Electric companies in Monroe County, Florida
Monroe County, FL ranks 1 of 67 Florida counties for the highest median home value ($723,800). Monroe County in Florida has 81,840 residents and 4 utilities listed by EIA, with home prices of 12.94 to 14.03 cents per kWh.
Monroe County on the map
Monroe County darker: more storm events
Housing and heating in Monroe County
Monroe County, FL: 25,246 of 54,418 homes were built before 1980 and 9,758 in 2000 or later. Monroe County, FL has 30,942 detached houses, 9,314 homes in 5+ unit buildings, 5,009 mobile homes, and 12,678 of 34,630 households rent.
Age of homes in Monroe County, FL
% of homes by decade built, Monroe County, FL
- 6pre-40
- 240s
- 750s
- 1060s
- 2270s
- 2280s
- 1490s
- 900s
- 810s
- 120+
Heating fuel in Monroe County, FL
| Monroe County, FL | Value | State median | Gap | Rank |
|---|---|---|---|---|
| Monroe County, FL, median year built | 1982 | 1989 | -7 years | 63 of 67 |
| Monroe County, FL, built before 1980 | 46.4% | 30.9% | +15.5 points | 5 of 67 |
| Monroe County, FL, built 2000 or later | 17.9% | 30.0% | -12.0 points | 65 of 67 |
| Monroe County, FL, detached houses | 56.9% | 59.7% | -2.8 points | 42 of 67 |
| Monroe County, FL, apartments in 5+ unit buildings | 17.1% | 7.6% | +9.5 points | 23 of 67 |
| Monroe County, FL, mobile homes | 9.2% | 17.3% | -8.1 points | 45 of 67 |
| Monroe County, FL, renter households | 36.6% | 24.9% | +11.7 points | 8 of 67 |
| Monroe County, FL, median home value | $723,800 | $254,300 | +$469,500 | 1 of 67 |
| Monroe County, FL, median gross rent a month | $1,959 | $1,230 | +$729 | 1 of 67 |
| Monroe County, FL, people per household | 2.32 | 2.46 | -0.14 | 57 of 67 |
Facts about Monroe County
- Residents of Monroe County, FL, ACS 2023
- 81,84038 of 67 Florida counties
- Households in Monroe County, FL
- 34,6302.36 people each
- Owner-occupied homes in Monroe County, FL
- 63.4%21,952 owner and 12,678 renter households
- Median household income in Monroe County, FL
- $82,4307 of 67 Florida counties
- Housing units in Monroe County, FL
- 54,41819,788 vacant or seasonal, 36.4% of the units
- Homes heated by electricity in Monroe County, FL
- 86.9%30,103 homes, 57 of 67 Florida counties
- Utilities listed for Monroe County, FL
- 44 with a home price: Florida Keys El Coop Assn, Inc, Lee County Electric Coop, Inc, Florida Power & Light Co
- Lowest home price in Monroe County, FL
- 12.94 ¢/kWhFlorida Keys El Coop Assn, Inc, 7.7% below the highest
- Highest home price in Monroe County, FL
- 14.03 ¢/kWhUtility Board of the City of Key West, F
- Monthly bill gap in Monroe County, FL
- $12between the two at 1,104 kWh, $144 a year, 0.17% of the Monroe County, FL median income
- ZIP areas touching Monroe County, FL
- 1133001 to 34141
- Outage-linked storm events in Monroe County, FL
- 76NWS storm events, 2015 to 2025
- Homes built before 1980 in Monroe County, FL
- 46.4%median year built 1982
- Flood claims in Monroe County, FL
- 8,933NFIP 2015 to 2025, $324.6M paid
- Home energy burden in Monroe County, FL
- 2.0%$2,252 a year on electricity (DOE LEAD)
Cost of living with electricity in Monroe County
Monroe County, FL: electricity $2,252 a year per home (DOE LEAD), all home energy $2,334, 2.0% of $117,352 income. 34,388 households in Monroe County, FL spend about $77.4 million a year on electricity and $80.3 million on all home energy. Lower-income homes in Monroe County, FL ($18,301 a year) spend 9.7% of income, 4.9 times the all-home figure.
