Cost to heat a home in Minnesota: electricity vs gas
With electricity at 15.82 cents per kWh and natural gas at $10.98 per Mcf in 2025, one MMBtu of heat costs $11.16 from a gas furnace, $15.45 from a heat pump and $46.36 from resistance heating in Minnesota.
Your Minnesota heating cost
Minnesota inputs: 15.82 ¢ per kWh, $10.98 per Mcf, fuel only; the need is an illustration. Method.
The numbers
- Electricity 2025
- 15.82 ¢/kWhrank 19 of 45 states by price
- Natural gas 2025
- $10.98 per Mcfrank 36 of 45 states by gas price
- Gas furnace
- $11.16 per MMBtu95% efficiency, rank 36 of 45
- Heat pump
- $15.45 per MMBturank 27 of 45 states, COP 3.0 assumed
- Electric resistance
- $46.36 per MMBtu4.2 times a furnace
- Break-even COP
- 4.16a heat pump above it beats gas; rank 35 of 45
- Annual cost at 50 MMBtu
- $773 heat pumpfuel only
- Homes heated by electricity
- 19%65% utility gas, 11% propane, 1% oil
- Electricity since 2024
- +2.4%
- Gas since 2024
- +3.1%
- 2026 to date
- power +4.2%, gas +2.6%January to Jul against 2025
- Winter load
- +39% over spring and fallsummer +32%: a winter-peaking state
- Heating degree-days, normal year
- 9,0351991 to 2020; 2025 had 8,147, rank 2 of 42 states by normal HDD
- Occupied homes in Minnesota (ACS 2023)
- 2,282,967430,264 electric, 1,491,263 utility gas, 249,633 propane, 30,275 oil; 0 of 87 counties are over half electric
- Generating capacity in Minnesota
- 19,837 MWEIA-860 2025; 300 MW under construction
Minnesota charts
One MMBtu of heat in Minnesota
$11.16 gas, $15.45 heat pump, $46.36 resistance.
Minnesota, Cost of one MMBtu of heat in Minnesota: EIA retail sales and natural gas prices.
CSVPrices since 2015, Minnesota
Electricity $46.36 and gas $11 per MMBtu of energy in 2025.
Fuel cost per MMBtu, Minnesota, 2015 to 2025: 11 rows
| Year | Minnesota electricity | Minnesota gas |
|---|---|---|
| 2015 | 35.5 | 8.5 |
| 2016 | 37.1 | 7.7 |
| 2017 | 38.2 | 8.2 |
| 2018 | 38.5 | 8.4 |
| 2019 | 38.2 | 7.8 |
| 2020 | 38.6 | 7.8 |
| 2021 | 39.6 | 9.1 |
| 2022 | 41.8 | 11.7 |
| 2023 | 43.2 | 11.5 |
| 2024 | 45.3 | 10.3 |
| 2025 | 46.4 | 10.6 |
11 rows from EIA retail sales and natural gas prices.
CSVHow Minnesota heats
19% electric.
Minnesota, How Minnesota homes are heated: Census ACS 2023, table B25040.
CSVBreak-even COP by month, Minnesota
2.69 to 5.66 across the months shown.
Break-even COP by month, Minnesota: 12 rows
| Month | 2025 | 2026 |
|---|---|---|
| Jan | 3.71 | 3.87 |
| Feb | 3.79 | 3.41 |
| Mar | 3.93 | 3.55 |
| Apr | 3.93 | 4.42 |
| May | 3.56 | 4.03 |
| Jun | 3.45 | 3.42 |
| Jul | 2.82 | 2.91 |
| Aug | 2.69 | No data |
| Sep | 3.07 | No data |
| Oct | 4.70 | No data |
| Nov | 5.66 | No data |
| Dec | 4.58 | No data |
12 rows from EIA retail sales.
CSVHow Minnesota homes heat
| Minnesota main fuel | Minnesota homes | Minnesota share | Minnesota rank among states |
|---|---|---|---|
| Electricity | 430,264 | 18.8% | 35 of 45 |
| Utility gas | 1,491,263 | 65.3% | 6 of 45 |
| Propane | 249,633 | 10.9% | 9 of 45 |
| Fuel oil | 30,275 | 1.3% | 17 of 45 |
| Wood | 38,653 | 1.7% | 18 of 45 |
Minnesota has 19,837 MW of operable generating capacity (EIA-860, 2025), largest in natural gas at 6,370 MW; 300 MW is under construction and 908 MW planned, which matters if heat pumps add winter load.
37 Minnesota utilities report meters to EIA-861: 87.5% of 2,724,145 home meters are smart (AMI), 21 offer a home time-of-use rate and 68,238 homes are on dynamic pricing.
