Cost to heat a home in Iowa: electricity vs gas
With electricity at 13.72 cents per kWh and natural gas at $10.61 per Mcf in 2025, one MMBtu of heat costs $10.78 from a gas furnace, $13.40 from a heat pump and $40.21 from resistance heating in Iowa.
Your Iowa heating cost
Iowa inputs: 13.72 ¢ per kWh, $10.61 per Mcf, fuel only; the need is an illustration. Method.
The numbers
- Electricity 2025
- 13.72 ¢/kWhrank 30 of 45 states by price
- Natural gas 2025
- $10.61 per Mcfrank 39 of 45 states by gas price
- Gas furnace
- $10.78 per MMBtu95% efficiency, rank 39 of 45
- Heat pump
- $13.40 per MMBturank 16 of 45 states, COP 3.0 assumed
- Electric resistance
- $40.21 per MMBtu3.7 times a furnace
- Break-even COP
- 3.73a heat pump above it beats gas; rank 29 of 45
- Annual cost at 50 MMBtu
- $670 heat pumpfuel only
- Homes heated by electricity
- 24%60% utility gas, 13% propane, 0% oil
- Electricity since 2024
- +2.4%
- Gas since 2024
- +2.7%
- 2026 to date
- power +5.0%, gas +5.1%January to Jul against 2025
- Winter load
- +53% over spring and fallsummer +50%: a winter-peaking state
- Heating degree-days, normal year
- 7,0821991 to 2020; 2025 had 6,446, rank 13 of 42 states by normal HDD
- Occupied homes in Iowa (ACS 2023)
- 1,303,763316,696 electric, 784,803 utility gas, 165,927 propane, 4,682 oil; 0 of 99 counties are over half electric
- Generating capacity in Iowa
- 24,807 MWEIA-860 2025; 250 MW under construction
Iowa charts
One MMBtu of heat in Iowa
$10.78 gas, $13.40 heat pump, $40.21 resistance.
Iowa, Cost of one MMBtu of heat in Iowa: EIA retail sales and natural gas prices.
CSVPrices since 2015, Iowa
Electricity $40.21 and gas $10 per MMBtu of energy in 2025.
Fuel cost per MMBtu, Iowa, 2015 to 2025: 11 rows
| Year | Iowa electricity | Iowa gas |
|---|---|---|
| 2015 | 34.1 | 8.2 |
| 2016 | 35.0 | 7.8 |
| 2017 | 36.2 | 9.0 |
| 2018 | 35.9 | 8.6 |
| 2019 | 36.5 | 7.9 |
| 2020 | 36.5 | 7.5 |
| 2021 | 37.3 | 9.8 |
| 2022 | 38.5 | 12.6 |
| 2023 | 39.0 | 11.4 |
| 2024 | 39.3 | 10.0 |
| 2025 | 40.2 | 10.2 |
11 rows from EIA retail sales and natural gas prices.
CSVHow Iowa heats
24% electric.
Iowa, How Iowa homes are heated: Census ACS 2023, table B25040.
CSVBreak-even COP by month, Iowa
1.85 to 5.08 across the months shown.
Break-even COP by month, Iowa: 12 rows
| Month | 2025 | 2026 |
|---|---|---|
| Jan | 4.01 | 3.89 |
| Feb | 3.90 | 2.82 |
| Mar | 3.14 | 3.23 |
| Apr | 2.82 | 2.87 |
| May | 2.51 | 2.59 |
| Jun | 2.01 | 2.07 |
| Jul | 1.85 | 1.93 |
| Aug | 2.01 | No data |
| Sep | 2.02 | No data |
| Oct | 2.89 | No data |
| Nov | 5.08 | No data |
| Dec | 4.13 | No data |
12 rows from EIA retail sales.
CSVHow Iowa homes heat
| Iowa main fuel | Iowa homes | Iowa share | Iowa rank among states |
|---|---|---|---|
| Electricity | 316,696 | 24.3% | 32 of 45 |
| Utility gas | 784,803 | 60.2% | 12 of 45 |
| Propane | 165,927 | 12.7% | 6 of 45 |
| Fuel oil | 4,682 | 0.4% | 25 of 45 |
| Wood | 14,724 | 1.1% | 29 of 45 |
Iowa has 24,807 MW of operable generating capacity (EIA-860, 2025), largest in wind at 13,411 MW; 250 MW is under construction and 814 MW planned, which matters if heat pumps add winter load.
18 Iowa utilities report meters to EIA-861: 45.9% of 1,468,874 home meters are smart (AMI), 8 offer a home time-of-use rate and 86,626 homes are on dynamic pricing.
