Electric companies in Putnam County, Tennessee
Putnam County, TN ranks 8 of 95 Tennessee counties for winter weather risk, FEMA score 84.8. Putnam County in Tennessee has 81,366 residents and 4 utilities listed by EIA, with home prices of 11.29 to 12.89 cents per kWh.
Putnam County on the map
Putnam County darker: more storm events
Outage risk in Putnam County
Putnam County, TN, NWS storm events 2015 to 2025: 105 in all, 129.0 per 100,000 residents of 81,366, rank 42 of 95 Tennessee counties. Property damage in Putnam County, TN: $116.9M, with 106 direct injuries or deaths.
Events by year in Putnam County, TN
events a year, Putnam County, TN
- 4'15
- 12'16
- 16'17
- 12'18
- 7'19
- 9'20
- 4'21
- 16'22
- 7'23
- 13'24
- 5'25
Events by type
| Putnam County, TN | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Putnam County, TN, thunderstorm and high wind | Relatively Moderate | 72.1 | 32 of 95 | 84 | 2017 (14) | $3.2M |
| Putnam County, TN, tornado | Relatively Moderate | 86.9 | 18 of 95 | 9 | 2020 (4) | $100.7M |
| Putnam County, TN, hurricane and tropical storm | Very Low | 48.0 | 40 of 95 | 0 | none | $0 |
| Putnam County, TN, ice storm | Relatively Moderate | 72.7 | 24 of 95 | 0 | none | $0 |
| Putnam County, TN, winter storm and heavy snow | Relatively Moderate | 84.8 | 8 of 95 | 12 | 2022 (4) | $13.1M |
| Putnam County, TN, heat wave | Very Low | 35.6 | 49 of 95 | 0 | none | $0 |
Facts about Putnam County
- Residents of Putnam County, TN, ACS 2023
- 81,36617 of 95 Tennessee counties
- Households in Putnam County, TN
- 33,0572.46 people each
- Owner-occupied homes in Putnam County, TN
- 60.7%20,058 owner and 12,999 renter households
- Median household income in Putnam County, TN
- $56,53752 of 95 Tennessee counties
- Housing units in Putnam County, TN
- 35,9912,934 vacant or seasonal, 8.2% of the units
- Homes heated by electricity in Putnam County, TN
- 71.4%23,600 homes, 24 of 95 Tennessee counties
- Utilities listed for Putnam County, TN
- 44 with a home price: City of Cookeville, Volunteer Electric Coop, Upper Cumberland E M C
- Lowest home price in Putnam County, TN
- 11.29 ¢/kWhCity of Cookeville, 12.4% below the highest
- Highest home price in Putnam County, TN
- 12.89 ¢/kWhCaney Fork Electric Coop, Inc
- Monthly bill gap in Putnam County, TN
- $18between the two at 1,154 kWh, $221 a year, 0.39% of the Putnam County, TN median income
- ZIP areas touching Putnam County, TN
- 938501 to 38582
- Outage-linked storm events in Putnam County, TN
- 105NWS storm events, 2015 to 2025
- Homes built before 1980 in Putnam County, TN
- 33.0%median year built 1990
- Flood claims in Putnam County, TN
- 18NFIP 2015 to 2025, $591K paid
- Home energy burden in Putnam County, TN
- 2.6%$1,546 a year on electricity (DOE LEAD)
Electric utilities in Putnam County
| Utility listed for Putnam County, TN | Type | Home price ¢/kWh | Yearly bill at 1,154 kWh | Share of Putnam County, TN median income of $56,537 |
|---|---|---|---|---|
| City of Cookeville in Putnam County, TN | Municipal | 11.29 | $1,563 | 2.76% |
| Volunteer Electric Coop in Putnam County, TN | Cooperative | 12.19 | $1,688 | 2.99% |
| Upper Cumberland E M C in Putnam County, TN | Cooperative | 12.77 | $1,768 | 3.13% |
| Caney Fork Electric Coop, Inc in Putnam County, TN | Cooperative | 12.89 | $1,784 | 3.16% |
Prices are statewide utility averages, not a county price.
Bill and heat pump calculator, Putnam County
Compare Putnam County with its neighbours
- White County sits 17 miles south of Putnam County, TN with 27,764 residents, 88 storm events, median home built 1985, energy burden 3.3%, income $52,206.
- Overton County sits 17 miles northeast of Putnam County, TN with 22,807 residents, 105 storm events, median home built 1982, energy burden 3.2%, income $46,159.
- Jackson County sits 17 miles northwest of Putnam County, TN with 11,882 residents, 53 storm events, median home built 1987, energy burden 3.6%, income $41,475.
- DeKalb County sits 22 miles southwest of Putnam County, TN with 20,551 residents, 53 storm events, median home built 1984, energy burden 3.1%, income $48,484.
- Clay County sits 28 miles north of Putnam County, TN with 7,621 residents, 63 storm events, median home built 1982, energy burden 4.0%, income $44,712.
Cost of living with electricity in Putnam County
Putnam County, TN: electricity $1,546 a year per home (DOE LEAD), all home energy $1,813, 2.6% of $70,656 income. 32,733 households in Putnam County, TN spend about $50.6 million a year on electricity and $59.3 million on all home energy. Lower-income homes in Putnam County, TN ($18,330 a year) spend 7.7% of income, 3.0 times the all-home figure.
