Electric companies in Saginaw County, Michigan
Saginaw County, MI ranks 2 of 83 Michigan counties for winter weather risk, FEMA score 97.9. Saginaw County in Michigan has 189,210 residents and 3 utilities listed by EIA.
Households in Saginaw County can pick a supplier. How to compare.
Saginaw County on the map
Saginaw County darker: more storm events
Electric utilities in Saginaw County
| Utility listed for Saginaw County, MI | Type | Home accounts in Michigan |
|---|---|---|
| Tri-County Electric Coop (MI) in Saginaw County, MI | Cooperative | 23,034 |
| Consumers Energy Co in Saginaw County, MI | Investor Owned | 1,657,843 |
| DTE Electric Company in Saginaw County, MI | Investor Owned | 2,067,779 |
Plans from retail suppliers are not in public data, so no plan prices are shown. The listed utilities deliver the power, and which one serves your street depends on the address.
Outage risk in Saginaw County
Saginaw County, MI, NWS storm events 2015 to 2025: 104 in all, 55.0 per 100,000 residents of 189,210, rank 16 of 83 Michigan counties. Property damage in Saginaw County, MI: $28.5M, with 2 direct injuries or deaths.
Events by year in Saginaw County, MI
events a year, Saginaw County, MI
- 12'15
- 7'16
- 4'17
- 10'18
- 8'19
- 19'20
- 18'21
- 11'22
- 3'23
- 4'24
- 8'25
Events by type
| Saginaw County, MI | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Saginaw County, MI, thunderstorm and high wind | Relatively High | 97.2 | 11 of 83 | 83 | 2020 (18) | $26.3M |
| Saginaw County, MI, tornado | Relatively High | 93.3 | 10 of 83 | 3 | 2025 (2) | $200K |
| Saginaw County, MI, hurricane and tropical storm | Very Low | 50.5 | 5 of 83 | 0 | none | $0 |
| Saginaw County, MI, ice storm | Relatively Moderate | 75.6 | 15 of 83 | 2 | 2019 (1) | $10K |
| Saginaw County, MI, winter storm and heavy snow | Very High | 97.9 | 2 of 83 | 14 | 2016 (4) | $2.0M |
| Saginaw County, MI, heat wave | Relatively Low | 77.8 | 7 of 83 | 2 | 2018 (2) | $0 |
ZIP codes in Saginaw County
- 48415
- 48417
- 48457
- 48460
- 48601
- 48602
- 48603
- 48604
- 48607
- 48609
- 48614
- 48616
- 48623
- 48626
- 48637
- 48638
- 48649
- 48655
- 48722
- 48724
- 48734
- 48757
- 48807
- 48831
- 48841
Facts about Saginaw County
- Residents of Saginaw County, MI, ACS 2023
- 189,21011 of 83 Michigan counties
- Households in Saginaw County, MI
- 77,5862.44 people each
- Owner-occupied homes in Saginaw County, MI
- 73.5%57,042 owner and 20,544 renter households
- Median household income in Saginaw County, MI
- $58,34757 of 83 Michigan counties
- Housing units in Saginaw County, MI
- 86,1348,548 vacant or seasonal, 9.9% of the units
- Homes heated by electricity in Saginaw County, MI
- 12.3%9,549 homes, 14 of 83 Michigan counties
- Utilities listed for Saginaw County, MI
- 33 with a home price: Tri-County Electric Coop (MI), Consumers Energy Co, DTE Electric Company
- ZIP areas touching Saginaw County, MI
- 2548415 to 48841
- Outage-linked storm events in Saginaw County, MI
- 104NWS storm events, 2015 to 2025
- Homes built before 1980 in Saginaw County, MI
- 72.1%median year built 1968
- Flood claims in Saginaw County, MI
- 232NFIP 2015 to 2025, $7.8M paid
- Home energy burden in Saginaw County, MI
- 3.7%$1,522 a year on electricity (DOE LEAD)
Housing and heating in Saginaw County
Saginaw County, MI: 62,067 of 86,134 homes were built before 1980 and 9,721 in 2000 or later. Saginaw County, MI has 65,438 detached houses, 9,929 homes in 5+ unit buildings, 3,060 mobile homes, and 20,544 of 77,586 households rent.
Age of homes in Saginaw County, MI
% of homes by decade built, Saginaw County, MI
- 17pre-40
- 640s
- 1650s
- 1560s
- 1870s
- 880s
- 990s
- 800s
- 310s
- 020+
Heating fuel in Saginaw County, MI
| Saginaw County, MI | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Saginaw County, MI, median year built | 1968 | 1975 | -7 years | 68 of 83 |
| Saginaw County, MI, built before 1980 | 72.1% | 59.4% | +12.7 points | 7 of 83 |
| Saginaw County, MI, built 2000 or later | 11.3% | 15.0% | -3.7 points | 70 of 83 |
| Saginaw County, MI, detached houses | 76.0% | 79.0% | -3.0 points | 60 of 83 |
| Saginaw County, MI, apartments in 5+ unit buildings | 11.5% | 6.2% | +5.4 points | 15 of 83 |
| Saginaw County, MI, mobile homes | 3.6% | 7.4% | -3.9 points | 75 of 83 |
| Saginaw County, MI, renter households | 26.5% | 19.2% | +7.3 points | 13 of 83 |
| Saginaw County, MI, median home value | $139,400 | $167,600 | -$28,200 | 65 of 83 |
| Saginaw County, MI, median gross rent a month | $921 | $845 | +$76 | 30 of 83 |
| Saginaw County, MI, people per household | 2.36 | 2.36 | +0.00 | 42 of 83 |
Cost of living with electricity in Saginaw County
Saginaw County, MI: electricity $1,522 a year per home (DOE LEAD), all home energy $2,767, 3.7% of $73,933 income. 78,000 households in Saginaw County, MI spend about $118.7 million a year on electricity and $215.8 million on all home energy. Lower-income homes in Saginaw County, MI ($21,063 a year) spend 11.2% of income, 3.0 times the all-home figure.
