Electric companies in Okaloosa County, Florida
Okaloosa County, FL ranks 14 of 67 Florida counties for tornado risk, FEMA score 94.2. Okaloosa County in Florida has 214,281 residents and 2 utilities listed by EIA, with home prices of 13.23 to 13.71 cents per kWh.
Okaloosa County on the map
Okaloosa County darker: more storm events
ZIP codes in Okaloosa County
- 32531
- 32536
- 32539
- 32541
- 32542
- 32544
- 32547
- 32548
- 32564
- 32567
- 32569
- 32578
- 32579
- 32580
Electric utilities in Okaloosa County
| Utility listed for Okaloosa County, FL | Type | Home price ¢/kWh | Yearly bill at 1,104 kWh | Share of Okaloosa County, FL median income of $79,097 |
|---|---|---|---|---|
| Choctawhatche Elec Coop, Inc in Okaloosa County, FL | Cooperative | 13.23 | $1,754 | 2.22% |
| Florida Power & Light Co in Okaloosa County, FL | Investor Owned | 13.71 | $1,816 | 2.30% |
Prices are statewide utility averages, not a county price.
Facts about Okaloosa County
- Residents of Okaloosa County, FL, ACS 2023
- 214,28126 of 67 Florida counties
- Households in Okaloosa County, FL
- 84,1232.55 people each
- Owner-occupied homes in Okaloosa County, FL
- 67.8%56,997 owner and 27,126 renter households
- Median household income in Okaloosa County, FL
- $79,09712 of 67 Florida counties
- Housing units in Okaloosa County, FL
- 102,47518,352 vacant or seasonal, 17.9% of the units
- Homes heated by electricity in Okaloosa County, FL
- 73.5%61,822 homes, 67 of 67 Florida counties
- Utilities listed for Okaloosa County, FL
- 22 with a home price: Choctawhatche Elec Coop, Inc, Florida Power & Light Co
- Lowest home price in Okaloosa County, FL
- 13.23 ¢/kWhChoctawhatche Elec Coop, Inc, 3.4% below the highest
- Highest home price in Okaloosa County, FL
- 13.71 ¢/kWhFlorida Power & Light Co
- Monthly bill gap in Okaloosa County, FL
- $5between the two at 1,104 kWh, $62 a year, 0.08% of the Okaloosa County, FL median income
- ZIP areas touching Okaloosa County, FL
- 1432531 to 32580
- Outage-linked storm events in Okaloosa County, FL
- 106NWS storm events, 2015 to 2025
- Homes built before 1980 in Okaloosa County, FL
- 30.4%median year built 1990
- Flood claims in Okaloosa County, FL
- 465NFIP 2015 to 2025, $12.9M paid
- Home energy burden in Okaloosa County, FL
- 2.2%$1,802 a year on electricity (DOE LEAD)
Outage risk in Okaloosa County
Okaloosa County, FL, NWS storm events 2015 to 2025: 106 in all, 49.5 per 100,000 residents of 214,281, rank 25 of 67 Florida counties. Property damage in Okaloosa County, FL: $18.8M, with 2 direct injuries or deaths.
Events by year in Okaloosa County, FL
events a year, Okaloosa County, FL
- 6'15
- 11'16
- 10'17
- 9'18
- 7'19
- 17'20
- 11'21
- 8'22
- 17'23
- 7'24
- 3'25
Events by type
| Okaloosa County, FL | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Okaloosa County, FL, thunderstorm and high wind | Relatively Moderate | 73.2 | 29 of 67 | 85 | 2023 (17) | $486K |
| Okaloosa County, FL, tornado | Relatively High | 94.2 | 14 of 67 | 10 | 2018 (2) | $951K |
| Okaloosa County, FL, hurricane and tropical storm | Very High | 98.1 | 21 of 67 | 9 | 2018 (3) | $17.3M |
| Okaloosa County, FL, ice storm | Relatively Low | 36.6 | 2 of 8 | 0 | none | $0 |
| Okaloosa County, FL, winter storm and heavy snow | Relatively Low | 46.9 | 3 of 67 | 2 | 2025 (2) | $0 |
| Okaloosa County, FL, heat wave | Relatively Moderate | 88.8 | 17 of 67 | 0 | none | $0 |
Housing and heating in Okaloosa County
Okaloosa County, FL: 31,132 of 102,475 homes were built before 1980 and 33,308 in 2000 or later. Okaloosa County, FL has 64,961 detached houses, 21,734 homes in 5+ unit buildings, 4,626 mobile homes, and 27,126 of 84,123 households rent.