Energy burden in Putnam County, TN
| Putnam County, TN | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Putnam County, TN, all households | 32,733 | $70,656 | $1,546 | $247 | $20 | 2.6% |
| Putnam County, TN, lower income | 10,559 | $18,330 | $1,250 | $140 | $24 | 7.7% |
| Putnam County, TN, owners | 19,930 | $91,350 | $1,828 | $367 | $28 | 2.4% |
| Putnam County, TN, renters | 12,803 | $38,443 | $1,107 | $61 | $8 | 3.1% |
Housing and heating in Putnam County
Putnam County, TN: 11,888 of 35,991 homes were built before 1980 and 11,580 in 2000 or later. Putnam County, TN has 23,366 detached houses, 4,987 homes in 5+ unit buildings, 3,077 mobile homes, and 12,999 of 33,057 households rent.
Age of homes in Putnam County, TN
% of homes by decade built, Putnam County, TN
- 3pre-40
- 340s
- 550s
- 860s
- 1470s
- 1780s
- 1890s
- 1700s
- 1410s
- 120+
Heating fuel in Putnam County, TN
| Putnam County, TN | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Putnam County, TN, median year built | 1990 | 1985 | +5 years | 24 of 95 |
| Putnam County, TN, built before 1980 | 33.0% | 42.5% | -9.4 points | 79 of 95 |
| Putnam County, TN, built 2000 or later | 32.2% | 25.9% | +6.3 points | 21 of 95 |
| Putnam County, TN, detached houses | 64.9% | 72.1% | -7.1 points | 86 of 95 |
| Putnam County, TN, apartments in 5+ unit buildings | 13.9% | 4.1% | +9.7 points | 7 of 95 |
| Putnam County, TN, mobile homes | 8.5% | 16.6% | -8.1 points | 79 of 95 |
| Putnam County, TN, renter households | 39.3% | 25.0% | +14.3 points | 5 of 95 |
| Putnam County, TN, median home value | $246,800 | $186,300 | +$60,500 | 20 of 95 |
| Putnam County, TN, median gross rent a month | $881 | $804 | +$77 | 26 of 95 |
| Putnam County, TN, people per household | 2.36 | 2.49 | -0.13 | 81 of 95 |
Flood claims and flood insurance in Putnam County
Putnam County, TN: 18 NFIP flood claims in 2015 to 2025, $591K paid, median paid claim $23,749.
62 of 29,214 residential structures in Putnam County, TN carry an NFIP contract. 71 NFIP policies of any type were in force in Putnam County, TN on 8 Sep 2026. Putnam County, TN lists 7 repetitive-loss properties.
Putnam County, TN: claims history, not an outage count.
Flood claims by year in Putnam County, TN
flood claims a year, Putnam County, TN
- <5'15
- <5'16
- 0'17
- <5'18
- <5'19
- <5'20
- 6'21
- 0'22
- <5'23
- 0'24
- <5'25
| Putnam County, TN | Value | Median county | Rank |
|---|---|---|---|
| Putnam County, TN, claims 2015-2025 | 18 | — | 36 of 69 |
| Putnam County, TN, paid 2015-2025 | $591K | — | 33 of 69 |
| Putnam County, TN, median paid claim | $23,749 | — | — |
| Putnam County, TN, claims per 1,000 homes | 0.6 | 1.2 | 51 of 69 |
| Putnam County, TN, homes with flood insurance | 0.2% | 0.4% | 68 of 95 |
| Putnam County, TN, policies in force | 71 | — | — |
| Putnam County, TN, repetitive-loss properties | 7 | — | — |
Putnam County, TN: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Putnam County: flood claims by state, flood hub.
Analyst note on Putnam County
Putnam County, TN counts 81,366 residents in 33,057 households. Putnam County, TN touches 9 ZIP areas, 38501 to 38582, about 9,041 residents each. 23,600 of the 33,057 homes in Putnam County, TN heat with electricity.
Household income in Putnam County, TN is $56,537; 20,058 of its 33,057 households own. Putnam County, TN has 35,991 housing units, 2,934 (8.2%) vacant or seasonal, and 12,999 rented homes. Putnam County, TN logged 105 storm events for its 81,366 residents.
The median home in Putnam County, TN dates from 1990. Homes in Putnam County, TN pay $1,546 a year for electricity. Putnam County, TN home prices run City of Cookeville to Caney Fork Electric Coop, Inc, $18 a month apart at 1,154 kWh.
Cities in Putnam County
- Cookeville electricity rates35,544 residents
ZIP codes in Putnam County
- 38501
- 38503
- 38505
- 38506
- 38544
- 38545
- 38548
- 38574
- 38582
Tennessee: home prices since 2001, planned plants.
Questions on Putnam County
Putnam County, TN: what do homes pay for electricity?
Putnam County, TN homes paid 11.29 to 12.89 cents per kWh in 2024 across 4 listed utilities: $130 to $149 a month at 1,154 kWh, 2.76% to 3.16% of Putnam County, TN income.
Putnam County, TN: how many homes heat with electricity?
Putnam County, TN: 23,600 of 33,057 occupied homes, 71.4%, rank 24 of 95.
Putnam County, TN: median household income?
$56,537 in Putnam County, TN, rank 52 of 95; 81,366 residents, 33,057 households.
Putnam County, TN: outage-linked storms since 2015?
Putnam County, TN: 105 NWS events, peak year 2017.
Putnam County, TN: flood insurance claims since 2015?
Putnam County, TN: 18 NFIP flood claims, $591K paid, 0.6 per 1,000 homes, 0.2% of homes insured.
How old are the homes in Putnam County, TN?
Putnam County, TN: median home built 1990; 33.0% predate 1980, 64.9% detached, 13.9% in 5+ unit buildings.
Putnam County, TN: share of income for energy?
Putnam County, TN homes spend $1,546 a year on electricity, $1,813 on all energy: 2.6% of $70,656; 7.7% for lower incomes.