Electric companies in Tipton County, Tennessee
Tipton County, TN ranks 4th of 95 Tennessee counties for heat wave risk, FEMA score 90.3. Tipton County, TN has 61,339 residents. Tipton County, TN: 3 utilities listed by EIA. Tipton County, TN: home electricity prices of 11.11 to 12.90 cents per kWh.
Tipton County, TN on the map
Tipton County, TN darker: more storm events
Outage risk in Tipton County, TN
Tipton County, TN, NWS storm events 2015 to 2025: 166 in all, 270.6 per 100,000 residents of 61,339, rank 14 of 95 Tennessee counties. Property damage in Tipton County, TN: $81.0M, with 30 direct injuries or deaths.
Events by year in Tipton County, TN
events a year, Tipton County, TN
- 12'15
- 9'16
- 11'17
- 10'18
- 11'19
- 3'20
- 9'21
- 21'22
- 32'23
- 17'24
- 31'25
Events by type
| Tipton County, TN | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Tipton County, TN, thunderstorm and high wind | Relatively Low | 41.6 | 78 of 95 | 45 | 2023 (13) | $358K |
| Tipton County, TN, tornado | Relatively High | 92.8 | 9 of 95 | 8 | 2023 (4) | $80.6M |
| Tipton County, TN, hurricane and tropical storm | Very Low | 46.5 | 48 of 95 | 0 | none | $0 |
| Tipton County, TN, ice storm | Relatively High | 90.9 | 5 of 95 | 3 | 2022 (2) | $0 |
| Tipton County, TN, winter storm and heavy snow | Relatively Low | 24.9 | 75 of 95 | 15 | 2015 (3) | $0 |
| Tipton County, TN, heat wave | Relatively Moderate | 90.3 | 4 of 95 | 94 | 2025 (26) | $0 |
Housing and heating in Tipton County, TN
Tipton County, TN: 7,936 of 24,204 homes were built before 1980 and 7,544 in 2000 or later. Tipton County, TN has 19,915 detached houses, 642 homes in 5+ unit buildings, 2,614 mobile homes, and 5,143 of 22,544 households rent.
Age of homes in Tipton County, TN
% of homes by decade built, Tipton County, TN
- 5pre-40
- 340s
- 550s
- 560s
- 1470s
- 1280s
- 2490s
- 2300s
- 710s
- 120+
Heating fuel in Tipton County, TN
| Tipton County, TN | Value | State median | Gap | Rank (1 = highest) |
|---|---|---|---|---|
| Tipton County, TN, median year built | 1992 | 1985 | +7 years | 15 of 95 |
| Tipton County, TN, built before 1980 | 32.8% | 42.5% | -9.7 points | 81 of 95 |
| Tipton County, TN, built 2000 or later | 31.2% | 25.9% | +5.3 points | 23 of 95 |
| Tipton County, TN, detached houses | 82.3% | 72.1% | +10.2 points | 4 of 95 |
| Tipton County, TN, apartments in 5+ unit buildings | 2.7% | 4.1% | -1.5 points | 62 of 95 |
| Tipton County, TN, mobile homes | 10.8% | 16.6% | -5.8 points | 69 of 95 |
| Tipton County, TN, renter households | 22.8% | 25.0% | -2.2 points | 60 of 95 |
| Tipton County, TN, median home value | $220,100 | $186,300 | +$33,800 | 29 of 95 |
| Tipton County, TN, median gross rent a month | $1,007 | $804 | +$203 | 16 of 95 |
| Tipton County, TN, people per household | 2.69 | 2.49 | +0.20 | 7 of 95 |
Cost of living with electricity in Tipton County, TN
Tipton County, TN: electricity $1,590 a year per home (DOE LEAD), all home energy $2,136, 2.5% of $84,419 income. 22,366 households in Tipton County, TN spend about $35.6 million a year on electricity and $47.8 million on all home energy. Lower-income homes in Tipton County, TN ($21,392 a year) spend 8.7% of income, 3.4 times the all-home figure.
Energy burden in Tipton County, TN
| Tipton County, TN | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Tipton County, TN, all households | 22,366 | $84,419 | $1,590 | $530 | $16 | 2.5% |
| Tipton County, TN, lower income | 5,564 | $21,392 | $1,395 | $444 | $11 | 8.7% |
| Tipton County, TN, owners | 16,961 | $95,908 | $1,669 | $590 | $20 | 2.4% |
| Tipton County, TN, renters | 5,405 | $48,365 | $1,343 | $342 | $5 | 3.5% |
Flood claims and flood insurance in Tipton County, TN
Tipton County, TN: 54 NFIP flood claims in 2015 to 2025, $2.0M paid, median paid claim $30,000.
136 of 22,816 residential structures in Tipton County, TN carry an NFIP contract. 158 NFIP policies of any type were in force in Tipton County, TN on 8 Sep 2026. Tipton County, TN lists 14 repetitive-loss properties, 6 of them severe repetitive loss.