Energy burden in Monroe County, FL
| Monroe County, FL | Homes | Income | Power | Gas | Other | Burden |
|---|---|---|---|---|---|---|
| Monroe County, FL, all households | 34,388 | $117,352 | $2,252 | $78 | $4 | 2.0% |
| Monroe County, FL, lower income | 6,254 | $18,301 | $1,706 | $71 | $0 | 9.7% |
| Monroe County, FL, owners | 21,391 | $144,236 | $2,545 | $118 | $6 | 1.9% |
| Monroe County, FL, renters | 12,997 | $73,107 | $1,769 | $13 | $0 | 2.4% |
Outage risk in Monroe County
Monroe County, FL, NWS storm events 2015 to 2025: 76 in all, 92.9 per 100,000 residents of 81,840, rank 39 of 67 Florida counties. Property damage in Monroe County, FL: $732K, with 44 direct injuries or deaths.
Events by year in Monroe County, FL
events a year, Monroe County, FL
- 1'15
- 1'16
- 8'17
- 3'18
- 1'19
- 12'20
- 5'21
- 8'22
- 10'23
- 27'24
- 0'25
Events by type
| Monroe County, FL | FEMA | Score | Rank | Events | Peak | Damage |
|---|---|---|---|---|---|---|
| Monroe County, FL, thunderstorm and high wind | Relatively Low | 32.4 | 48 of 67 | 12 | 2023 (5) | $4K |
| Monroe County, FL, tornado | Very Low | 25.6 | 65 of 67 | 13 | 2024 (3) | $85K |
| Monroe County, FL, hurricane and tropical storm | Relatively High | 98.0 | 23 of 67 | 50 | 2024 (23) | $644K |
| Monroe County, FL, winter storm and heavy snow | No Rating | 0.0 | 35 of 67 | 0 | none | $0 |
| Monroe County, FL, heat wave | Relatively Low | 65.8 | 42 of 67 | 0 | none | $0 |
Monroe County, FL, no score or events: ice storm.
Flood claims and flood insurance in Monroe County
Monroe County, FL: 8,933 NFIP flood claims in 2015 to 2025, $324.6M paid, median paid claim $21,223.
22,181 of 38,080 residential structures in Monroe County, FL carry an NFIP contract. 31,362 NFIP policies of any type were in force in Monroe County, FL on 8 Sep 2026. Monroe County, FL lists 1,036 repetitive-loss properties, 118 of them severe repetitive loss.
Monroe County, FL: claims history, not an outage count.
Flood claims by year in Monroe County, FL
flood claims a year, Monroe County, FL
- 8'15
- <5'16
- 8,190'17
- 8'18
- 7'19
- 77'20
- <5'21
- 570'22
- 30'23
- 22'24
- 15'25
| Monroe County, FL | Value | Median county | Rank |
|---|---|---|---|
| Monroe County, FL, claims 2015-2025 | 8,933 | — | 6 of 62 |
| Monroe County, FL, paid 2015-2025 | $324.6M | — | 11 of 62 |
| Monroe County, FL, median paid claim | $21,223 | — | — |
| Monroe County, FL, claims per 1,000 homes | 234.6 | 8.9 | 1 of 62 |
| Monroe County, FL, homes with flood insurance | 58.2% | 5.8% | 1 of 67 |
| Monroe County, FL, policies in force | 31,362 | — | — |
| Monroe County, FL, repetitive-loss properties | 1,036 | — | — |
Monroe County, FL: OpenFEMA NFIP, claims as of 8 Sep 2026, insured share as of 3 Aug 2026; counts under 5 are hidden.
Monroe County: flood claims by state, flood hub.
