 5,000 residents | 1.3 | 52% | 18% | 1 | no data | no data | 61 |
| Phillips County | 4,224 | 4.9% | 13.9% | under 5,000 residents | 34.5 | 59% | 14% | 1 | no data | 0.3% | 303 |
| Pondera County | 6,012 | 4.0% | 12.6% | 5,456 | 24.6 | 73% | 20% | 1 | no data | no data | 328 |
| Powder River County | 1,762 | 5.8% | 22.1% | under 5,000 residents | 4.0 | 56% | 16% | 2 | no data | 0.1% | 94 |
| Powell County | 7,029 | 3.5% | 8.2% | 1,821 | 10.0 | 71% | 21% | 2 | no data | 0.4% | 128 |
| Prairie County | 1,251 | 5.2% | 16.4% | under 5,000 residents | 4.2 | 73% | 10% | 1 | no data | no data | 66 |
| Ravalli County | 45,807 | 3.2% | 10.8% | 308 | 78.5 | 40% | 20% | 2 | no data | 0.4% | 141 |
| Richland County | 11,329 | 2.9% | 11.9% | 1,033 | 52.7 | 48% | 30% | 3 | no data | 0.2% | 117 |
| Roosevelt County | 10,665 | 4.6% | 14.5% | 1,594 | 54.5 | 62% | 15% | 2 | no data | 0.1% | 170 |
| Rosebud County | 8,236 | 5.5% | 20.6% | 2,173 | 49.7 | 54% | 36% | 2 | no data | 0.1% | 179 |
| Sanders County | 12,936 | 5.7% | 17.0% | 1,786 | 47.4 | 41% | 23% | 5 | no data | 0.4% | 231 |
| Sheridan County | 3,677 | 7.0% | 24.6% | under 5,000 residents | 15.1 | 75% | 25% | 1 | no data | no data | 104 |
| Silver Bow County | 35,589 | 2.8% | 7.8% | 208 | 38.0 | 75% | 23% | 1 | no data | 0.2% | 74 |
| Stillwater County | 9,052 | 3.0% | 12.3% | 3,369 | 16.8 | 44% | 11% | 3 | 6.0 | 0.9% | 305 |
| Sweet Grass County | 3,713 | 3.8% | 12.0% | under 5,000 residents | 8.1 | 52% | 19% | 2 | no data | 0.5% | 429 |
| Teton County | 6,291 | 4.3% | 11.7% | 3,688 | 19.0 | 71% | 13% | 1 | no data | 0.4% | 232 |
| Treasure County | 761 | 6.1% | 20.5% | under 5,000 residents | 0.5 | 56% | 40% | 2 | no data | no data | 36 |
| Valley County | 7,540 | 4.0% | 15.3% | 4,244 | 35.9 | 79% | 17% | 1 | 1.2 | 0.3% | 320 |
| Wheatland County | 2,049 | 4.3% | 17.7% | under 5,000 residents | 3.5 | 69% | 18% | 2 | no data | 0.2% | 263 |
| Wibaux County | 1,148 | 4.5% | 15.1% | under 5,000 residents | 11.1 | 64% | 9% | 2 | no data | 0.4% | 58 |
| Yellowstone County | 167,340 | 2.2% | 8.2% | 115 | 83.6 | 48% | 22% | 3 | 0.7 | 0.4% | 193 |
Montana: click a header to sort. Per-capita storm rates start at 5,000 residents.
Sources
| Source | Period | Retrieved |
|---|---|---|
| DOE LEAD (MT) | 2022 | 2 Oct 2026 |
| FEMA NRI (MT) | Dec 2025 | 2 Oct 2026 |
| NOAA Storm Events (MT) | 2015 to 2025 | 2 Oct 2026 |
| Census ACS (MT) | 2019 to 2023 | 2 Oct 2026 |
| EIA-861 (MT) | 2024 | 1 Oct 2026 |
Montana LEAD figures are group estimates, not bills. Methodology.
Keep going
- Montana prices, utilities and outages
- Help paying bills in Montana
- Top 100 counties, city rankings, state burden ranking
Other states: Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York.
Questions
Which Montana county has the highest home energy burden?
Carter County: 9.1% of income, against 4.4% for the median Montana county (DOE LEAD 2022).
Which Montana county has the lowest energy burden?
Gallatin County at 1.9% of income.
How does Montana compare with the whole country?
The median Montana county has a burden of 4.4% and the median U.S. county 3.3%, across 53 Montana counties and 3,053 U.S. counties with data.
Where do storms cause the most trouble in Montana?
Pondera County has the most NOAA storm reports per 100,000 residents: 5,456 between 2015 and 2025.
Which Montana county has the highest FEMA risk score?
Flathead County: 86.5, rated relatively moderate by FEMA (Dec 2025).
Where are the oldest homes in Montana?
Daniels County: 88% of homes were built before 1980; the median Montana county is at 59% (Census ACS 2023).
Which Montana county relies most on electric heat?
Lake County: 57% of homes heat with electricity, against 19% in the median county.
Which Montana county has the most flood claims per home?
Stillwater County: 6.0 NFIP claims per 1,000 homes from 2015 to 2025; the median Montana county has 1.0 (FEMA OpenFEMA).
Are storm reports the same as power outages in Montana?
No: in Montana they are weather reports, not outage counts.
Where can Montana households get help with bills?
See the Montana help page. Highest burden: Carter County.