Minnesota counties by electric heating
Largest electric share first, then the smallest; 20 counties.
| Minnesota county | Minnesota residents | Minnesota electric heat | Minnesota utility gas | Minnesota propane | Minnesota median income |
|---|---|---|---|---|---|
| Clay County | 65,628 | 34% | 49% | 10% | $77,664 |
| Lyon County | 25,498 | 34% | 39% | 22% | $72,761 |
| Stearns County | 159,358 | 28% | 52% | 14% | $76,447 |
| Becker County | 35,260 | 28% | 30% | 29% | $71,117 |
| Beltrami County | 46,421 | 28% | 31% | 31% | $67,257 |
| Otter Tail County | 60,281 | 28% | 31% | 29% | $70,912 |
| Hubbard County | 21,700 | 27% | 17% | 40% | $70,622 |
| Benton County | 41,458 | 26% | 51% | 14% | $71,480 |
| Winona County | 49,705 | 25% | 54% | 15% | $70,198 |
| Polk County | 30,905 | 25% | 41% | 24% | $69,136 |
| Morrison County | 34,131 | 13% | 40% | 28% | $68,640 |
| Mille Lacs County | 26,912 | 12% | 42% | 35% | $71,455 |
| Anoka County | 367,095 | 12% | 83% | 2% | $98,764 |
| Wabasha County | 21,519 | 12% | 43% | 36% | $80,133 |
| Pine County | 29,411 | 12% | 30% | 43% | $69,666 |
| Chisago County | 57,434 | 12% | 66% | 17% | $98,260 |
| Isanti County | 41,934 | 11% | 50% | 31% | $86,573 |
| Le Sueur County | 28,936 | 10% | 66% | 18% | $90,218 |
| Fillmore County | 21,346 | 10% | 48% | 33% | $75,225 |
| Dodge County | 20,962 | 10% | 60% | 25% | $92,943 |
Minnesota month by month
| Month | Minnesota electricity ¢/kWh | Minnesota gas $/Mcf | Heat pump $/MMBtu | Gas furnace $/MMBtu | Minnesota break-even COP |
|---|---|---|---|---|---|
| Jul 2026 | 17.45 | $17.28 | $17.0 | $17.6 | 2.91 |
| Jun 2026 | 17.52 | $14.79 | $17.1 | $15.0 | 3.42 |
| May 2026 | 16.95 | $12.13 | $16.6 | $12.3 | 4.03 |
| Apr 2026 | 16.39 | $10.70 | $16.0 | $10.9 | 4.42 |
| Mar 2026 | 15.08 | $12.24 | $14.7 | $12.4 | 3.55 |
| Feb 2026 | 15.39 | $13.03 | $15.0 | $13.2 | 3.41 |
| Jan 2026 | 14.98 | $11.17 | $14.6 | $11.3 | 3.87 |
| Dec 2025 | 14.96 | $9.43 | $14.6 | $9.6 | 4.58 |
| Nov 2025 | 15.67 | $7.99 | $15.3 | $8.1 | 5.66 |
| Oct 2025 | 16.37 | $10.04 | $16.0 | $10.2 | 4.70 |
| Sep 2025 | 17.10 | $16.07 | $16.7 | $16.3 | 3.07 |
| Aug 2025 | 16.91 | $18.13 | $16.5 | $18.4 | 2.69 |
| Jul 2025 | 16.92 | $17.31 | $16.5 | $17.6 | 2.82 |
| Jun 2025 | 17.12 | $14.33 | $16.7 | $14.6 | 3.45 |
| May 2025 | 15.84 | $12.82 | $15.5 | $13.0 | 3.56 |
| Apr 2025 | 15.08 | $11.07 | $14.7 | $11.2 | 3.93 |
| Mar 2025 | 15.10 | $11.09 | $14.8 | $11.3 | 3.93 |
| Feb 2025 | 14.60 | $11.12 | $14.3 | $11.3 | 3.79 |
| Jan 2025 | 14.51 | $11.28 | $14.2 | $11.5 | 3.71 |
Heating season
A normal year in Minnesota brings 9,035 heating degree-days and 422 cooling degree-days (1991 to 2020). Months above 300 heating degree-days in a normal year: Jan, Feb, Mar, Apr, May, Oct, Nov, Dec. 2025 had 8,147, 10% below normal; the highest of 2015 to 2025 was 9,326 in 2019.
