Primary sources for Saginaw, MI
- Census Bureau profile of Saginaw, MI, ACS data
- EIA-861 utility data for Saginaw, MI, prices
- DOE LEAD tool for Saginaw, MI, energy burden
- NOAA storms and FEMA flood claims for Saginaw, MI
Electricity rates in Saginaw, Michigan
Saginaw, MI ranks 2 of 35 Michigan cities for the lowest median home value ($54,000). Saginaw, Michigan has 43,879 residents in 17,736 households; 14.0% heat with electricity.
Households in Saginaw, MI can pick a supplier. How to compare.
Saginaw on the map
Saginaw County, with Saginaw marked
Who supplies Saginaw
Saginaw County lists 3 utilities for Saginaw, MI, a city of 43,879: no plan prices, and retail supplier plans are not in public data; which listed utility delivers to your street depends on the address. Saginaw County page.
Housing and heating in Saginaw
Saginaw, MI: 19,480 of 20,994 homes were built before 1980 and 655 in 2000 or later. Saginaw, MI has 16,520 detached houses, 1,865 homes in 5+ unit buildings and 124 mobile homes.
Age of homes in Saginaw, MI
% of homes by decade built, Saginaw, MI
- 40pre-40
- 1140s
- 2050s
- 1460s
- 870s
- 380s
- 290s
- 200s
- 110s
- 020+
Heating fuel in Saginaw, MI
| Saginaw, MI | Value | County | Gap | Rank |
|---|---|---|---|---|
| Saginaw, MI, median year built | 1949 | 1968 | -19 years | 31 of 35 |
| Saginaw, MI, built before 1980 | 92.8% | 72.1% | +20.7 points | 4 of 35 |
| Saginaw, MI, built 2000 or later | 3.1% | 11.3% | -8.2 points | 30 of 35 |
| Saginaw, MI, detached houses | 78.7% | 76.0% | +2.7 points | 7 of 35 |
| Saginaw, MI, apartments in 5+ unit buildings | 8.9% | 11.5% | -2.6 points | 31 of 35 |
| Saginaw, MI, mobile homes | 0.6% | 3.6% | -3.0 points | 24 of 35 |
| Saginaw, MI, renter households | 41.0% | 26.5% | +14.5 points | 12 of 35 |
| Saginaw, MI, median home value | $54,000 | $139,400 | -$85,400 | 34 of 35 |
| Saginaw, MI, median gross rent a month | $909 | $921 | -$12 | 32 of 35 |
| Saginaw, MI, people per household | 2.41 | 2.36 | +0.05 | 16 of 35 |
Facts about Saginaw
- Residents of Saginaw, MI, ACS 2023
- 43,87928 of 35 Michigan cities with 30,000+
- Median household income in Saginaw, MI
- $37,29834 of 35 of those cities
- Households in Saginaw, MI
- 17,7362.47 people each
- Owner-occupied homes in Saginaw, MI
- 59.0%10,469 owners and 7,267 renter households
- Housing units in Saginaw, MI
- 20,9943,258 vacant or seasonal
- Homes heated by electricity in Saginaw, MI
- 14.0%2,475 of 17,736 homes
- Land area of Saginaw, MI
- 17.1 sq mi2,566.6 people per sq mi
- Bill as share of income in Saginaw, MI
- 3.8%at 618 kWh a month over the $37,298 median household income
- Wind and tornado reports within 15 miles of Saginaw, MI
- 78NWS point reports 2015 to 2025, 177.8 per 100,000 residents
- Median year homes were built in Saginaw, MI
- 194919,480 of 20,994 homes (92.8%) before 1980
- Median home value and rent in Saginaw, MI
- $54,000$909 gross rent a month, 20.20% of value a year
Cost of living with electricity in Saginaw
Saginaw, MI: 17,736 households at $1,522 a year per home for electricity (Saginaw County average, DOE LEAD) come to about $27.0 million, an estimate; all home energy is $2,767 a year per household.
