Electric companies in Sumner County, Tennessee
Sumner County, TN ranks 4 of 95 Tennessee counties for damaging wind risk, FEMA score 93.7. Sumner County in Tennessee has 200,553 residents and 4 utilities listed by EIA, with home prices of 11.78 to 13.47 cents per kWh.
Sumner County on the map
Sumner County darker: more storm events
Outage risk in Sumner County
Sumner County, TN, NWS storm events 2015 to 2025: 210 in all, 104.7 per 100,000 residents of 200,553, rank 7 of 95 Tennessee counties. Property damage in Sumner County, TN: $21.1M, with 15 direct injuries or deaths.
Events by year in Sumner County, TN
events a year, Sumner County, TN
- 18'15
- 36'16
- 22'17
- 14'18
- 15'19
- 5'20
- 16'21
- 11'22
- 20'23
- 17'24
- 36'25
Events by type
| Sumner County, TN | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Sumner County, TN, thunderstorm and high wind | Relatively High | 93.7 | 4 of 95 | 183 | 2016 (35) | $8.9M |
| Sumner County, TN, tornado | Relatively High | 95.5 | 6 of 95 | 9 | 2021 (8) | $11.6M |
| Sumner County, TN, hurricane and tropical storm | Very Low | 32.5 | 78 of 95 | 0 | none | $0 |
| Sumner County, TN, ice storm | Relatively High | 87.6 | 8 of 95 | 2 | 2023 (2) | $25K |
| Sumner County, TN, winter storm and heavy snow | Relatively High | 88.4 | 6 of 95 | 13 | 2015 (3) | $610K |
| Sumner County, TN, heat wave | Relatively Low | 74.2 | 15 of 95 | 3 | 2025 (2) | $0 |
Facts about Sumner County
- Residents of Sumner County, TN, ACS 2023
- 200,5538 of 95 Tennessee counties
- Households in Sumner County, TN
- 76,7062.61 people each
- Owner-occupied homes in Sumner County, TN
- 72.2%55,400 owner and 21,306 renter households
- Median household income in Sumner County, TN
- $86,0053 of 95 Tennessee counties
- Housing units in Sumner County, TN
- 81,3764,670 vacant or seasonal, 5.7% of the units
- Homes heated by electricity in Sumner County, TN
- 56.3%43,202 homes, 59 of 95 Tennessee counties
- Utilities listed for Sumner County, TN
- 44 with a home price: City of Gallatin, Tri-County Elec Member Corp (TN), Cumberland Elec Member Corp
- Lowest home price in Sumner County, TN
- 11.78 ¢/kWhCity of Gallatin, 12.5% below the highest
- Highest home price in Sumner County, TN
- 13.47 ¢/kWhNashville Electric Service
- Monthly bill gap in Sumner County, TN
- $19between the two at 1,154 kWh, $234 a year, 0.27% of the Sumner County, TN median income
- ZIP areas touching Sumner County, TN
- 937022 to 37188
- Outage-linked storm events in Sumner County, TN
- 210NWS storm events, 2015 to 2025
- Homes built before 1980 in Sumner County, TN
- 30.7%median year built 1994
- Flood claims in Sumner County, TN
- 180NFIP 2015 to 2025, $4.4M paid
- Home energy burden in Sumner County, TN
- 2.2%$1,721 a year on electricity (DOE LEAD)
Housing and heating in Sumner County
Sumner County, TN: 24,965 of 81,376 homes were built before 1980 and 32,593 in 2000 or later. Sumner County, TN has 59,568 detached houses, 10,930 homes in 5+ unit buildings, 4,877 mobile homes, and 21,306 of 76,706 households rent.
Age of homes in Sumner County, TN
% of homes by decade built, Sumner County, TN
- 2pre-40
- 140s
- 350s
- 1060s
- 1470s
- 1380s
- 1790s
- 1800s
- 1910s
- 220+
Heating fuel in Sumner County, TN
| Sumner County, TN | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Sumner County, TN, median year built | 1994 | 1985 | +9 years | 7 of 95 |
| Sumner County, TN, built before 1980 | 30.7% | 42.5% | -11.8 points | 84 of 95 |
| Sumner County, TN, built 2000 or later | 40.1% | 25.9% | +14.2 points | 6 of 95 |
| Sumner County, TN, detached houses | 73.2% | 72.1% | +1.1 points | 39 of 95 |
| Sumner County, TN, apartments in 5+ unit buildings | 13.4% | 4.1% | +9.3 points | 8 of 95 |
| Sumner County, TN, mobile homes | 6.0% | 16.6% | -10.6 points | 85 of 95 |
| Sumner County, TN, renter households | 27.8% | 25.0% | +2.7 points | 34 of 95 |
| Sumner County, TN, median home value | $364,000 | $186,300 | +$177,700 | 4 of 95 |
| Sumner County, TN, median gross rent a month | $1,339 | $804 | +$535 | 5 of 95 |
| Sumner County, TN, people per household | 2.59 | 2.49 | +0.10 | 20 of 95 |
Cost of living with electricity in Sumner County
Sumner County, TN: electricity $1,721 a year per home (DOE LEAD), all home energy $2,209, 2.2% of $101,473 income. 74,739 households in Sumner County, TN spend about $128.6 million a year on electricity and $165.1 million on all home energy. Lower-income homes in Sumner County, TN ($20,555 a year) spend 8.2% of income, 3.8 times the all-home figure.
