Primary sources for Bay City, MI
- Census Bureau profile of Bay City, MI, ACS data
- EIA-861 utility data for Bay City, MI, prices
- DOE LEAD tool for Bay City, MI, energy burden
- NOAA storms and FEMA flood claims for Bay City, MI
Electricity rates in Bay City, Michigan
Bay City, MI ranks 1 of 35 Michigan cities for the oldest homes (median year built 1938). Bay City, Michigan has 32,445 residents in 14,557 households; 10.2% heat with electricity.
Households in Bay City, MI can pick a supplier. How to compare.
Bay City on the map
Bay County, with Bay City marked
Who supplies Bay City
Bay County lists 3 utilities for Bay City, MI, a city of 32,445: no plan prices, and retail supplier plans are not in public data; which listed utility delivers to your street depends on the address. Bay County page.
Housing and heating in Bay City
Bay City, MI: 14,695 of 16,173 homes were built before 1980 and 525 in 2000 or later. Bay City, MI has 11,904 detached houses, 1,586 homes in 5+ unit buildings and 151 mobile homes.
Age of homes in Bay City, MI
% of homes by decade built, Bay City, MI
- 51pre-40
- 940s
- 1650s
- 760s
- 870s
- 380s
- 390s
- 200s
- 110s
- 020+
Heating fuel in Bay City, MI
| Bay City, MI | Value | County | Gap | Rank |
|---|---|---|---|---|
| Bay City, MI, median year built | 1938 | 1962 | -24 years | 34 of 35 |
| Bay City, MI, built before 1980 | 90.9% | 75.8% | +15.1 points | 5 of 35 |
| Bay City, MI, built 2000 or later | 3.2% | 9.6% | -6.3 points | 29 of 35 |
| Bay City, MI, detached houses | 73.6% | 76.4% | -2.8 points | 11 of 35 |
| Bay City, MI, apartments in 5+ unit buildings | 9.8% | 9.6% | +0.2 points | 29 of 35 |
| Bay City, MI, mobile homes | 0.9% | 4.7% | -3.8 points | 20 of 35 |
| Bay City, MI, renter households | 31.5% | 23.6% | +7.9 points | 26 of 35 |
| Bay City, MI, median home value | $89,900 | $135,100 | -$45,200 | 32 of 35 |
| Bay City, MI, median gross rent a month | $739 | $809 | -$70 | 35 of 35 |
| Bay City, MI, people per household | 2.20 | 2.27 | -0.07 | 29 of 35 |
Facts about Bay City
- Residents of Bay City, MI, ACS 2023
- 32,44534 of 35 Michigan cities with 30,000+
- Median household income in Bay City, MI
- $47,90428 of 35 of those cities
- Households in Bay City, MI
- 14,5572.23 people each
- Owner-occupied homes in Bay City, MI
- 68.5%9,968 owners and 4,589 renter households
- Housing units in Bay City, MI
- 16,1731,616 vacant or seasonal
- Homes heated by electricity in Bay City, MI
- 10.2%1,482 of 14,557 homes
- Land area of Bay City, MI
- 10.2 sq mi3,191.5 people per sq mi
- Bill as share of income in Bay City, MI
- 3.0%at 618 kWh a month over the $47,904 median household income
- Wind and tornado reports within 15 miles of Bay City, MI
- 78NWS point reports 2015 to 2025, 240.4 per 100,000 residents
- Median year homes were built in Bay City, MI
- 193814,695 of 16,173 homes (90.9%) before 1980
- Median home value and rent in Bay City, MI
- $89,900$739 gross rent a month, 9.86% of value a year
Who lives in Bay City: income, cars, homes
Of 14,616 workers in Bay City, MI, 996 work from home, 11,765 drive alone, 81 ride transit and 426 walk. In Bay City, MI, 1,800 households own no vehicle and 6,823 own two or more; home EV charging depends on that. In Bay City, MI, 5,167 of 14,557 households earn under $35,000, 4,965 $35,000-$75,000, 3,527 $75,000-$150,000 and 898 $150,000 or more. 6,901 residents of Bay City, MI live below the poverty line, and the median age is 39.7. In Bay City, MI, 2,042 of 4,214 renter households pay 30% or more of income in rent; 4,524 households moved in since 2018 and 3,645 before 2000, so electric accounts turn over at a moderate pace. Bay City, MI homes: 9,581 have 3+ bedrooms, 2,742 none or one, median 5.7 rooms.
