Electric companies in Hamilton County, Tennessee
Hamilton County, TN ranks 1 of 95 Tennessee counties for damaging wind risk, FEMA score 97.5. Hamilton County in Tennessee has 370,913 residents and 3 utilities listed by EIA, with home prices of 12.19 to 12.97 cents per kWh.
Hamilton County on the map
Hamilton County darker: more storm events
Outage risk in Hamilton County
Hamilton County, TN, NWS storm events 2015 to 2025: 170 in all, 45.8 per 100,000 residents of 370,913, rank 13 of 95 Tennessee counties. Property damage in Hamilton County, TN: $585K, with 22 direct injuries or deaths.
Events by year in Hamilton County, TN
events a year, Hamilton County, TN
- 28'15
- 12'16
- 14'17
- 12'18
- 14'19
- 20'20
- 4'21
- 11'22
- 23'23
- 12'24
- 20'25
Events by type
| Hamilton County, TN | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Hamilton County, TN, thunderstorm and high wind | Relatively High | 97.5 | 1 of 95 | 136 | 2023 (22) | $585K |
| Hamilton County, TN, tornado | Relatively High | 98.6 | 2 of 95 | 2 | 2020 (1) | $0 |
| Hamilton County, TN, hurricane and tropical storm | Relatively Low | 62.5 | 3 of 95 | 0 | none | $0 |
| Hamilton County, TN, ice storm | Relatively High | 85.8 | 9 of 95 | 1 | 2015 (1) | $0 |
| Hamilton County, TN, winter storm and heavy snow | Relatively High | 93.8 | 3 of 95 | 31 | 2015 (17) | $0 |
| Hamilton County, TN, heat wave | Relatively Low | 75.6 | 13 of 95 | 0 | none | $0 |
ZIP codes in Hamilton County
- 37302
- 37308
- 37315
- 37336
- 37341
- 37343
- 37350
- 37351
- 37363
- 37373
- 37377
- 37379
- 37402
- 37403
- 37404
- 37405
- 37406
- 37407
- 37408
- 37409
- 37410
- 37411
- 37412
- 37415
- 37416
- 37419
- 37421
- 37450
Electric utilities in Hamilton County
| Utility listed for Hamilton County, TN | Type | Home price ¢/kWh | Yearly bill at 1,154 kWh | Share of Hamilton County, TN median income of $72,568 |
|---|---|---|---|---|
| Volunteer Electric Coop in Hamilton County, TN | Cooperative | 12.19 | $1,688 | 2.33% |
| City of Chattanooga in Hamilton County, TN | Municipal | 12.32 | $1,705 | 2.35% |
| Sequachee Valley Electric Coop in Hamilton County, TN | Cooperative | 12.97 | $1,795 | 2.47% |
Prices are statewide utility averages, not a county price.
Facts about Hamilton County
- Residents of Hamilton County, TN, ACS 2023
- 370,9134 of 95 Tennessee counties
- Households in Hamilton County, TN
- 151,3162.45 people each
- Owner-occupied homes in Hamilton County, TN
- 64.3%97,369 owner and 53,947 renter households
- Median household income in Hamilton County, TN
- $72,56813 of 95 Tennessee counties
- Housing units in Hamilton County, TN
- 165,60514,289 vacant or seasonal, 8.6% of the units
- Homes heated by electricity in Hamilton County, TN
- 67.3%101,877 homes, 40 of 95 Tennessee counties
- Utilities listed for Hamilton County, TN
- 33 with a home price: Volunteer Electric Coop, City of Chattanooga, Sequachee Valley Electric Coop
- Lowest home price in Hamilton County, TN
- 12.19 ¢/kWhVolunteer Electric Coop, 6.0% below the highest
- Highest home price in Hamilton County, TN
- 12.97 ¢/kWhSequachee Valley Electric Coop
- Monthly bill gap in Hamilton County, TN
- $9between the two at 1,154 kWh, $107 a year, 0.15% of the Hamilton County, TN median income
- ZIP areas touching Hamilton County, TN
- 2837302 to 37450
- Outage-linked storm events in Hamilton County, TN
- 170NWS storm events, 2015 to 2025
- Homes built before 1980 in Hamilton County, TN
- 49.9%median year built 1980
- Flood claims in Hamilton County, TN
- 225NFIP 2015 to 2025, $5.5M paid
- Home energy burden in Hamilton County, TN
- 2.0%$1,540 a year on electricity (DOE LEAD)
Cost of living with electricity in Hamilton County
Hamilton County, TN: electricity $1,540 a year per home (DOE LEAD), all home energy $1,926, 2.0% of $95,720 income. 148,888 households in Hamilton County, TN spend about $229.3 million a year on electricity and $286.8 million on all home energy. Lower-income homes in Hamilton County, TN ($18,545 a year) spend 8.4% of income, 4.2 times the all-home figure.