Iowa counties by electric heating
Largest electric share first, then the smallest; 20 counties.
| Iowa county | Iowa residents | Iowa electric heat | Iowa utility gas | Iowa propane | Iowa median income |
|---|---|---|---|---|---|
| Sioux County | 35,984 | 38% | 49% | 10% | $84,736 |
| Plymouth County | 25,699 | 37% | 47% | 13% | $81,600 |
| Dallas County | 104,136 | 32% | 59% | 7% | $102,349 |
| Buena Vista County | 20,684 | 32% | 55% | 12% | $66,564 |
| Polk County | 497,441 | 32% | 65% | 2% | $81,621 |
| Woodbury County | 105,760 | 30% | 62% | 6% | $70,147 |
| Black Hawk County | 130,693 | 30% | 63% | 5% | $64,581 |
| Story County | 98,592 | 28% | 63% | 6% | $69,006 |
| Lee County | 33,175 | 28% | 57% | 12% | $59,803 |
| Johnson County | 154,881 | 27% | 64% | 7% | $74,721 |
| Pottawattamie County | 93,407 | 19% | 71% | 8% | $71,446 |
| Linn County | 229,463 | 19% | 74% | 5% | $76,421 |
| Boone County | 26,669 | 19% | 57% | 21% | $79,741 |
| Bremer County | 25,118 | 18% | 56% | 22% | $83,343 |
| Clinton County | 46,383 | 18% | 62% | 17% | $65,177 |
| Marion County | 33,551 | 17% | 61% | 19% | $78,059 |
| Cerro Gordo County | 42,785 | 17% | 71% | 10% | $65,537 |
| Muscatine County | 42,735 | 16% | 71% | 11% | $69,512 |
| Dubuque County | 98,948 | 16% | 71% | 10% | $75,919 |
| Jones County | 20,799 | 14% | 43% | 36% | $73,071 |
Iowa month by month
| Month | Iowa electricity ¢/kWh | Iowa gas $/Mcf | Heat pump $/MMBtu | Gas furnace $/MMBtu | Iowa break-even COP |
|---|---|---|---|---|---|
| Jul 2026 | 15.99 | $23.93 | $15.6 | $24.3 | 1.93 |
| Jun 2026 | 15.93 | $22.16 | $15.6 | $22.5 | 2.07 |
| May 2026 | 14.14 | $15.72 | $13.8 | $16.0 | 2.59 |
| Apr 2026 | 13.86 | $13.91 | $13.5 | $14.1 | 2.87 |
| Mar 2026 | 13.42 | $11.99 | $13.1 | $12.2 | 3.23 |
| Feb 2026 | 12.74 | $13.03 | $12.4 | $13.2 | 2.82 |
| Jan 2026 | 12.83 | $9.51 | $12.5 | $9.7 | 3.89 |
| Dec 2025 | 12.60 | $8.79 | $12.3 | $8.9 | 4.13 |
| Nov 2025 | 13.55 | $7.70 | $13.2 | $7.8 | 5.08 |
| Oct 2025 | 13.48 | $13.45 | $13.2 | $13.7 | 2.89 |
| Sep 2025 | 14.79 | $21.16 | $14.4 | $21.5 | 2.02 |
| Aug 2025 | 15.58 | $22.35 | $15.2 | $22.7 | 2.01 |
| Jul 2025 | 15.31 | $23.85 | $15.0 | $24.2 | 1.85 |
| Jun 2025 | 15.33 | $22.01 | $15.0 | $22.4 | 2.01 |
| May 2025 | 14.16 | $16.29 | $13.8 | $16.6 | 2.51 |
| Apr 2025 | 13.34 | $13.65 | $13.0 | $13.9 | 2.82 |
| Mar 2025 | 12.48 | $11.45 | $12.2 | $11.6 | 3.14 |
| Feb 2025 | 12.14 | $8.99 | $11.9 | $9.1 | 3.90 |
| Jan 2025 | 11.99 | $8.62 | $11.7 | $8.8 | 4.01 |
Heating season
A normal year in Iowa brings 7,082 heating degree-days and 811 cooling degree-days (1991 to 2020). Months above 300 heating degree-days in a normal year: Jan, Feb, Mar, Apr, Oct, Nov, Dec. 2025 had 6,446, 9% below normal; the highest of 2015 to 2025 was 7,348 in 2019.