| Group in Saginaw, MI | Households | Power per home | Power bill of the group | Share of Saginaw, MI median income |
|---|---|---|---|---|
| Saginaw, MI, all households | 17,736 | $1,522 | $27.0 million | 4.08% |
| Saginaw, MI, homeowners | 10,469 | $1,712 | $17.9 million | 4.59% |
| Saginaw, MI, renters | 7,267 | $1,013 | $7.4 million | 2.72% |
Who lives in Saginaw: income, cars, homes
In Saginaw, MI, 8,254 of 17,736 households earn under $35,000, 6,267 $35,000-$75,000, 2,696 $75,000-$150,000 and 519 $150,000 or more. In Saginaw, MI, 4,414 of 6,787 renter households pay 30% or more of income in rent; 5,106 households moved in since 2018 and 4,311 before 2000, so electric accounts turn over at a moderate pace. 14,400 residents of Saginaw, MI live below the poverty line, and the median age is 36.2. Of 15,718 workers in Saginaw, MI, 1,062 work from home, 12,043 drive alone, 127 ride transit and 291 walk. In Saginaw, MI, 2,650 households own no vehicle and 7,263 own two or more; home EV charging depends on that. Saginaw, MI homes: 11,925 have 3+ bedrooms, 2,806 none or one, median 5.7 rooms.
Household income in Saginaw, MI
| Saginaw, MI | Value | Rank in Michigan |
|---|---|---|
| Saginaw, MI, households under $35,000 | 46.5% | 2 of 35 |
| Saginaw, MI, households $150,000 or more | 2.9% | 35 of 35 |
| Saginaw, MI, residents below poverty | 33.5% | 3 of 35 |
| Saginaw, MI, median age | 36.2 | 19 of 35 |
| Saginaw, MI, homes with 3+ bedrooms | 56.8% | 20 of 35 |
| Saginaw, MI, households without a vehicle | 14.9% | 5 of 35 |
| Saginaw, MI, households with 2+ vehicles | 41.0% | 30 of 35 |
| Saginaw, MI, workers at home | 6.8% | 32 of 35 |
| Saginaw, MI, cost-burdened renters | 65.0% | 2 of 35 |
| Saginaw, MI, moved in since 2018 | 28.8% | 27 of 35 |
| Saginaw, MI, moved in before 2000 | 24.3% | 11 of 35 |
Outage risk around Saginaw
Saginaw, MI, NWS reports within 15 miles of the centre, 2015 to 2025: 77 wind and 1 tornado, 177.8 per 100,000 residents of 43,879. Top gust near Saginaw, MI: 60 knots, 69 mph. Damage near Saginaw, MI: $262K.
Reports within 15 miles of Saginaw, MI
wind and tornado reports, Saginaw, MI
- 12'15
- 2'16
- 2'17
- 4'18
- 5'19
- 19'20
- 17'21
- 5'22
- 2'23
- 4'24
- 6'25
| Saginaw, MI | Wind | Tornado | Total |
|---|---|---|---|
| Saginaw, MI, 2015 | 12 | 0 | 12 |
| Saginaw, MI, 2016 | 2 | 0 | 2 |
| Saginaw, MI, 2017 | 2 | 0 | 2 |
| Saginaw, MI, 2018 | 4 | 0 | 4 |
| Saginaw, MI, 2019 | 5 | 0 | 5 |
| Saginaw, MI, 2020 | 19 | 0 | 19 |
| Saginaw, MI, 2021 | 17 | 0 | 17 |
| Saginaw, MI, 2022 | 5 | 0 | 5 |
| Saginaw, MI, 2023 | 2 | 0 | 2 |
| Saginaw, MI, 2024 | 4 | 0 | 4 |
| Saginaw, MI, 2025 | 5 | 1 | 6 |
Analyst note on Saginaw
Household income in Saginaw, MI is $37,298; 10,469 of its 17,736 households own. Saginaw, MI counts 43,879 residents in 17,736 households, on 17.1 square miles. 2,475 of the 17,736 occupied homes in Saginaw, MI heat with electricity.