Tipton County, TN: claims history, not an outage count.
Flood claims by year in Tipton County, TN
flood claims a year, Tipton County, TN
- 0'15
- 0'16
- <5'17
- 0'18
- 21'19
- 7'20
- <5'21
- 0'22
- 9'23
- <5'24
- 11'25
| Tipton County, TN | Value | Median county | Rank (1 = highest) |
|---|---|---|---|
| Tipton County, TN, claims 2015-2025 | 54 | — | 18 of 69 |
| Tipton County, TN, paid 2015-2025 | $2.0M | — | 18 of 69 |
| Tipton County, TN, median paid claim | $30,000 | — | — |
| Tipton County, TN, claims per 1,000 homes | 2.4 | 1.2 | 23 of 69 |
| Tipton County, TN, homes with flood insurance | 0.6% | 0.4% | 31 of 95 |
| Tipton County, TN, policies in force | 158 | — | — |
| Tipton County, TN, repetitive-loss properties | 14 | — | — |
Tipton County, TN: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Tipton County, TN: flood claims by state, flood hub.
Climate and electric heating in Tipton County, TN
Tipton County, TN totals 3,314 heating degree days and 1,903 cooling degree days a year (1991-2020 normal).
For heating, Tipton County, TN is the 93rd coldest of 95 counties in Tennessee: 3,314 against a median of 3,756. For cooling, Tipton County, TN is the 2nd hottest: 1,903 against a median of 1,440.
Tipton County, TN sits between climates, 1,411 degree days separate heating and cooling.
Tipton County, TN: 3,077 heating degree days in 2016-2025, 3,314 on the normal, 7% under.
Tipton County, TN: 37.3% of 22,544 homes heat with electricity; 62.7% use gas, oil, wood or something else.
| Tipton County, TN | Value | TN median county | Tipton County, TN, rank (1 = highest) |
|---|---|---|---|
| Tipton County, TN, heating degree days, 1991-2020 normal | 3,314 | 3,756 | 93 of 95 |
| Tipton County, TN, heating degree days, 2016-2025 mean | 3,077 | 3,455 | 93 of 95 |
| Tipton County, TN, cooling degree days, 1991-2020 normal | 1,903 | 1,440 | 2 of 95 |
| Tipton County, TN, cooling degree days, 2016-2025 mean | 2,004 | 1,565 | 2 of 95 |
| Tipton County, TN, electric heating, ACS 2019-2023 | 37.3% | 64.3% | 92 of 95 |
Tipton County, TN: ACS B25040, 22,544 homes; NOAA nClimDiv, retrieved 7 Oct 2026.
Facts about Tipton County, TN
- Residents of Tipton County, TN, ACS 2023
- 61,33923 of 95 Tennessee counties
- Households in Tipton County, TN
- 22,5442.72 people each
- Owner-occupied homes in Tipton County, TN
- 77.2%17,401 owner and 5,143 renter households
- Median household income in Tipton County, TN
- $71,73615 of 95 Tennessee counties
- Housing units in Tipton County, TN
- 24,2041,660 vacant or seasonal, 6.9% of the units
- Homes heated by electricity in Tipton County, TN
- 37.3%8,418 homes, 92 of 95 Tennessee counties
- Utilities listed for Tipton County, TN
- 33 with a home price: City of Covington, Entergy Arkansas LLC, Southwest Tennessee E M C
- Lowest home price in Tipton County, TN
- 11.11 ¢/kWhCity of Covington, 13.9% below the highest
- Highest home price in Tipton County, TN
- 12.90 ¢/kWhSouthwest Tennessee E M C
- Monthly bill gap in Tipton County, TN
- $21between the two at 1,154 kWh, $249 a year, 0.35% of the Tipton County, TN median income
- ZIP areas touching Tipton County, TN
- 838004 to 72338
- Outage-linked storm events in Tipton County, TN
- 166NWS storm events, 2015 to 2025
- Homes built before 1980 in Tipton County, TN
- 32.8%median year built 1992
- Flood claims in Tipton County, TN
- 54NFIP 2015 to 2025, $2.0M paid
- Home energy burden in Tipton County, TN
- 2.5%$1,590 a year on electricity (DOE LEAD)
Electricity price since 2015 in Tipton County, TN
Southwest Tennessee E M C charged Tipton County, TN homes 11.06 ¢/kWh in 2015. Tipton County, TN: 12.90 ¢ in 2024, 17% up. Tipton County, TN: against 21% up for the Tennessee average.
Tipton County, TN: a 1,154 kWh month at that price. Tipton County, TN: $128 in 2015, $149 in 2024. Tipton County, TN: $1,786 a year, 2.5% of the $71,736 median income.
