Counties in Maryland ranked
Howard County is lowest at 1.4%, a gap of 2.9 times. The median Maryland county sits at 2.3%, against 3.3% for the median U.S. county. Source for Maryland: DOE LEAD 2022.
Maryland county map
- 1.4% to 1.9%
- 1.9% to 2.2%
- 2.2% to 2.5%
- 2.5% to 3.1%
- 3.1% to 3.9%
Maryland counties, darker = higher. Click one for its page.
Highest energy burden in Maryland
Somerset County leads Maryland on burden at 3.9% of income and Caroline County follows at 3.6%. For lower-income homes the top is Somerset County: 9.4% of income, against 7.6% in the median Maryland county.
| Lowest burden in Maryland | Share of income (MD) | Residents (MD) |
|---|---|---|
| Howard County | 1.4% | 333,916 |
| Montgomery County | 1.4% | 1,057,586 |
| Anne Arundel County | 1.6% | 590,936 |
| Frederick County | 1.6% | 280,341 |
| Harford County | 1.9% | 262,509 |
Storm reports and FEMA risk in Maryland
NOAA logged 128 damaging-wind, tornado, tropical, ice, winter and heat reports in Kent County from 2015 to 2025, 664 for every 100,000 residents: the most in Maryland. FEMA scores Baltimore County highest at 94.0 (relatively moderate). In Maryland these are weather reports and an index, not outage counts.
| Top 5 in Maryland | reports 2015-2025 (MD) | Residents (MD) | Rank (MD) |
|---|---|---|---|
| Kent County | 664 | 19,265 | 1st |
| Talbot County | 329 | 37,707 | 2nd |
| Caroline County | 311 | 33,406 | 3rd |
| Allegany County | 297 | 67,762 | 4th |
| Garrett County | 296 | 28,713 | 5th |
| Top 5 in Maryland | score 0-100 (MD) | Residents (MD) | Rank (MD) |
|---|---|---|---|
| Baltimore County | 94.0 | 849,586 | 1st |
| Prince George's County | 93.2 | 955,584 | 2nd |
| Montgomery County | 91.7 | 1,057,586 | 3rd |
| Anne Arundel County | 81.9 | 590,936 | 4th |
| Frederick County | 74.2 | 280,341 | 5th |
Flood claims and flood insurance in Maryland
Somerset County has the most NFIP flood claims per 1,000 homes in Maryland: 15.1 from 2015 to 2025, against 1.9 in the median Maryland county. Worcester County has the highest share of homes with flood insurance (23.9%, median county 1.2%). Claims are a record of insured losses, not outage counts.
| Top 5 in Maryland | claims 2015-2025 (MD) | Residents (MD) | Rank (MD) |
|---|---|---|---|
| Somerset County | 15.1 | 24,685 | 1st |
| Dorchester County | 14.3 | 32,612 | 2nd |
| Queen Anne's County | 4.7 | 50,951 | 3rd |
| Talbot County | 4.1 | 37,707 | 4th |
| Worcester County | 2.5 | 53,279 | 5th |
| Top 5 in Maryland | % of homes insured (MD) | Residents (MD) | Rank (MD) |
|---|---|---|---|
| Worcester County | 23.9% | 53,279 | 1st |
| Somerset County | 15.9% | 24,685 | 2nd |
| Talbot County | 9.7% | 37,707 | 3rd |
| Dorchester County | 8.8% | 32,612 | 4th |
| Queen Anne's County | 7.9% | 50,951 | 5th |
FEMA OpenFEMA NFIP, as of 8 Sep 2026. Flood claims by county.