Saginaw, MI has 20,994 housing units, 3,258 of them vacant or seasonal. Saginaw, MI ranks 2 of 35 Michigan cities for the lowest median household income ($37,298). Saginaw, MI ranks 2 of 35 Michigan cities for households earning under $35,000 (46.5%).
Saginaw, MI ranks 2 of 35 Michigan cities for renters paying 30% or more of income on rent (65.0%).
Bill and heat pump calculator, Saginaw
Compare Saginaw with nearby cities
| City near Saginaw, MI | Distance from Saginaw | Residents | Median income | Median year built | Median home value | Storm reports within 15 miles | Work from home |
|---|---|---|---|---|---|---|---|
| Saginaw, MI (this page) | 0 mi | 43,879 | $37,298 | 1949 | $54,000 | 78 | 6.8% |
| Bay City, MI | 12.2 mi north | 32,445 (-11,434) | $47,904 (+$10,606) | 1938 (-11 yr) | $89,900 (+$35,900) | 78 (+0) | 6.8% (+0.1 pts) |
| Midland, MI | 20.0 mi northwest | 42,461 (-1,418) | $74,906 (+$37,608) | 1971 (+22 yr) | $192,400 (+$138,400) | 74 (-4) | 12.0% (+5.2 pts) |
| Flint, MI | 30.3 mi southeast | 80,835 (+36,956) | $36,194 (-$1,104) | 1954 (+5 yr) | $47,600 (-$6,400) | 83 (+5) | 8.3% (+1.6 pts) |
| East Lansing, MI | 53.6 mi southwest | 45,394 (+1,515) | $43,547 (+$6,249) | 1975 (+26 yr) | $251,600 (+$197,600) | 51 (-27) | 18.9% (+12.1 pts) |
| Lansing, MI | 57.7 mi southwest | 112,546 (+68,667) | $52,170 (+$14,872) | 1960 (+11 yr) | $119,400 (+$65,400) | 52 (-26) | 13.2% (+6.4 pts) |
ZIP codes in Saginaw
| ZIP area touching Saginaw, MI | Share of the ZIP's land inside Saginaw | Share of Saginaw's land in the ZIP |
|---|---|---|
| 48601 (Saginaw, MI) | 8.2% | 50.0% |
| 48602 (Saginaw, MI) | 94.3% | 43.2% |
| 48607 (Saginaw, MI) | 100.0% | 5.6% |
Census 2020 ZCTA to place land-area overlap. Look up any ZIP.
Michigan: home prices since 2001, planned plants.
Questions on Saginaw
Saginaw: what is the electricity rate?
No single rate in Saginaw, MI: Michigan households pick a supplier and plan, and Saginaw County lists 3 utilities.
Saginaw: how does it rank among Michigan cities?
Saginaw, MI: rank 28 of 35 by its 43,879 residents, rank 34 of 35 by $37,298 median income.
Saginaw: how many homes heat with electricity?
Saginaw, MI: 2,475 of 17,736 occupied homes, 14.0%; Saginaw County 12.3%.
Saginaw: how much income goes to electricity?
At 618 kWh a month, 3.8% of the $37,298 median income in Saginaw, MI.
Saginaw: can I choose a supplier?
In most of Michigan yes; municipal and co-op areas around Saginaw, MI may be closed.
Saginaw: damaging storms reported nearby?
78 NWS wind and tornado reports within 15 miles of the centre of Saginaw, MI, 2015 to 2025, 177.8 per 100,000 residents.
How old are the homes in Saginaw?
Saginaw, MI: median home built 1949; 19,480 of 20,994 homes (92.8%) predate 1980, 16,520 are detached and 1,865 sit in buildings of 5+ units.
How many households in Saginaw, MI earn under $35,000?
8,254 of 17,736, against 519 at $150,000 or more.
How many Saginaw, MI renters struggle with rent?
4,414 of 6,787 renter households pay 30% or more of income in rent.
How many residents of Saginaw, MI live below the poverty line?
14,400 residents.