Cloverland Electric Co-op in Michigan: 14.37 ¢ home rates, SAIDI and solar

Cloverland Electric Co-op is an cooperative utility serving 43,779 customer accounts in Michigan; 36,086 of them are residential. 0% of its home meters are advanced (AMI), against 97% across Michigan.

At 648 kWh a month a Cloverland Electric Co-op home pays about $93 in energy: 14.37 ¢/kWh, 25.5% below the Michigan average of 19.30 ¢.

0% of its home meters are advanced (AMI), against 97% across Michigan.

Cloverland Electric Co-op: smart meters and rate options

Home meters that are AMI: 0%Michigan utilities overall: 97%

Metering is where Cloverland Electric Co-op differs: 0 of 36,124 home meters are AMI, 0.0%, place 11 of 11 Michigan utilities that report; the Michigan figure for all utilities is 96.8%. It does not offer a time-of-use rate to homes in the EIA filing.

How it compares

Cloverland Electric Co-op
Cloverland Electric Co-op, 2024	Home	Business	Bill	SAIDI
Cloverland Electric Co-opLowest in this table	14.37 ¢/kWh	12.03 ¢/kWh	$93at 648 kWh	385 minSAIDI
Michigan average against this company, which is 2 of 12 on price	+4.93 ¢/kWhcompany 25.5% below	+1.98 ¢/kWhcompany 14.1% below	+$32a month at 648 kWh	-281 mincompany 281 above
Upper Michigan Energy Resources Corp.	14.76 ¢/kWhcompany 2.6% below	10.84 ¢/kWhcompany 11.0% above	$962 more than company	218 mincompany 167 above

Compare 26 Michigan companies

Cloverland Electric Co-op: 2025

Cloverland Electric Co-op: -0.7% on 2024 for homes, Michigan +3.7%.

Cloverland Electric Co-op home price, 2025: 14.27 ¢/kWh-0.7% on 2024, early release
Cloverland Electric Co-op SAIDI, 2025: 357 min-7% on 2024, early release
Cloverland Electric Co-op against Michigan, 2025: -4.4 pointsCloverland Electric Co-op -0.7%, Michigan +3.7%, price in Michigan 20.01 ¢

Cloverland Electric Co-op reported 14.27 ¢/kWh for homes in 2025, -0.7% on its 2024 figure of 14.37, while the Michigan average moved +3.7%. Its SAIDI is 357 minutes against 385 in 2024.

Carbon context

Cloverland Electric Co-op serves 36,086 homes in Michigan. At 648 kWh a month that is about 233 kg of CO₂, or 2,798 kg a year, at the Michigan plant rate, state generation and not this utility: Michigan generation mix.

Cloverland Electric Co-op charts

Residential price since 2015: 14.37 ¢ in 2024

11.85 ¢ in 2015, 14.37 ¢ in 2024 (+21.3%); Michigan 14.42 to 19.30 ¢.

Cloverland Electric Co-op residential price 2015-2024, 2015 to 2024: 10 rows

Year	Cloverland Electric Co-op	Gap to Michigan residential	Gap to U.S. residential
2015	11.85	-2.57	-0.80
2016	12.61	-2.61	+0.06
2017	12.76	-2.64	-0.13
2018	12.73	-2.72	-0.14
2019	12.91	-2.83	-0.10
2020	12.89	-3.37	-0.26
2021	12.90	-4.64	-0.76
2022	13.37	-4.49	-1.67
2023	14.33	-4.51	-1.67
2024	14.37	-4.93	-2.11

10 rows from EIA retail sales.

CSV

Cloverland Electric Co-op SAIDI, 2015-2024

210 min in 2015, 385 in 2024.

Cloverland Electric Co-op SAIDI by year, 2015 to 2024: 10 rows

Year	Cloverland Electric Co, no major events
2015	210
2016	352
2017	208
2018	208
2019	325
2020	335
2021	286
2022	358
2023	214
2024	385

10 rows from EIA-861 survey.

CSV

Reliability: SAIDI 384.6 min

384.6 min, 3.87x the median reporter, rank 630 of 673.

min

Company, no major events384.6
Company, with major events534.7

Cloverland Electric Co-op, Reliability: EIA-861 survey.