Energy burden in Hamilton County, TN
| Hamilton County, TN | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Hamilton County, TN, all households | 148,888 | $95,720 | $1,540 | $370 | $16 | 2.0% |
| Hamilton County, TN, lower income | 34,582 | $18,545 | $1,342 | $195 | $23 | 8.4% |
| Hamilton County, TN, owners | 96,162 | $120,138 | $1,750 | $519 | $19 | 1.9% |
| Hamilton County, TN, renters | 52,726 | $51,185 | $1,157 | $97 | $9 | 2.5% |
Housing and heating in Hamilton County
Hamilton County, TN: 82,694 of 165,605 homes were built before 1980 and 44,202 in 2000 or later. Hamilton County, TN has 113,002 detached houses, 28,370 homes in 5+ unit buildings, 5,271 mobile homes, and 53,947 of 151,316 households rent.
Age of homes in Hamilton County, TN
% of homes by decade built, Hamilton County, TN
- 9pre-40
- 540s
- 1050s
- 1160s
- 1570s
- 1180s
- 1290s
- 1300s
- 1210s
- 120+
Heating fuel in Hamilton County, TN
| Hamilton County, TN | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Hamilton County, TN, median year built | 1980 | 1985 | -5 years | 75 of 95 |
| Hamilton County, TN, built before 1980 | 49.9% | 42.5% | +7.5 points | 20 of 95 |
| Hamilton County, TN, built 2000 or later | 26.7% | 25.9% | +0.8 points | 41 of 95 |
| Hamilton County, TN, detached houses | 68.2% | 72.1% | -3.8 points | 74 of 95 |
| Hamilton County, TN, apartments in 5+ unit buildings | 17.1% | 4.1% | +13.0 points | 5 of 95 |
| Hamilton County, TN, mobile homes | 3.2% | 16.6% | -13.4 points | 91 of 95 |
| Hamilton County, TN, renter households | 35.7% | 25.0% | +10.6 points | 10 of 95 |
| Hamilton County, TN, median home value | $282,100 | $186,300 | +$95,800 | 12 of 95 |
| Hamilton County, TN, median gross rent a month | $1,163 | $804 | +$359 | 12 of 95 |
| Hamilton County, TN, people per household | 2.39 | 2.49 | -0.10 | 77 of 95 |
Flood claims and flood insurance in Hamilton County
Hamilton County, TN: 225 NFIP flood claims in 2015 to 2025, $5.5M paid, median paid claim $13,579.
1,269 of 128,907 residential structures in Hamilton County, TN carry an NFIP contract. 1,962 NFIP policies of any type were in force in Hamilton County, TN on 8 Sep 2026. Hamilton County, TN lists 223 repetitive-loss properties, 37 of them severe repetitive loss.
Hamilton County, TN: claims history, not an outage count.