Energy burden in Sumner County, TN
| Sumner County, TN | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Sumner County, TN, all households | 74,739 | $101,473 | $1,721 | $473 | $15 | 2.2% |
| Sumner County, TN, lower income | 14,420 | $20,555 | $1,410 | $266 | $17 | 8.2% |
| Sumner County, TN, owners | 54,501 | $119,375 | $1,913 | $607 | $21 | 2.1% |
| Sumner County, TN, renters | 20,238 | $53,264 | $1,203 | $111 | $1 | 2.5% |
Flood claims and flood insurance in Sumner County
Sumner County, TN: 180 NFIP flood claims in 2015 to 2025, $4.4M paid, median paid claim $15,697.
598 of 65,282 residential structures in Sumner County, TN carry an NFIP contract. 678 NFIP policies of any type were in force in Sumner County, TN on 8 Sep 2026. Sumner County, TN lists 89 repetitive-loss properties, 10 of them severe repetitive loss.
Sumner County, TN: claims history, not an outage count.
Flood claims by year in Sumner County, TN
flood claims a year, Sumner County, TN
- <5'15
- 49'16
- 26'17
- <5'18
- 29'19
- 8'20
- 7'21
- <5'22
- <5'23
- 49'24
- <5'25
| Sumner County, TN | Value | Median county | Rank |
|---|---|---|---|
| Sumner County, TN, claims 2015-2025 | 180 | — | 4 of 69 |
| Sumner County, TN, paid 2015-2025 | $4.4M | — | 7 of 69 |
| Sumner County, TN, median paid claim | $15,697 | — | — |
| Sumner County, TN, claims per 1,000 homes | 2.8 | 1.2 | 20 of 69 |
| Sumner County, TN, homes with flood insurance | 0.9% | 0.4% | 18 of 95 |
| Sumner County, TN, policies in force | 678 | — | — |
| Sumner County, TN, repetitive-loss properties | 89 | — | — |
Sumner County, TN: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Sumner County: flood claims by state, flood hub.
Electric utilities in Sumner County
| Utility listed for Sumner County, TN | Type | Home price ¢/kWh | Yearly bill at 1,154 kWh | Share of Sumner County, TN median income of $86,005 |
|---|---|---|---|---|
| City of Gallatin in Sumner County, TN | Municipal | 11.78 | $1,631 | 1.90% |
| Tri-County Elec Member Corp (TN) in Sumner County, TN | Cooperative | 12.33 | $1,707 | 1.99% |
| Cumberland Elec Member Corp in Sumner County, TN | Cooperative | 12.99 | $1,799 | 2.09% |
| Nashville Electric Service in Sumner County, TN | Municipal | 13.47 | $1,865 | 2.17% |
Prices are statewide utility averages, not a county price.
Analyst note on Sumner County
Household income in Sumner County, TN is $86,005; 55,400 of its 76,706 households own. Sumner County, TN counts 200,553 residents in 76,706 households. Sumner County, TN touches 9 ZIP areas, 37022 to 37188, about 22,284 residents each.
43,202 of the 76,706 homes in Sumner County, TN heat with electricity. Sumner County, TN has 81,376 housing units, 4,670 (5.7%) vacant or seasonal, and 21,306 rented homes. Sumner County, TN logged 210 storm events for its 200,553 residents.
The median home in Sumner County, TN dates from 1994. Homes in Sumner County, TN pay $1,721 a year for electricity. Sumner County, TN home prices run City of Gallatin to Nashville Electric Service, $19 a month apart at 1,154 kWh.
Bill and heat pump calculator, Sumner County
Compare Sumner County with its neighbours
- Wilson County sits 19 miles southeast of Sumner County, TN with 153,587 residents, 298 storm events, median home built 1998, energy burden 1.9%, income $94,048.
- Trousdale County sits 18 miles east of Sumner County, TN with 11,805 residents, 30 storm events, median home built 1987, energy burden 3.1%, income $63,190.
- Robertson County sits 20 miles west of Sumner County, TN with 74,291 residents, 163 storm events, median home built 1993, energy burden 2.6%, income $78,439.
- Davidson County sits 24 miles southwest of Sumner County, TN with 709,846 residents, 537 storm events, median home built 1985, energy burden 1.9%, income $75,664.
- Macon County sits 27 miles east of Sumner County, TN with 25,793 residents, 59 storm events, median home built 1990, energy burden 3.2%, income $56,269.
Cities in Sumner County
- Hendersonville electricity rates62,390 residents
- Gallatin electricity rates46,667 residents
ZIP codes in Sumner County
- 37022
- 37031
- 37048
- 37066
- 37072
- 37075
- 37148
- 37186
- 37188
Tennessee: home prices since 2001, planned plants.
Questions on Sumner County
Sumner County, TN: what do homes pay for electricity?
Sumner County, TN homes paid 11.78 to 13.47 cents per kWh in 2024 across 4 listed utilities: $136 to $155 a month at 1,154 kWh, 1.90% to 2.17% of Sumner County, TN income.
Sumner County, TN: how many homes heat with electricity?
Sumner County, TN: 43,202 of 76,706 occupied homes, 56.3%, rank 59 of 95.
Sumner County, TN: median household income?
$86,005 in Sumner County, TN, rank 3 of 95; 200,553 residents, 76,706 households.
Sumner County, TN: outage-linked storms since 2015?
Sumner County, TN: 210 NWS events, peak year 2016.
Sumner County, TN: flood insurance claims since 2015?
Sumner County, TN: 180 NFIP flood claims, $4.4M paid, 2.8 per 1,000 homes, 0.9% of homes insured.
How old are the homes in Sumner County, TN?
Sumner County, TN: median home built 1994; 30.7% predate 1980, 73.2% detached, 13.4% in 5+ unit buildings.
Sumner County, TN: share of income for energy?
Sumner County, TN homes spend $1,721 a year on electricity, $2,209 on all energy: 2.2% of $101,473; 8.2% for lower incomes.