Electric companies in Bay County, Michigan
Bay County, MI ranks 3 of 83 Michigan counties for homes built before 1980 (76%). Bay County in Michigan has 103,235 residents and 3 utilities listed by EIA.
Households in Bay County can pick a supplier. How to compare.
Bay County on the map
Bay County darker: more storm events
Electric utilities in Bay County
| Utility listed for Bay County, MI | Type | Home accounts in Michigan |
|---|---|---|
| City of Bay City in Bay County, MI | Municipal | 18,028 |
| Consumers Energy Co in Bay County, MI | Investor Owned | 1,657,843 |
| DTE Electric Company in Bay County, MI | Investor Owned | 2,067,779 |
Plans from retail suppliers are not in public data, so no plan prices are shown. The listed utilities deliver the power, and which one serves your street depends on the address.
Housing and heating in Bay County
Bay County, MI: 36,832 of 48,620 homes were built before 1980 and 4,657 in 2000 or later. Bay County, MI has 37,157 detached houses, 4,655 homes in 5+ unit buildings, 2,280 mobile homes, and 10,618 of 44,917 households rent.
Age of homes in Bay County, MI
% of homes by decade built, Bay County, MI
- 24pre-40
- 840s
- 1550s
- 1260s
- 1770s
- 780s
- 890s
- 700s
- 310s
- 020+
Heating fuel in Bay County, MI
| Bay County, MI | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Bay County, MI, median year built | 1962 | 1975 | -13 years | 77 of 83 |
| Bay County, MI, built before 1980 | 75.8% | 59.4% | +16.4 points | 3 of 83 |
| Bay County, MI, built 2000 or later | 9.6% | 15.0% | -5.4 points | 78 of 83 |
| Bay County, MI, detached houses | 76.4% | 79.0% | -2.6 points | 58 of 83 |
| Bay County, MI, apartments in 5+ unit buildings | 9.6% | 6.2% | +3.4 points | 20 of 83 |
| Bay County, MI, mobile homes | 4.7% | 7.4% | -2.7 points | 69 of 83 |
| Bay County, MI, renter households | 23.6% | 19.2% | +4.5 points | 20 of 83 |
| Bay County, MI, median home value | $135,100 | $167,600 | -$32,500 | 71 of 83 |
| Bay County, MI, median gross rent a month | $809 | $845 | -$36 | 53 of 83 |
| Bay County, MI, people per household | 2.27 | 2.36 | -0.09 | 58 of 83 |
Facts about Bay County
- Residents of Bay County, MI, ACS 2023
- 103,23520 of 83 Michigan counties
- Households in Bay County, MI
- 44,9172.30 people each
- Owner-occupied homes in Bay County, MI
- 76.4%34,299 owner and 10,618 renter households
- Median household income in Bay County, MI
- $60,52349 of 83 Michigan counties
- Housing units in Bay County, MI
- 48,6203,703 vacant or seasonal, 7.6% of the units
- Homes heated by electricity in Bay County, MI
- 9.3%4,177 homes, 38 of 83 Michigan counties
- Utilities listed for Bay County, MI
- 33 with a home price: City of Bay City, Consumers Energy Co, DTE Electric Company
- ZIP areas touching Bay County, MI
- 1148611 to 48747
- Outage-linked storm events in Bay County, MI
- 71NWS storm events, 2015 to 2025
- Homes built before 1980 in Bay County, MI
- 75.8%median year built 1962
- Flood claims in Bay County, MI
- 86NFIP 2015 to 2025, $1.2M paid
- Home energy burden in Bay County, MI
- 3.4%$1,318 a year on electricity (DOE LEAD)
Bill and heat pump calculator, Bay County
Compare Bay County with its neighbours
- Saginaw County sits 23 miles south of Bay County, MI with 189,210 residents, 104 storm events, median home built 1968, energy burden 3.7%, income $58,347.
- Arenac County sits 25 miles north of Bay County, MI with 15,054 residents, 36 storm events, median home built 1977, energy burden 4.5%, income $56,989.
- Midland County sits 20 miles west of Bay County, MI with 83,641 residents, 71 storm events, median home built 1975, energy burden 3.0%, income $77,538.
- Tuscola County sits 27 miles southeast of Bay County, MI with 53,071 residents, 87 storm events, median home built 1970, energy burden 4.2%, income $62,847.
- Gladwin County sits 31 miles northwest of Bay County, MI with 25,543 residents, 42 storm events, median home built 1980, energy burden 4.2%, income $55,576.
Outage risk in Bay County
Bay County, MI, NWS storm events 2015 to 2025: 71 in all, 68.8 per 100,000 residents of 103,235, rank 33 of 83 Michigan counties. Property damage in Bay County, MI: $11.3M.