Energy burden in Saginaw County, MI
| Saginaw County, MI | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Saginaw County, MI, all households | 78,000 | $73,933 | $1,522 | $1,183 | $62 | 3.7% |
| Saginaw County, MI, lower income | 27,373 | $21,063 | $1,338 | $968 | $50 | 11.2% |
| Saginaw County, MI, owners | 56,740 | $89,692 | $1,712 | $1,433 | $82 | 3.6% |
| Saginaw County, MI, renters | 21,260 | $31,875 | $1,013 | $517 | $10 | 4.8% |
Flood claims and flood insurance in Saginaw County
Saginaw County, MI: 232 NFIP flood claims in 2015 to 2025, $7.8M paid, median paid claim $33,133.
841 of 73,555 residential structures in Saginaw County, MI carry an NFIP contract. 1,117 NFIP policies of any type were in force in Saginaw County, MI on 8 Sep 2026. Saginaw County, MI lists 53 repetitive-loss properties, 7 of them severe repetitive loss.
Saginaw County, MI: claims history, not an outage count.
Flood claims by year in Saginaw County, MI
flood claims a year, Saginaw County, MI
- <5'15
- <5'16
- 26'17
- 5'18
- <5'19
- 184'20
- <5'21
- <5'22
- <5'23
- <5'24
- <5'25
| Saginaw County, MI | Value | Median county | Rank |
|---|---|---|---|
| Saginaw County, MI, claims 2015-2025 | 232 | — | 4 of 50 |
| Saginaw County, MI, paid 2015-2025 | $7.8M | — | 2 of 50 |
| Saginaw County, MI, median paid claim | $33,133 | — | — |
| Saginaw County, MI, claims per 1,000 homes | 3.1 | 0.6 | 5 of 50 |
| Saginaw County, MI, homes with flood insurance | 1.1% | 0.3% | 4 of 75 |
| Saginaw County, MI, policies in force | 1,117 | — | — |
| Saginaw County, MI, repetitive-loss properties | 53 | — | — |
Saginaw County, MI: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Saginaw County: flood claims by state, flood hub.
Analyst note on Saginaw County
Saginaw County, MI touches 25 ZIP areas, 48415 to 48841, about 7,568 residents each. Saginaw County, MI counts 189,210 residents in 77,586 households. Household income in Saginaw County, MI is $58,347; 57,042 of its 77,586 households own.
9,549 of the 77,586 homes in Saginaw County, MI heat with electricity. Saginaw County, MI has 86,134 housing units, 8,548 (9.9%) vacant or seasonal, and 20,544 rented homes. Saginaw County, MI logged 104 storm events for its 189,210 residents.
The median home in Saginaw County, MI dates from 1968. Homes in Saginaw County, MI pay $1,522 a year for electricity.
Bill and heat pump calculator, Saginaw County
Compare Saginaw County with its neighbours
- Bay County sits 23 miles north of Saginaw County, MI with 103,235 residents, 71 storm events, median home built 1962, energy burden 3.4%, income $60,523.
- Midland County sits 25 miles northwest of Saginaw County, MI with 83,641 residents, 71 storm events, median home built 1975, energy burden 3.0%, income $77,538.
- Shiawassee County sits 30 miles south of Saginaw County, MI with 68,061 residents, 71 storm events, median home built 1969, energy burden 4.0%, income $64,464.
- Genesee County sits 30 miles southeast of Saginaw County, MI with 404,087 residents, 108 storm events, median home built 1969, energy burden 3.5%, income $60,673.
- Tuscola County sits 27 miles east of Saginaw County, MI with 53,071 residents, 87 storm events, median home built 1970, energy burden 4.2%, income $62,847.
Cities in Saginaw County
- Saginaw electricity rates43,879 residents
Michigan: home prices since 2001, planned plants.
Questions on Saginaw County
Saginaw County, MI: what do homes pay for electricity?
No single price in Saginaw County, MI: 3 utilities deliver power and homes pick a plan. Michigan average 19.30 cents per kWh, $119 a month at 618 kWh.
Saginaw County, MI: how many homes heat with electricity?
Saginaw County, MI: 9,549 of 77,586 occupied homes, 12.3%, rank 14 of 83.
Saginaw County, MI: median household income?
$58,347 in Saginaw County, MI, rank 57 of 83; 189,210 residents, 77,586 households.
Saginaw County, MI: outage-linked storms since 2015?
Saginaw County, MI: 104 NWS events, peak year 2020.
Saginaw County, MI: flood insurance claims since 2015?
Saginaw County, MI: 232 NFIP flood claims, $7.8M paid, 3.1 per 1,000 homes, 1.1% of homes insured.
How old are the homes in Saginaw County, MI?
Saginaw County, MI: median home built 1968; 72.1% predate 1980, 76.0% detached, 11.5% in 5+ unit buildings.
Saginaw County, MI: share of income for energy?
Saginaw County, MI homes spend $1,522 a year on electricity, $2,767 on all energy: 3.7% of $73,933; 11.2% for lower incomes.