Flood claims by year in Hamilton County, TN
flood claims a year, Hamilton County, TN
- 48'15
- <5'16
- 6'17
- 29'18
- 9'19
- 54'20
- 8'21
- <5'22
- 0'23
- <5'24
- 61'25
| Hamilton County, TN | Value | Median county | Rank |
|---|---|---|---|
| Hamilton County, TN, claims 2015-2025 | 225 | — | 3 of 69 |
| Hamilton County, TN, paid 2015-2025 | $5.5M | — | 5 of 69 |
| Hamilton County, TN, median paid claim | $13,579 | — | — |
| Hamilton County, TN, claims per 1,000 homes | 1.8 | 1.2 | 25 of 69 |
| Hamilton County, TN, homes with flood insurance | 1.0% | 0.4% | 17 of 95 |
| Hamilton County, TN, policies in force | 1,962 | — | — |
| Hamilton County, TN, repetitive-loss properties | 223 | — | — |
Hamilton County, TN: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Hamilton County: flood claims by state, flood hub.
Analyst note on Hamilton County
Hamilton County, TN touches 28 ZIP areas, 37302 to 37450, about 13,247 residents each. Hamilton County, TN counts 370,913 residents in 151,316 households. Household income in Hamilton County, TN is $72,568; 97,369 of its 151,316 households own.
101,877 of the 151,316 homes in Hamilton County, TN heat with electricity. Hamilton County, TN has 165,605 housing units, 14,289 (8.6%) vacant or seasonal, and 53,947 rented homes. Hamilton County, TN logged 170 storm events for its 370,913 residents.
The median home in Hamilton County, TN dates from 1980. Homes in Hamilton County, TN pay $1,540 a year for electricity. Hamilton County, TN home prices run Volunteer Electric Coop to Sequachee Valley Electric Coop, $9 a month apart at 1,154 kWh.
Bill and heat pump calculator, Hamilton County
Compare Hamilton County with its neighbours
- Bradley County sits 19 miles east of Hamilton County, TN with 109,743 residents, 84 storm events, median home built 1985, energy burden 2.6%, income $63,789.
- Sequatchie County sits 24 miles northwest of Hamilton County, TN with 16,409 residents, 57 storm events, median home built 1993, energy burden 3.3%, income $52,260.
- Marion County sits 24 miles west of Hamilton County, TN with 29,010 residents, 92 storm events, median home built 1985, energy burden 3.0%, income $58,103.
- Bledsoe County sits 35 miles north of Hamilton County, TN with 14,905 residents, 66 storm events, median home built 1993, energy burden 3.3%, income $49,655.
- Rhea County sits 38 miles northeast of Hamilton County, TN with 33,299 residents, 62 storm events, median home built 1991, energy burden 2.8%, income $58,133.
Cities in Hamilton County
- Chattanooga electricity rates182,832 residents
Tennessee: home prices since 2001, planned plants.
Questions on Hamilton County
Hamilton County, TN: what do homes pay for electricity?
Hamilton County, TN homes paid 12.19 to 12.97 cents per kWh in 2024 across 3 listed utilities: $141 to $150 a month at 1,154 kWh, 2.33% to 2.47% of Hamilton County, TN income.
Hamilton County, TN: how many homes heat with electricity?
Hamilton County, TN: 101,877 of 151,316 occupied homes, 67.3%, rank 40 of 95.
Hamilton County, TN: median household income?
$72,568 in Hamilton County, TN, rank 13 of 95; 370,913 residents, 151,316 households.
Hamilton County, TN: outage-linked storms since 2015?
Hamilton County, TN: 170 NWS events, peak year 2015.
Hamilton County, TN: flood insurance claims since 2015?
Hamilton County, TN: 225 NFIP flood claims, $5.5M paid, 1.8 per 1,000 homes, 1.0% of homes insured.
How old are the homes in Hamilton County, TN?
Hamilton County, TN: median home built 1980; 49.9% predate 1980, 68.2% detached, 17.1% in 5+ unit buildings.
Hamilton County, TN: share of income for energy?
Hamilton County, TN homes spend $1,540 a year on electricity, $1,926 on all energy: 2.0% of $95,720; 8.4% for lower incomes.