Events by year in Bay County, MI
events a year, Bay County, MI
- 9'15
- 7'16
- 3'17
- 6'18
- 3'19
- 8'20
- 13'21
- 7'22
- 4'23
- 5'24
- 6'25
Events by type
| Bay County, MI | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Bay County, MI, thunderstorm and high wind | Relatively High | 94.4 | 17 of 83 | 54 | 2021 (13) | $9.2M |
| Bay County, MI, tornado | Relatively Moderate | 84.0 | 20 of 83 | 1 | 2016 (1) | $10K |
| Bay County, MI, hurricane and tropical storm | Very Low | 42.1 | 13 of 83 | 0 | none | $0 |
| Bay County, MI, ice storm | Relatively Moderate | 62.6 | 28 of 83 | 2 | 2019 (1) | $50K |
| Bay County, MI, winter storm and heavy snow | Relatively High | 94.7 | 8 of 83 | 12 | 2016 (4) | $2.0M |
| Bay County, MI, heat wave | Relatively Low | 53.6 | 19 of 83 | 2 | 2018 (2) | $0 |
Cost of living with electricity in Bay County
Bay County, MI: electricity $1,318 a year per home (DOE LEAD), all home energy $2,541, 3.4% of $74,726 income. 44,999 households in Bay County, MI spend about $59.3 million a year on electricity and $114.3 million on all home energy. Lower-income homes in Bay County, MI ($21,110 a year) spend 9.2% of income, 2.7 times the all-home figure.
Energy burden in Bay County, MI
| Bay County, MI | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Bay County, MI, all households | 44,999 | $74,726 | $1,318 | $1,149 | $74 | 3.4% |
| Bay County, MI, lower income | 14,598 | $21,110 | $1,015 | $882 | $56 | 9.2% |
| Bay County, MI, owners | 34,029 | $87,096 | $1,491 | $1,351 | $94 | 3.4% |
| Bay County, MI, renters | 10,970 | $36,352 | $781 | $521 | $13 | 3.6% |
Flood claims and flood insurance in Bay County
Bay County, MI: 86 NFIP flood claims in 2015 to 2025, $1.2M paid, median paid claim $11,437.
377 of 41,050 residential structures in Bay County, MI carry an NFIP contract. 454 NFIP policies of any type were in force in Bay County, MI on 8 Sep 2026. Bay County, MI lists 38 repetitive-loss properties.
Bay County, MI: claims history, not an outage count.
Flood claims by year in Bay County, MI
flood claims a year, Bay County, MI
- 0'15
- <5'16
- 36'17
- 15'18
- <5'19
- 20'20
- 8'21
- 0'22
- <5'23
- 0'24
- 0'25
| Bay County, MI | Value | Median county | Rank |
|---|---|---|---|
| Bay County, MI, claims 2015-2025 | 86 | — | 9 of 50 |
| Bay County, MI, paid 2015-2025 | $1.2M | — | 15 of 50 |
| Bay County, MI, median paid claim | $11,437 | — | — |
| Bay County, MI, claims per 1,000 homes | 2.1 | 0.6 | 6 of 50 |
| Bay County, MI, homes with flood insurance | 0.9% | 0.3% | 8 of 75 |
| Bay County, MI, policies in force | 454 | — | — |
| Bay County, MI, repetitive-loss properties | 38 | — | — |
Bay County, MI: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Bay County: flood claims by state, flood hub.
Analyst note on Bay County
Bay County, MI counts 103,235 residents in 44,917 households. Bay County, MI touches 11 ZIP areas, 48611 to 48747, about 9,385 residents each. Household income in Bay County, MI is $60,523; 34,299 of its 44,917 households own.
4,177 of the 44,917 homes in Bay County, MI heat with electricity. Bay County, MI has 48,620 housing units, 3,703 (7.6%) vacant or seasonal, and 10,618 rented homes. Bay County, MI logged 71 storm events for its 103,235 residents.
The median home in Bay County, MI dates from 1962. Homes in Bay County, MI pay $1,318 a year for electricity.
Cities in Bay County
- Bay City electricity rates32,445 residents
ZIP codes in Bay County
- 48611
- 48613
- 48631
- 48634
- 48650
- 48652
- 48706
- 48708
- 48710
- 48732
- 48747
Michigan: home prices since 2001, planned plants.
Questions on Bay County
Bay County, MI: what do homes pay for electricity?
No single price in Bay County, MI: 3 utilities deliver power and homes pick a plan. Michigan average 19.30 cents per kWh, $119 a month at 618 kWh.
Bay County, MI: how many homes heat with electricity?
Bay County, MI: 4,177 of 44,917 occupied homes, 9.3%, rank 38 of 83.
Bay County, MI: median household income?
$60,523 in Bay County, MI, rank 49 of 83; 103,235 residents, 44,917 households.
Bay County, MI: outage-linked storms since 2015?
Bay County, MI: 71 NWS events, peak year 2021.
Bay County, MI: flood insurance claims since 2015?
Bay County, MI: 86 NFIP flood claims, $1.2M paid, 2.1 per 1,000 homes, 0.9% of homes insured.
How old are the homes in Bay County, MI?
Bay County, MI: median home built 1962; 75.8% predate 1980, 76.4% detached, 9.6% in 5+ unit buildings.
Bay County, MI: share of income for energy?
Bay County, MI homes spend $1,318 a year on electricity, $2,541 on all energy: 3.4% of $74,726; 9.2% for lower incomes.