CSV

Analyst note

Cloverland Electric Co-op billed homes 11.85 ¢/kWh in 2015 and 14.37 ¢ in 2024, +21.3% in all, and lagged the Michigan average (+33.8%) by 12.5 points. Cloverland Electric Co-op's sharpest move came in 2023, +7.2%. The latest year is the high at 14.37 ¢; the low was 11.85 ¢ (2015). 2024: +0.3% here, +2.4% for the Michigan average. SAIDI at Cloverland Electric Co-op (major events excluded) rose from 210 minutes in 2015 to 385 in 2024, +84%; worst year 2024 at 385. Against the national median, Cloverland Electric Co-op came in lower on SAIDI in 0 of 10 years, and 2024 ended at 385 minutes, +285 from the median. 2019: 2040 minutes with major events, 325 without, the widest gap of any year. Cloverland Electric Co-op has 1 cheaper and 10 higher-priced Michigan peers among 12 with 20,000+ homes. Next cheaper, City of Holland, bills 11.68 ¢ (-2.70). Next higher-priced, Upper Michigan Energy Resources Corp., bills 14.76 ¢ (+0.38).

Cheaper by 25.5% than Michigan, slower to restore: 385 minutes is 3.9 times the national median.

Home accounts at Cloverland Electric Co-op went from 34,630 in 2015 to 36,086 in 2024, +4.2%. Business customers paid 0.84 times the home price in 2024 (12.03 against 14.37 ¢); the ratio was 0.88 in 2015. SAIFI went from 1.66 in 2015 to 3.05 in 2024, between 1.61 and 3.05.

Outages and home price of Cloverland Electric Co-op (EIA utility 3828), 2013 to 2024

Cloverland Electric Co-op customers lost power for 385 minutes in 2024, up from 284 in 2013 (+35%). Its best year was 2017 (208 min), its worst 2024 (385 min), across 12 filed years. Against a Michigan median of 110 minutes in 2024, Cloverland Electric Co-op was above the middle.

Corrected for inflation, a Cloverland Electric Co-op home paid 14.75 ¢/kWh in 2024 against 15.16 ¢ in 2013, −2.7%; the bill itself went 10.97 ¢ to 14.37 ¢ (+31.0%). A home using 1,000 kWh a month paid $1,820 for the year at the 2013 real price and $1,770 at the 2024 price. Place on home price: 10th cheapest of 37 in 2013, 4th of 29 in 2024 among Michigan utilities with 1,000+ homes.

Cloverland Electric Co-op outage minutes a customer, 2013 to 2024: 385 in 2024

Cloverland Electric Co-op at 385 min in 2024 and the Michigan median at 110.

Cloverland Electric Co-op home price since 2013: −2.7% after inflation

Cloverland Electric Co-op: 14.75 ¢ in 2025 dollars (solid) and 14.37 ¢ as billed (dashed) in 2024.

Cloverland Electric Co-op, EIA utility 3828, year by year among Michigan utilities

Cloverland Electric Co-op 2013-2024: 12 rows

Year, Cloverland Electri	¢ billed	¢ in 2025 $	Price place, Cloverland Ele	SAIDI min	SAIFI	SAIDI place, Cloverland Ele	Michigan median SAIDI
2013	10.97	15.16	10 of 37	284	1.74	12 of 13	180
2014	11.71	15.93	13 of 37	254	2.01	11 of 14	192
2015	11.85	16.09	11 of 37	210	1.66	13 of 15	159
2016	12.61	16.92	17 of 37	352	2.25	15 of 16	158
2017	12.76	16.76	11 of 36	208	1.61	15 of 16	137
2018	12.73	16.32	12 of 36	208	1.82	15 of 17	137
2019	12.91	16.25	22 of 51	325	2.28	18 of 20	100
2020	12.89	16.03	6 of 29	335	2.68	18 of 18	150
2021	12.90	15.33	6 of 29	286	2.39	17 of 18	108
2022	13.37	14.71	5 of 29	358	2.65	19 of 19	182
2023	14.33	15.14	6 of 29	214	2.06	18 of 20	112
2024	14.37	14.75	4 of 29	385	3.05	20 of 20	110

Cloverland Electric Co-o, EIA utility 3828: EIA-861, CPI-U.

CSV

SAIDI explained, Michigan real prices.