Iowa degree-days by year
Heating and cooling degree-days, Iowa, 2015 to 2025: 11 rows
| Iowa year | Heating (HDD) | Cooling (CDD) | Normal HDD | Normal CDD |
|---|---|---|---|---|
| 2015 | 6445 | 764 | 7082 | 811 |
| 2016 | 6089 | 942 | 7082 | 811 |
| 2017 | 6228 | 807 | 7082 | 811 |
| 2018 | 7259 | 1005 | 7082 | 811 |
| 2019 | 7348 | 830 | 7082 | 811 |
| 2020 | 6583 | 879 | 7082 | 811 |
| 2021 | 6352 | 977 | 7082 | 811 |
| 2022 | 7209 | 902 | 7082 | 811 |
| 2023 | 6068 | 907 | 7082 | 811 |
| 2024 | 5748 | 895 | 7082 | 811 |
| 2025 | 6446 | 952 | 7082 | 811 |
NOAA nClimDiv degree-days for Iowa, 2015 to 2025, pulled 2 Oct 2026.
CSVHeating degree-days by month
Heating degree-days by month, Iowa: 12 rows
| Month | 2025 | Normal |
|---|---|---|
| Jan | 1432 | 1451 |
| Feb | 1228 | 1187 |
| Mar | 694 | 939 |
| Apr | 452 | 496 |
| May | 213 | 216 |
| Jun | 16 | 42 |
| Jul | 4 | 10 |
| Aug | 25 | 25 |
| Sep | 58 | 121 |
| Oct | 271 | 428 |
| Nov | 760 | 866 |
| Dec | 1293 | 1301 |
NOAA nClimDiv degree-days for Iowa by month, 2025.
CSVIowa, 2025 by month: 12 rows
| Month | HDD 2025 | HDD normal | CDD 2025 | CDD normal |
|---|---|---|---|---|
| Jan | 1,432 | 1,451 | 0 | 0 |
| Feb | 1,228 | 1,187 | 0 | 0 |
| Mar | 694 | 939 | 7 | 1 |
| Apr | 452 | 496 | 1 | 2 |
| May | 213 | 216 | 49 | 58 |
| Jun | 16 | 42 | 235 | 169 |
| Jul | 4 | 10 | 317 | 283 |
| Aug | 25 | 25 | 202 | 224 |
| Sep | 58 | 121 | 118 | 66 |
| Oct | 271 | 428 | 23 | 8 |
| Nov | 760 | 866 | 0 | 0 |
| Dec | 1,293 | 1,301 | 0 | 0 |
NOAA nClimDiv degree-days for Iowa, 2025 by month.
CSVAnalyst note
Price change stands out in Iowa: electricity +2.4% since 2024, rank 41 of 45. Main heating fuel in Iowa is utility gas (60% of homes); electricity heats 24% and utility gas 60%. Since 2024 electricity moved +2.4% and gas +2.7%; in 2026 to date power is +5.0% and gas +5.1% on a year earlier. A COP 3.0 heat pump trails a furnace here by $2.62 per MMBtu; the break-even COP of 3.73 ranks 29 of 45. The most electric counties of Iowa with 20,000+ residents are led by Sioux County at 38% of homes. A normal Iowa year has 7,082 heating degree-days, and 2025 had 6,446, so heating demand ran 9% below the 1991 to 2020 normal.
States with a similar break-even
| State near Iowa | Break-even COP near Iowa | Gas, $ per MMBtu | Heat pump, $ per MMBtu |
|---|---|---|---|
| Pennsylvania | 3.70 | $15.28 | $18.85 |
| Utah | 3.70 | $10.35 | $12.77 |
| Vermont | 3.67 | $18.29 | $22.39 |
| District of Columbia | 3.79 | $16.95 | $21.43 |
| New Hampshire | 3.81 | $18.91 | $23.99 |
| North Dakota | 3.59 | $9.65 | $11.54 |
Questions on heating in Iowa
How fast did Iowa electricity prices move since 2024?
+2.4% from 13.40 to 13.72 cents per kWh, rank 41 of 45 states by change.
Is a heat pump cheaper than gas in Iowa?
No on fuel cost: $13.40 per MMBtu against $10.78 for gas, break-even COP 3.73.
Which Iowa county has the most electric heating?
Sioux County: 38% of 12,576 homes among counties with 20,000+ residents, median income $84,736.
What share of Iowa homes heat with electricity?
24% of 1,303,763 occupied homes in ACS 2023, against 60% with utility gas.
Where does Iowa rank on heat pump cost?
16 of 45 at $13.40 per MMBtu; North Dakota is lowest at $11.54.
Is Iowa a winter or summer electricity state?
Winter use runs +53% over spring and fall, summer +50%: heating drives the load.
Did gas or electricity get more expensive in Iowa in 2026?
January to Jul: electricity +5.0%, gas +5.1% on a year earlier.
How much generating capacity does Iowa have?
24,807 MW operable in 2025, 250 MW under construction, 814 MW planned (EIA-860).
How many Iowa homes have smart meters?
45.9% of 1,468,874 home meters, 8 of 18 reporting utilities offer time-of-use.
More on Iowa
- Iowa electricity ratesutilities, map, outages
- Average electric bill in Iowatypical bill by month