Tipton: 10 yearly prices
| Year | Southwest Tennessee E M C, Tipton County, TN | Tipton: Gap to Tennessee average | Tipton: Gap to U.S. average |
|---|---|---|---|
| 2015, Tipton | 11.06 | +0.76 | -1.59 |
| 2016, Tipton | 11.14 | +0.73 | -1.41 |
| 2017, Tipton | 11.36 | +0.64 | -1.53 |
| 2018, Tipton | 11.36 | +0.65 | -1.51 |
| 2019, Tipton | 11.48 | +0.61 | -1.53 |
| 2020, Tipton | 11.34 | +0.58 | -1.81 |
| 2021, Tipton | 11.65 | +0.58 | -2.01 |
| 2022, Tipton | 12.84 | +0.59 | -2.20 |
| 2023, Tipton | 12.58 | +0.39 | -3.42 |
| 2024, Tipton | 12.90 | +0.48 | -3.58 |
Tipton County, TN: EIA-861 home prices, 2015 to 2024, not a Tipton County, TN price.
CSVElectric utilities in Tipton County, TN
| Utility listed for Tipton County, TN | Type | Home price ¢/kWh | Yearly bill at 1,154 kWh | Share of Tipton County, TN median income of $71,736 |
|---|---|---|---|---|
| City of Covington in Tipton County, TN | Municipal | 11.11 | $1,538 | 2.14% |
| Entergy Arkansas LLC in Tipton County, TN | Investor Owned | 11.94 | $1,652 | 2.30% |
| Southwest Tennessee E M C in Tipton County, TN | Cooperative | 12.90 | $1,786 | 2.49% |
Prices are statewide utility averages, not a county price.
Analyst note on Tipton County, TN
8,418 of the 22,544 homes in Tipton County, TN heat with electricity. Tipton County, TN counts 61,339 residents in 22,544 households. Household income in Tipton County, TN is $71,736; 17,401 of its 22,544 households own.
Tipton County, TN touches 8 ZIP areas, 38004 to 72338, about 7,667 residents each. Tipton County, TN has 24,204 housing units, 1,660 (6.9%) vacant or seasonal, and 5,143 rented homes. Tipton County, TN logged 166 storm events for its 61,339 residents.
The median home in Tipton County, TN dates from 1992. Homes in Tipton County, TN pay $1,590 a year for electricity. Tipton County, TN home electricity prices run City of Covington to Southwest Tennessee E M C, $21 a month apart at 1,154 kWh.
Bill and heat pump calculator, Tipton County, TN
Compare Tipton County, TN with its neighbours
- Lauderdale County sits 16 miles north of Tipton County, TN, with 24,933 residents against 61,339 there, 155 storm events against 166, median home built 1981 against 1992, energy burden 3.7% against 2.5%, income $49,205 against $71,736.
- Shelby County sits 25 miles southwest of Tipton County, TN, with 922,195 residents against 61,339 there, 339 storm events against 166, median home built 1977 against 1992, energy burden 2.3% against 2.5%, income $62,337 against $71,736.
- Fayette County sits 31 miles southeast of Tipton County, TN, with 42,653 residents against 61,339 there, 150 storm events against 166, median home built 1997 against 1992, energy burden 2.9% against 2.5%, income $84,764 against $71,736.
- Haywood County sits 30 miles east of Tipton County, TN, with 17,672 residents against 61,339 there, 124 storm events against 166, median home built 1977 against 1992, energy burden 3.6% against 2.5%, income $43,513 against $71,736.
- Dyer County sits 41 miles northeast of Tipton County, TN, with 36,681 residents against 61,339 there, 143 storm events against 166, median home built 1977 against 1992, energy burden 2.8% against 2.5%, income $54,973 against $71,736.
ZIP codes in Tipton County, TN
- 38004
- 38011
- 38015
- 38019
- 38023
- 38049
- 38058
- 72338
Tennessee: home prices since 2001, planned plants.
Questions on Tipton County, TN
Tipton County, TN: what do homes pay for electricity?
Tipton County, TN homes paid 11.11 to 12.90 cents per kWh in 2024 across 3 listed utilities: $128 to $149 a month at 1,154 kWh, 2.14% to 2.49% of Tipton County, TN income.
Tipton County, TN: how many homes heat with electricity?
Tipton County, TN: 8,418 of 22,544 occupied homes, 37.3%, rank 92 of 95.
Tipton County, TN: median household income?
$71,736 in Tipton County, TN, rank 15 of 95; 61,339 residents, 22,544 households.
Tipton County, TN: outage-linked storms since 2015?
Tipton County, TN: 166 NWS events, peak year 2023.
Tipton County, TN: flood insurance claims since 2015?
Tipton County, TN: 54 NFIP flood claims, $2.0M paid, 2.4 per 1,000 homes, 0.6% of homes insured.
How old are the homes in Tipton County, TN?
Tipton County, TN: median home built 1992; 32.8% predate 1980, 82.3% detached, 2.7% in 5+ unit buildings.
Tipton County, TN: share of income for energy?
Tipton County, TN homes spend $1,590 a year on electricity, $2,136 on all energy: 2.5% of $84,419; 8.7% for lower incomes.