Household income in Bay City, MI
| Bay City, MI | Value | Rank in Michigan |
|---|---|---|
| Bay City, MI, households under $35,000 | 35.5% | 9 of 35 |
| Bay City, MI, households $150,000 or more | 6.2% | 28 of 35 |
| Bay City, MI, residents below poverty | 21.5% | 11 of 35 |
| Bay City, MI, median age | 39.7 | 10 of 35 |
| Bay City, MI, homes with 3+ bedrooms | 59.2% | 17 of 35 |
| Bay City, MI, households without a vehicle | 12.4% | 7 of 35 |
| Bay City, MI, households with 2+ vehicles | 46.9% | 25 of 35 |
| Bay City, MI, workers at home | 6.8% | 31 of 35 |
| Bay City, MI, cost-burdened renters | 48.5% | 23 of 35 |
| Bay City, MI, moved in since 2018 | 31.1% | 19 of 35 |
| Bay City, MI, moved in before 2000 | 25.0% | 8 of 35 |
Outage risk around Bay City
Bay City, MI, NWS reports within 15 miles of the centre, 2015 to 2025: 78 wind and 0 tornado, 240.4 per 100,000 residents of 32,445. Top gust near Bay City, MI: 60 knots, 69 mph. Damage near Bay City, MI: $101K.
Reports within 15 miles of Bay City, MI
wind and tornado reports, Bay City, MI
- 16'15
- 1'16
- 1'17
- 2'18
- 3'19
- 17'20
- 20'21
- 6'22
- 1'23
- 5'24
- 6'25
| Bay City, MI | Wind | Tornado | Total |
|---|---|---|---|
| Bay City, MI, 2015 | 16 | 0 | 16 |
| Bay City, MI, 2016 | 1 | 0 | 1 |
| Bay City, MI, 2017 | 1 | 0 | 1 |
| Bay City, MI, 2018 | 2 | 0 | 2 |
| Bay City, MI, 2019 | 3 | 0 | 3 |
| Bay City, MI, 2020 | 17 | 0 | 17 |
| Bay City, MI, 2021 | 20 | 0 | 20 |
| Bay City, MI, 2022 | 6 | 0 | 6 |
| Bay City, MI, 2023 | 1 | 0 | 1 |
| Bay City, MI, 2024 | 5 | 0 | 5 |
| Bay City, MI, 2025 | 6 | 0 | 6 |
Cost of living with electricity in Bay City
Bay City, MI: 14,557 households at $1,318 a year per home for electricity (Bay County average, DOE LEAD) come to about $19.2 million, an estimate; all home energy is $2,541 a year per household.
| Group in Bay City, MI | Households | Power per home | Power bill of the group | Share of Bay City, MI median income |
|---|---|---|---|---|
| Bay City, MI, all households | 14,557 | $1,318 | $19.2 million | 2.75% |
| Bay City, MI, homeowners | 9,968 | $1,491 | $14.9 million | 3.11% |
| Bay City, MI, renters | 4,589 | $781 | $3.6 million | 1.63% |
Analyst note on Bay City
Household income in Bay City, MI is $47,904; 9,968 of its 14,557 households own. 1,482 of the 14,557 occupied homes in Bay City, MI heat with electricity. Bay City, MI counts 32,445 residents in 14,557 households, on 10.2 square miles.