Outliers: Maryland counties far from the state median
9 county-measure pairs sit 3 or more scaled median-absolute-deviation units from the Maryland median. Most extreme: Worcester County, share of homes with flood insurance 23.9% against a median of 1.2%.
| County | Measure | Value | Maryland median | Deviations |
|---|---|---|---|---|
| Worcester County | Flood insurance penetration | 23.9% | 1.2% | +21.5 |
| Somerset County | Flood insurance penetration | 15.9% | 1.2% | +14.0 |
| Somerset County | Flood claims per 1,000 homes | 15.1 | 1.9 | +12.8 |
| Dorchester County | Flood claims per 1,000 homes | 14.3 | 1.9 | +12.1 |
| Talbot County | Flood insurance penetration | 9.7% | 1.2% | +8.1 |
| Dorchester County | Flood insurance penetration | 8.8% | 1.2% | +7.3 |
| Queen Anne's County | Flood insurance penetration | 7.9% | 1.2% | +6.4 |
| Kent County | Storm reports per 100,000 residents | 664 | 160 | +4.0 |
| Kent County | Flood insurance penetration | 4.5% | 1.2% | +3.2 |
Old homes, electric heat and utilities in Maryland
Allegany County has the oldest stock: 79% of homes date from before 1980. Electric heat is most common in Calvert County at 72% of homes, and Montgomery County lists 3 utilities, the most in Maryland.
| Top 5 in Maryland | % of homes (MD) | Residents (MD) | Rank (MD) |
|---|---|---|---|
| Allegany County | 79% | 67,762 | 1st |
| Baltimore County | 59% | 849,586 | 2nd |
| Dorchester County | 59% | 32,612 | 3rd |
| Washington County | 58% | 155,033 | 4th |
| Prince George's County | 54% | 955,584 | 5th |
| Top 5 in Maryland | % of homes (MD) | Residents (MD) | Rank (MD) |
|---|---|---|---|
| Calvert County | 72% | 93,791 | 1st |
| Queen Anne's County | 65% | 50,951 | 2nd |
| Worcester County | 63% | 53,279 | 3rd |
| Somerset County | 61% | 24,685 | 4th |
| Kent County | 61% | 19,265 | 5th |
Find your Maryland county
- Pick a Maryland county to see its ranks.
All 23 Maryland counties, sortable
| Allegany County | 67,762 | 3.2% | 7.6% | 297 | 58.5 | 79% | 29% | 1 | 1.9 | 0.5% | 201 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Anne Arundel County | 590,936 | 1.6% | 6.0% | 54 | 81.9 | 45% | 49% | 1 | 1.9 | 2.5% | 321 |
| Baltimore County | 849,586 | 2.0% | 6.6% | 52 | 94.0 | 59% | 37% | 1 | 1.2 | 1.2% | 438 |
| Calvert County | 93,791 | 2.0% | 7.2% | 205 | 28.9 | 31% | 72% | 2 | 2.2 | 2.0% | 192 |
| Caroline County | 33,406 | 3.6% | 9.1% | 311 | 45.7 | 49% | 58% | 2 | no data | 1.1% | 104 |
| Carroll County | 174,318 | 1.9% | 6.4% | 131 | 59.5 | 44% | 50% | 2 | 0.5 | 0.3% | 228 |
| Cecil County | 104,366 | 2.9% | 8.5% | 202 | 58.6 | 40% | 37% | 2 | 2.1 | 1.4% | 211 |
| Charles County | 168,710 | 2.2% | 8.1% | 149 | 44.1 | 29% | 56% | 1 | 1.4 | 0.9% | 252 |
| Dorchester County | 32,612 | 3.4% | 8.8% | 273 | 53.8 | 59% | 53% | 2 | 14.3 | 8.8% | 89 |
| Frederick County | 280,341 | 1.6% | 5.7% | 126 | 74.2 | 35% | 50% | 1 | 0.9 | 0.6% | 352 |
| Garrett County | 28,713 | 2.7% | 7.6% | 296 | 16.0 | 48% | 26% | 1 | 0.6 | 0.4% | 85 |
| Harford County | 262,509 | 1.9% | 6.4% | 158 | 72.5 | 40% | 42% | 2 | 0.6 | 0.6% | 416 |