Age of homes in Okaloosa County, FL
% of homes by decade built, Okaloosa County, FL
- 1pre-40
- 140s
- 450s
- 960s
- 1570s
- 1980s
- 1890s
- 1800s
- 1210s
- 220+
Heating fuel in Okaloosa County, FL
| Okaloosa County, FL | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Okaloosa County, FL, median year built | 1990 | 1989 | +1 years | 28 of 67 |
| Okaloosa County, FL, built before 1980 | 30.4% | 30.9% | -0.5 points | 36 of 67 |
| Okaloosa County, FL, built 2000 or later | 32.5% | 30.0% | +2.5 points | 27 of 67 |
| Okaloosa County, FL, detached houses | 63.4% | 59.7% | +3.7 points | 23 of 67 |
| Okaloosa County, FL, apartments in 5+ unit buildings | 21.2% | 7.6% | +13.6 points | 16 of 67 |
| Okaloosa County, FL, mobile homes | 4.5% | 17.3% | -12.8 points | 60 of 67 |
| Okaloosa County, FL, renter households | 32.2% | 24.9% | +7.3 points | 12 of 67 |
| Okaloosa County, FL, median home value | $324,800 | $254,300 | +$70,500 | 18 of 67 |
| Okaloosa County, FL, median gross rent a month | $1,475 | $1,230 | +$245 | 19 of 67 |
| Okaloosa County, FL, people per household | 2.49 | 2.46 | +0.03 | 25 of 67 |
Cost of living with electricity in Okaloosa County
Okaloosa County, FL: electricity $1,802 a year per home (DOE LEAD), all home energy $2,080, 2.2% of $95,564 income. 83,334 households in Okaloosa County, FL spend about $150.2 million a year on electricity and $173.3 million on all home energy. Lower-income homes in Okaloosa County, FL ($20,333 a year) spend 8.5% of income, 3.9 times the all-home figure.
Energy burden in Okaloosa County, FL
| Okaloosa County, FL | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Okaloosa County, FL, all households | 83,334 | $95,564 | $1,802 | $272 | $6 | 2.2% |
| Okaloosa County, FL, lower income | 15,869 | $20,333 | $1,537 | $174 | $10 | 8.5% |
| Okaloosa County, FL, owners | 56,031 | $112,912 | $1,984 | $346 | $7 | 2.1% |
| Okaloosa County, FL, renters | 27,303 | $59,961 | $1,429 | $121 | $3 | 2.6% |
Flood claims and flood insurance in Okaloosa County
Okaloosa County, FL: 465 NFIP flood claims in 2015 to 2025, $12.9M paid, median paid claim $16,343.
8,128 of 79,911 residential structures in Okaloosa County, FL carry an NFIP contract. 18,922 NFIP policies of any type were in force in Okaloosa County, FL on 8 Sep 2026. Okaloosa County, FL lists 929 repetitive-loss properties, 97 of them severe repetitive loss.
Okaloosa County, FL: claims history, not an outage count.