Facts

Customer accounts: 43,7790.9% of Michigan total
Residential accounts: 36,0860.8% of Michigan homes
Commercial accounts: 7,68517.6% of the base
Residential rate: 14.37 ¢/kWhplace 2 of 12, -25.5% against the state
Commercial rate: 12.03 ¢/kWhplace 4 of 19, -14.1% against the state
SAIDI, no major events: 384.6 minbetter than 7% of reporters
SAIFI, no major events: 3.053.01x the median
SAIDI with major events: 534.7 min28.1% from event days
Net-metered capacity: 0.9 MW74 installations
Counties served: 5all in Michigan
Average residential use: 7,778 kWh/yr648 a month
Implied monthly bill: $93-$14 on the U.S. rate, 648 kWh
Residential rate since 2015: +21.3%11.85 to 14.37 ¢/kWh
SAIDI trend: +84%210 min in 2015, 385 in 2024

Data tables

2024 by sector, Cloverland Electric Co-op

Cloverland Electric Co-op sector	Accounts	Rate ¢/kWh	Gap to Michigan ¢/kWh
Residential	36,086	14.37	-4.93
Commercial	7,685	12.03	-1.98

Year by year, Cloverland Electric Co-op

Year	Home accounts, Cloverland Electric Co	Home ¢	Business ¢	Ratio	SAIDI	SAIFI
2015	34,630	11.85	10.38	0.88	210	1.66
2016	34,226	12.61	11.07	0.88	352	2.25
2017	34,186	12.76	10.48	0.82	208	1.61
2018	34,383	12.73	10.62	0.83	208	1.82
2019	35,125	12.91	10.64	0.82	325	2.28
2020	35,559	12.89	10.79	0.84	335	2.68
2021	35,754	12.90	10.78	0.84	286	2.39
2022	35,684	13.37	11.34	0.85	358	2.65
2023	35,911	14.33	12.03	0.84	214	2.06
2024	36,086	14.37	12.03	0.84	385	3.05

Peers of Cloverland Electric Co-op in Michigan, place 2 of 12 on home price

Utility near Cloverland Electric Co-op on price	SAIDI min, gap to Cloverland Electric Co-op	Home ¢, gap to Cloverland Electric Co-op	Gap % to Cloverland Electric Co-op	Accounts, Cloverland Electric Co-op = 1
1. City of Holland	-345	-2.70	-18.8%	0.72
2. Cloverland Electric Co-op (this utility)	385	14.37	-	1.00
3. Upper Michigan Energy Resources Corp.	-167	+0.38	+2.7%	0.85
4. Cherryland Electric Coop Inc	-319	+1.99	+13.8%	0.88
5. Tri-County Electric Coop (MI)	-280	+3.67	+25.5%	0.62

Who buys Cloverland Electric Co-op's electricity

Class at Cloverland Electric Co-op	Accounts	Of Cloverland Electric Co-op accounts	Of Cloverland Electric Co-op MWh sold	kWh a year per Cloverland Electric Co-op account
Residential	36,086	82.4%	38.9%	7,778
Commercial	7,685	17.6%	39.6%	37,162
Industrial and other	8	0.02%	21.6%	19,457,250

Cloverland Electric Co-op among Michigan cooperatives

Cloverland Electric Co-op and its neighbours on price	SAIDI min, gap to Cloverland Electric Co-op	Home ¢, gap to Cloverland Electric Co-op	Accounts, Cloverland Electric Co-op = 1
1. Cloverland Electric Co-op (MI, this utility)	385	14.37	1.00
2. Cherryland Electric Coop Inc (MI)	-319	+1.99	0.88
3. Great Lakes Energy Coop (MI)	-128	+4.80	3.02
4. Midwest Energy Cooperative (MI)	-116	+5.54	0.81

Cloverland Electric Co-op: meters, rate options and solar

Measure	Cloverland Electric Co-op	Michigan context	Cloverland Electric Co-op detail
Cloverland Electric Co-op home meters on AMI	0.0%	Michigan 96.8%	0 of 36,124 meters
Home meters, AMR (drive-by read)	36,124	Michigan figure not published	100.0% of meters
Homes with daily digital access	0	Michigan figure not published	0% of the 36,086 home accounts
Time-of-use rate for Cloverland Electric Co-op homes	Not on file	12 of 20 Michigan utilities offer one	no dynamic-pricing count filed by Cloverland Electric Co-op
Net-metered installations	74	80% residential	1.6 homes per 1,000 accounts, 11.8 kW average