Electric utilities in Monroe County
| Utility listed for Monroe County, FL | Type | Home price ¢/kWh | Yearly bill at 1,104 kWh | Share of Monroe County, FL median income of $82,430 |
|---|---|---|---|---|
| Florida Keys El Coop Assn, Inc in Monroe County, FL | Cooperative | 12.94 | $1,715 | 2.08% |
| Lee County Electric Coop, Inc in Monroe County, FL | Cooperative | 13.54 | $1,794 | 2.18% |
| Florida Power & Light Co in Monroe County, FL | Investor Owned | 13.71 | $1,816 | 2.20% |
| Utility Board of the City of Key West, F in Monroe County, FL | Municipal | 14.03 | $1,859 | 2.26% |
Prices are statewide utility averages, not a county price.
Analyst note on Monroe County
Household income in Monroe County, FL is $82,430; 21,952 of its 34,630 households own. Monroe County, FL touches 11 ZIP areas, 33001 to 34141, about 7,440 residents each. Monroe County, FL counts 81,840 residents in 34,630 households.
30,103 of the 34,630 homes in Monroe County, FL heat with electricity. Monroe County, FL has 54,418 housing units, 19,788 (36.4%) vacant or seasonal, and 12,678 rented homes. Monroe County, FL logged 76 storm events for its 81,840 residents.
The median home in Monroe County, FL dates from 1982. Homes in Monroe County, FL pay $2,252 a year for electricity. Monroe County, FL home prices run Florida Keys El Coop Assn, Inc to Utility Board of the City of Key West, F, $12 a month apart at 1,104 kWh.
Bill and heat pump calculator, Monroe County
Compare Monroe County with its neighbours
- Miami-Dade County sits 52 miles east of Monroe County, FL with 2,685,296 residents, 162 storm events, median home built 1980, energy burden 1.9%, income $68,694.
- Collier County sits 60 miles northwest of Monroe County, FL with 387,681 residents, 80 storm events, median home built 1996, energy burden 1.4%, income $86,173.
- Broward County sits 75 miles northeast of Monroe County, FL with 1,946,127 residents, 170 storm events, median home built 1980, energy burden 1.9%, income $74,534.
- Hendry County sits 86 miles north of Monroe County, FL with 40,798 residents, 22 storm events, median home built 1990, energy burden 3.4%, income $53,044.
- Lee County sits 93 miles northwest of Monroe County, FL with 792,692 residents, 85 storm events, median home built 1995, energy burden 1.8%, income $73,099.
ZIP codes in Monroe County
- 33001
- 33034
- 33036
- 33037
- 33040
- 33042
- 33043
- 33050
- 33051
- 33070
- 34141
Florida: home prices since 2001, planned plants.
Questions on Monroe County
Monroe County, FL: what do homes pay for electricity?
Monroe County, FL homes paid 12.94 to 14.03 cents per kWh in 2024 across 4 listed utilities: $143 to $155 a month at 1,104 kWh, 2.08% to 2.26% of Monroe County, FL income.
Monroe County, FL: how many homes heat with electricity?
Monroe County, FL: 30,103 of 34,630 occupied homes, 86.9%, rank 57 of 67.
Monroe County, FL: median household income?
$82,430 in Monroe County, FL, rank 7 of 67; 81,840 residents, 34,630 households.
Monroe County, FL: outage-linked storms since 2015?
Monroe County, FL: 76 NWS events, peak year 2024.
Monroe County, FL: flood insurance claims since 2015?
Monroe County, FL: 8,933 NFIP flood claims, $324.6M paid, 234.6 per 1,000 homes, 58.2% of homes insured.
How old are the homes in Monroe County, FL?
Monroe County, FL: median home built 1982; 46.4% predate 1980, 56.9% detached, 17.1% in 5+ unit buildings.
Monroe County, FL: share of income for energy?
Monroe County, FL homes spend $2,252 a year on electricity, $2,334 on all energy: 2.0% of $117,352; 9.7% for lower incomes.