Flood claims by year in Okaloosa County, FL
flood claims a year, Okaloosa County, FL
- 21'15
- 9'16
- 18'17
- 22'18
- <5'19
- 338'20
- 23'21
- <5'22
- <5'23
- 25'24
- 0'25
| Okaloosa County, FL | Value | Median county | Rank |
|---|---|---|---|
| Okaloosa County, FL, claims 2015-2025 | 465 | — | 31 of 62 |
| Okaloosa County, FL, paid 2015-2025 | $12.9M | — | 34 of 62 |
| Okaloosa County, FL, median paid claim | $16,343 | — | — |
| Okaloosa County, FL, claims per 1,000 homes | 5.8 | 8.9 | 36 of 62 |
| Okaloosa County, FL, homes with flood insurance | 10.2% | 5.8% | 25 of 67 |
| Okaloosa County, FL, policies in force | 18,922 | — | — |
| Okaloosa County, FL, repetitive-loss properties | 929 | — | — |
Okaloosa County, FL: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Okaloosa County: flood claims by state, flood hub.
Analyst note on Okaloosa County
Okaloosa County, FL touches 14 ZIP areas, 32531 to 32580, about 15,306 residents each. Household income in Okaloosa County, FL is $79,097; 56,997 of its 84,123 households own. Okaloosa County, FL counts 214,281 residents in 84,123 households.
61,822 of the 84,123 homes in Okaloosa County, FL heat with electricity. Okaloosa County, FL has 102,475 housing units, 18,352 (17.9%) vacant or seasonal, and 27,126 rented homes. Okaloosa County, FL logged 106 storm events for its 214,281 residents.
The median home in Okaloosa County, FL dates from 1990. Homes in Okaloosa County, FL pay $1,802 a year for electricity. Okaloosa County, FL home prices run Choctawhatche Elec Coop, Inc to Florida Power & Light Co, $5 a month apart at 1,104 kWh.
Bill and heat pump calculator, Okaloosa County
Compare Okaloosa County with its neighbours
- Walton County sits 27 miles east of Okaloosa County, FL with 79,846 residents, 243 storm events, median home built 2000, energy burden 1.9%, income $79,281.
- Santa Rosa County sits 32 miles west of Okaloosa County, FL with 193,719 residents, 101 storm events, median home built 1997, energy burden 2.4%, income $88,968.
- Washington County sits 48 miles east of Okaloosa County, FL with 25,259 residents, 138 storm events, median home built 1987, energy burden 3.2%, income $52,723.
- Holmes County sits 50 miles east of Okaloosa County, FL with 19,626 residents, 158 storm events, median home built 1983, energy burden 3.4%, income $48,236.
- Escambia County sits 50 miles west of Okaloosa County, FL with 323,275 residents, 101 storm events, median home built 1983, energy burden 2.8%, income $65,715.
Florida: home prices since 2001, planned plants.
Questions on Okaloosa County
Okaloosa County, FL: what do homes pay for electricity?
Okaloosa County, FL homes paid 13.23 to 13.71 cents per kWh in 2024 across 2 listed utilities: $146 to $151 a month at 1,104 kWh, 2.22% to 2.30% of Okaloosa County, FL income.
Okaloosa County, FL: how many homes heat with electricity?
Okaloosa County, FL: 61,822 of 84,123 occupied homes, 73.5%, rank 67 of 67.
Okaloosa County, FL: median household income?
$79,097 in Okaloosa County, FL, rank 12 of 67; 214,281 residents, 84,123 households.
Okaloosa County, FL: outage-linked storms since 2015?
Okaloosa County, FL: 106 NWS events, peak year 2020.
Okaloosa County, FL: flood insurance claims since 2015?
Okaloosa County, FL: 465 NFIP flood claims, $12.9M paid, 5.8 per 1,000 homes, 10.2% of homes insured.
How old are the homes in Okaloosa County, FL?
Okaloosa County, FL: median home built 1990; 30.4% predate 1980, 63.4% detached, 21.2% in 5+ unit buildings.
Okaloosa County, FL: share of income for energy?
Okaloosa County, FL homes spend $1,802 a year on electricity, $2,080 on all energy: 2.2% of $95,564; 8.5% for lower incomes.