Minnesota degree-days by year
Heating and cooling degree-days, Minnesota, 2015 to 2025: 11 rows
| Minnesota year | Heating (HDD) | Cooling (CDD) | Normal HDD | Normal CDD |
|---|---|---|---|---|
| 2015 | 7889 | 466 | 9035 | 422 |
| 2016 | 7594 | 508 | 9035 | 422 |
| 2017 | 8145 | 401 | 9035 | 422 |
| 2018 | 9008 | 557 | 9035 | 422 |
| 2019 | 9326 | 436 | 9035 | 422 |
| 2020 | 8310 | 552 | 9035 | 422 |
| 2021 | 7826 | 651 | 9035 | 422 |
| 2022 | 9123 | 496 | 9035 | 422 |
| 2023 | 7809 | 582 | 9035 | 422 |
| 2024 | 7215 | 535 | 9035 | 422 |
| 2025 | 8147 | 524 | 9035 | 422 |
NOAA nClimDiv degree-days for Minnesota, 2015 to 2025, pulled 2 Oct 2026.
CSVHeating degree-days by month
Heating degree-days by month, Minnesota: 12 rows
| Month | 2025 | Normal |
|---|---|---|
| Jan | 1662 | 1746 |
| Feb | 1468 | 1441 |
| Mar | 942 | 1189 |
| Apr | 655 | 671 |
| May | 278 | 336 |
| Jun | 80 | 104 |
| Jul | 19 | 34 |
| Aug | 44 | 61 |
| Sep | 116 | 234 |
| Oct | 421 | 594 |
| Nov | 910 | 1067 |
| Dec | 1552 | 1558 |
NOAA nClimDiv degree-days for Minnesota by month, 2025.
CSVMinnesota, 2025 by month: 12 rows
| Month | HDD 2025 | HDD normal | CDD 2025 | CDD normal |
|---|---|---|---|---|
| Jan | 1,662 | 1,746 | 0 | 0 |
| Feb | 1,468 | 1,441 | 0 | 0 |
| Mar | 942 | 1,189 | 0 | 0 |
| Apr | 655 | 671 | 0 | 1 |
| May | 278 | 336 | 28 | 23 |
| Jun | 80 | 104 | 101 | 86 |
| Jul | 19 | 34 | 201 | 172 |
| Aug | 44 | 61 | 130 | 120 |
| Sep | 116 | 234 | 58 | 19 |
| Oct | 421 | 594 | 6 | 1 |
| Nov | 910 | 1,067 | 0 | 0 |
| Dec | 1,552 | 1,558 | 0 | 0 |
NOAA nClimDiv degree-days for Minnesota, 2025 by month.
CSVAnalyst note
Cold stands out in Minnesota: 9,035 heating degree-days in a normal year, rank 2 of 42. Main heating fuel in Minnesota is utility gas (65% of homes); electricity heats 19% and utility gas 65%. Since 2024 electricity moved +2.4% and gas +3.1%; in 2026 to date power is +4.2% and gas +2.6% on a year earlier. A COP 3.0 heat pump trails a furnace here by $4.30 per MMBtu; the break-even COP of 4.16 ranks 35 of 45. The most electric counties of Minnesota with 20,000+ residents are led by Clay County at 34% of homes. A normal Minnesota year has 9,035 heating degree-days, and 2025 had 8,147, so heating demand ran 10% below the 1991 to 2020 normal.
States with a similar break-even
| State near Minnesota | Break-even COP near Minnesota | Gas, $ per MMBtu | Heat pump, $ per MMBtu |
|---|---|---|---|
| Montana | 4.16 | $9.13 | $12.68 |
| Colorado | 4.09 | $11.35 | $15.48 |
| Indiana | 4.07 | $11.67 | $15.86 |
| California | 4.26 | $22.36 | $31.79 |
| New York | 4.33 | $17.86 | $25.78 |
| South Dakota | 3.91 | $10.02 | $13.07 |
Questions on heating in Minnesota
How cold is a normal Minnesota winter?
9,035 heating degree-days a year in 1991 to 2020, rank 2 of 42 states; 2025 had 8,147.
Is a heat pump cheaper than gas in Minnesota?
No on fuel cost: $15.45 per MMBtu against $11.16 for gas, break-even COP 4.16.
Which Minnesota county has the most electric heating?
Clay County: 34% of 25,939 homes among counties with 20,000+ residents, median income $77,664.
What share of Minnesota homes heat with electricity?
19% of 2,282,967 occupied homes in ACS 2023, against 65% with utility gas.
Where does Minnesota rank on heat pump cost?
27 of 45 at $15.45 per MMBtu; North Dakota is lowest at $11.54.
Is Minnesota a winter or summer electricity state?
Winter use runs +39% over spring and fall, summer +32%: heating drives the load.
Did gas or electricity get more expensive in Minnesota in 2026?
January to Jul: electricity +4.2%, gas +2.6% on a year earlier.
How much generating capacity does Minnesota have?
19,837 MW operable in 2025, 300 MW under construction, 908 MW planned (EIA-860).
How many Minnesota homes have smart meters?
87.5% of 2,724,145 home meters, 21 of 37 reporting utilities offer time-of-use.
More on Minnesota
- Minnesota electricity ratesutilities, map, outages
- Average electric bill in Minnesotatypical bill by month