| Howard County | 333,916 | 1.4% | 5.5% | 75 | 72.4 | 30% | 49% | 2 | 2.3 | 0.8% | 249 |
| Kent County | 19,265 | 3.1% | 9.1% | 664 | 27.5 | 53% | 61% | 2 | 1.7 | 4.5% | 128 |
| Montgomery County | 1,057,586 | 1.4% | 5.7% | 53 | 91.7 | 49% | 41% | 3 | 1.0 | 0.8% | 558 |
| Prince George's County | 955,584 | 2.0% | 6.0% | 31 | 93.2 | 54% | 40% | 3 | 1.8 | 0.9% | 295 |
| Queen Anne's County | 50,951 | 2.5% | 9.4% | 277 | 35.6 | 34% | 65% | 2 | 4.7 | 7.9% | 141 |
| Somerset County | 24,685 | 3.9% | 9.4% | 231 | 59.6 | 45% | 61% | 3 | 15.1 | 15.9% | 57 |
| St. Mary's County | 114,372 | 2.2% | 7.7% | 200 | 42.6 | 30% | 59% | 1 | 2.1 | 2.4% | 229 |
| Talbot County | 37,707 | 2.4% | 8.3% | 329 | 42.4 | 46% | 60% | 3 | 4.1 | 9.7% | 124 |
| Washington County | 155,033 | 2.3% | 5.9% | 143 | 68.8 | 58% | 52% | 2 | 0.4 | 0.5% | 221 |
| Wicomico County | 104,117 | 2.8% | 7.3% | 88 | 60.8 | 46% | 60% | 2 | 2.4 | 1.3% | 92 |
| Worcester County | 53,279 | 2.5% | 8.4% | 160 | 68.2 | 37% | 63% | 2 | 2.5 | 23.9% | 85 |
Maryland: click a header to sort. Per-capita storm rates start at 5,000 residents.
Sources
| Source | Period | Retrieved |
|---|---|---|
| DOE LEAD (MD) | 2022 | 2 Oct 2026 |
| FEMA NRI (MD) | Dec 2025 | 2 Oct 2026 |
| NOAA Storm Events (MD) | 2015 to 2025 | 2 Oct 2026 |
| Census ACS (MD) | 2019 to 2023 | 2 Oct 2026 |
| EIA-861 (MD) | 2024 | 1 Oct 2026 |
Maryland LEAD figures are group estimates, not bills. Methodology.
Keep going
- Maryland prices, utilities and outages
- Help paying bills in Maryland
- Top 100 counties, city rankings, state burden ranking
Other states: Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana.
Questions
Which Maryland county has the highest home energy burden?
Somerset County: 3.9% of income, against 2.3% for the median Maryland county (DOE LEAD 2022).
Which Maryland county has the lowest energy burden?
Howard County at 1.4% of income.
How does Maryland compare with the whole country?
The median Maryland county has a burden of 2.3% and the median U.S. county 3.3%, across 23 Maryland counties and 3,053 U.S. counties with data.
Where do storms cause the most trouble in Maryland?
Kent County has the most NOAA storm reports per 100,000 residents: 664 between 2015 and 2025.
Which Maryland county has the highest FEMA risk score?
Baltimore County: 94.0, rated relatively moderate by FEMA (Dec 2025).
Where are the oldest homes in Maryland?
Allegany County: 79% of homes were built before 1980; the median Maryland county is at 45% (Census ACS 2023).
Which Maryland county relies most on electric heat?
Calvert County: 72% of homes heat with electricity, against 52% in the median county.
Which Maryland county has the most flood claims per home?
Somerset County: 15.1 NFIP claims per 1,000 homes from 2015 to 2025; the median Maryland county has 1.9 (FEMA OpenFEMA).
Are storm reports the same as power outages in Maryland?
No: in Maryland they are weather reports, not outage counts.
Where can Maryland households get help with bills?
See the Maryland help page. Highest burden: Somerset County.