Monthly energy cost by use, Cloverland Electric Co-op

kWh	Share of a 648 kWh month	Cost a month at 14.37 ¢	vs U.S.	Cost a year
250	39%	$35.93	-$5.27	$431
500	77%	$71.86	-$10.54	$862
750	116%	$107.78	-$15.82	$1,293
1,000	154%	$143.71	-$21.09	$1,725
1,500	231%	$215.57	-$31.63	$2,587
2,000	309%	$287.42	-$42.18	$3,449

Outage record, Cloverland Electric Co-op

Measure, Cloverland Electric	No events	All events	Converted
SAIDI minutes	384.6	534.7	6.41 h
SAIFI interruptions	3.050	3.610	0.33 yr apart
CAIDI minutes	126.1	148.1	2.10 h

Territory of Cloverland Electric Co-op

5 Michigan counties, region RFC:

Michigan other states: 5 of 5 counties of Cloverland Electric Co-op drawn

Cloverland Electric Co-op: 5 counties listed by EIA-861, Census 2023 outlines.

CSV

County list

Chippewa
Delta
Luce
Mackinac
Schoolcraft

Questions on Cloverland Electric Co-op

How big is Cloverland Electric Co-op in Michigan, by customer accounts?

43,779 accounts in 2024: residential 36,086, commercial 7,685, industrial 8.

How many cents per kWh does Cloverland Electric Co-op charge homes?

In 2024 homes paid 14.37 cents; against the Michigan average that is -25.5%.

What are the SAIDI and SAIFI of Cloverland Electric Co-op?

SAIDI 384.6 min and SAIFI 3.05 a year, major events excluded; ratio to the national median 3.87, CAIDI 126 min.

How many net-metered systems connect to Cloverland Electric Co-op?

74 installations with 0.9 MW, of which residential installations number 59.

What would a typical Cloverland Electric Co-op home pay each month?

648 kWh at 14.37 cents comes to about $93, energy only.

Is Cloverland Electric Co-op cheaper than other Michigan utilities?

Rank 2 of 12 in Michigan on price, -25.5% against the state average; 1 charge less than 14.37 ¢.

How much of the Cloverland Electric Co-op load is business?

Homes take 38.9% of 721,923 MWh, commercial accounts 39.6%, industrial and other 21.6%; the 7,685 commercial accounts use 37,162 kWh each, 4.8 times a home.

Does Cloverland Electric Co-op have smart meters or TOU rates?

0 of 36,124 home meters are AMI, 0.0%. Cloverland Electric Co-op reports no home time-of-use rate; 12 of 20 Michigan filers do.

Since 2015, has Cloverland Electric Co-op become cheaper than other Michigan utilities?

2nd cheapest of 11 in 2015, 2nd of 12 in 2024; its price rose 21.3% while Michigan rose 33.8%.

Where does Cloverland Electric Co-op stand among 3 peers?

Place 1 of 4 on home price at 14.37 ¢ (Michigan cooperatives); median 17.76 ¢, cheapest member 14.37 ¢.

What did Cloverland Electric Co-op charge homes in 2025?

14.27 cents per kWh, -0.7% on the 14.37 of 2024 (EIA early release for 2025).

Utilities with a similar home price

Home prices nearest to Cloverland Electric Co-op at 14.37 ¢/kWh in 2024, among companies with a page here, any state.

Black Hills Power, Inc.South Dakota, 14.37 ¢/kWh, 0.00 ¢ below
Ohio Power CoOhio, 14.35 ¢/kWh, 0.02 ¢ below
City of LovelandColorado, 14.40 ¢/kWh, 0.03 ¢ above
White River Valley El Coop IncMissouri, 14.30 ¢/kWh, 0.07 ¢ below

Rate plans on file

2 home plan records, energy charges: 12.1 to 12.9 ¢/kWh.

No time-of-use, tiered or demand-charge plan flagged.

Who offers time-of-use and tiered rates (17 Apr 2026 snapshot).

Primary sources for Cloverland Electric Co-op in Michigan: 14.37 ¢ home rates, SAIDI and solar

EIA-861 annual report entry for Cloverland Electric Co-op in Michigan: 14.37 ¢ home rates, SAIDI and solar, customers and sales
EIA-861 form instructions for Cloverland Electric Co-op in Michigan: 14.37 ¢ home rates, SAIDI and solar, how a customer is counted
EIA state profiles for Cloverland Electric Co-op in Michigan: 14.37 ¢ home rates, SAIDI and solar, the state price average