Bay City, MI has 16,173 housing units, 1,616 of them vacant or seasonal. A filing named like the city, City of Bay City, is listed, so a local or municipal utility may serve at least part of Bay City, MI. Bay City, MI ranks 1 of 35 Michigan cities for the lowest median rent ($739 a month).
Bay City, MI ranks 4 of 35 Michigan cities for the lowest median home value ($89,900). Bay City, MI ranks 5 of 35 Michigan cities for the fewest people working from home (6.8% of workers).
Bill and heat pump calculator, Bay City
Compare Bay City with nearby cities
| City near Bay City, MI | Distance from Bay City | Residents | Median income | Median year built | Median home value | Storm reports within 15 miles | Work from home |
|---|---|---|---|---|---|---|---|
| Bay City, MI (this page) | 0 mi | 32,445 | $47,904 | 1938 | $89,900 | 78 | 6.8% |
| Saginaw, MI | 12.2 mi south | 43,879 (+11,434) | $37,298 (-$10,606) | 1949 (+11 yr) | $54,000 (-$35,900) | 78 (+0) | 6.8% (-0.1 pts) |
| Midland, MI | 17.4 mi west | 42,461 (+10,016) | $74,906 (+$27,002) | 1971 (+33 yr) | $192,400 (+$102,500) | 74 (-4) | 12.0% (+5.2 pts) |
| Flint, MI | 40.3 mi south | 80,835 (+48,390) | $36,194 (-$11,710) | 1954 (+16 yr) | $47,600 (-$42,300) | 83 (+5) | 8.3% (+1.5 pts) |
| East Lansing, MI | 65.4 mi southwest | 45,394 (+12,949) | $43,547 (-$4,357) | 1975 (+37 yr) | $251,600 (+$161,700) | 51 (-27) | 18.9% (+12.0 pts) |
| Lansing, MI | 69.4 mi southwest | 112,546 (+80,101) | $52,170 (+$4,266) | 1960 (+22 yr) | $119,400 (+$29,500) | 52 (-26) | 13.2% (+6.4 pts) |
ZIP codes in Bay City
| ZIP area touching Bay City, MI | Share of the ZIP's land inside Bay City | Share of Bay City's land in the ZIP |
|---|---|---|
| 48708 (Bay City, MI) | 20.6% | 59.0% |
| 48706 (Bay City, MI) | 6.3% | 41.0% |
Census 2020 ZCTA to place land-area overlap. Look up any ZIP.
Michigan: home prices since 2001, planned plants.
Questions on Bay City
Bay City: what is the electricity rate?
No single rate in Bay City, MI: Michigan households pick a supplier and plan, and Bay County lists 3 utilities.
Bay City: how does it rank among Michigan cities?
Bay City, MI: rank 34 of 35 by its 32,445 residents, rank 28 of 35 by $47,904 median income.
Bay City: how many homes heat with electricity?
Bay City, MI: 1,482 of 14,557 occupied homes, 10.2%; Bay County 9.3%.
Bay City: how much income goes to electricity?
At 618 kWh a month, 3.0% of the $47,904 median income in Bay City, MI.
Bay City: can I choose a supplier?
In most of Michigan yes; municipal and co-op areas around Bay City, MI may be closed.
Bay City: damaging storms reported nearby?
78 NWS wind and tornado reports within 15 miles of the centre of Bay City, MI, 2015 to 2025, 240.4 per 100,000 residents.
How old are the homes in Bay City?
Bay City, MI: median home built 1938; 14,695 of 16,173 homes (90.9%) predate 1980, 11,904 are detached and 1,586 sit in buildings of 5+ units.
How many people in Bay City, MI work from home?
996 of 14,616 workers.
How many Bay City, MI households have no car?
1,800 households; 6,823 have two or more.
How many households in Bay City, MI earn under $35,000?
5,167 of 14,557, against 898 at $150,000 or more.