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Editor: Katerine G., Editor & Data Researcher · Research & publishing: Electric Consumer Editorial Team · Data retrieved · Sources named on this page: EIA-861, Census ACS, DOE LEAD, FEMA National Risk Index, OpenFEMA NFIP · How we got these numbers · Report an error

Counties in Tennessee ranked

4.2%of income goes to home energy in Carroll County, the highest of 95 Tennessee counties

Williamson County is lowest at 1.5%, a gap of 2.8 times. The median Tennessee county sits at 3.1%, against 3.3% for the median U.S. county. Source for Tennessee: DOE LEAD 2022.

Tennessee county map

Tennessee counties, shaded by quintile of the selected measureHenderson County: 3.0%Grundy County: 3.7%Cannon County: 3.0%Rhea County: 2.8%McNairy County: 3.8%Pickett County: 3.9%Lewis County: 3.6%Trousdale County: 3.1%Meigs County: 3.0%Hardeman County: 4.0%Haywood County: 3.6%Marshall County: 3.2%Sequatchie County: 3.3%Franklin County: 3.1%Lincoln County: 3.1%McMinn County: 2.8%White County: 3.3%Bledsoe County: 3.3%Cheatham County: 2.8%Stewart County: 3.7%Hamilton County: 2.0%Decatur County: 3.7%Lake County: 3.3%Cocke County: 3.9%Lauderdale County: 3.7%Loudon County: 2.2%Hamblen County: 3.0%Maury County: 2.4%Sumner County: 2.2%Weakley County: 3.2%Williamson County: 1.5%Gibson County: 3.6%Morgan County: 2.9%Coffee County: 3.2%Warren County: 3.0%Henry County: 3.0%Carter County: 3.1%Houston County: 3.7%Humphreys County: 3.7%Davidson County: 1.9%Knox County: 2.1%Campbell County: 3.9%Roane County: 2.6%Scott County: 3.5%Madison County: 3.5%Tipton County: 2.5%Moore County: 3.0%Crockett County: 3.4%Wayne County: 3.5%Van Buren County: 3.7%DeKalb County: 3.1%Jackson County: 3.6%Hawkins County: 2.7%Anderson County: 2.7%Putnam County: 2.6%Benton County: 3.5%Jefferson County: 2.7%Macon County: 3.2%Dickson County: 2.8%Polk County: 3.1%Bedford County: 2.8%Monroe County: 3.1%Johnson County: 3.4%Giles County: 2.9%Hardin County: 3.7%Union County: 2.7%Lawrence County: 3.5%Hickman County: 3.2%Carroll County: 4.2%Clay County: 4.0%Greene County: 3.0%Hancock County: 3.5%Fayette County: 2.9%Grainger County: 3.4%Washington County: 2.3%Smith County: 2.8%Wilson County: 1.9%Bradley County: 2.6%Rutherford County: 2.0%Shelby County: 2.3%Sevier County: 2.5%Fentress County: 3.6%Overton County: 3.2%Dyer County: 2.8%Montgomery County: 2.6%Perry County: 3.7%Unicoi County: 3.1%Claiborne County: 3.0%Marion County: 3.0%Sullivan County: 2.4%Robertson County: 2.6%Cumberland County: 2.7%Blount County: 2.2%Obion County: 3.2%Chester County: 4.0%
  • 1.5% to 2.6%
  • 2.6% to 3.0%
  • 3.0% to 3.2%
  • 3.2% to 3.6%
  • 3.6% to 4.2%

Tennessee counties, darker = higher. Click one for its page.

Highest energy burden in Tennessee

Carroll County leads Tennessee on burden at 4.2% of income and Hardeman County follows at 4.0%. For lower-income homes the top is Houston County: 13.1% of income, against 9.6% in the median Tennessee county.

home energy burden, % of income, top 10 Tennessee counties

  • Carroll County4.2
  • Hardeman County4.0
  • Chester County4.0
  • Clay County4.0
  • Pickett County3.9
  • Campbell County3.9
  • Cocke County3.9
  • McNairy County3.8
  • Stewart County3.7
  • Hardin County3.7
  • Tennessee median county3.1
Tennessee counties with the lowest home energy burden
Lowest burden in TennesseeShare of income (TN)Residents (TN)
Williamson County1.5%254,609
Davidson County1.9%709,846
Wilson County1.9%153,587
Rutherford County2.0%351,591
Hamilton County2.0%370,913

Storm reports and FEMA risk in Tennessee

NOAA logged 186 damaging-wind, tornado, tropical, ice, winter and heat reports in Moore County from 2015 to 2025, 2,813 for every 100,000 residents: the most in Tennessee. FEMA scores Shelby County highest at 99.4 (relatively high). In Tennessee these are weather reports and an index, not outage counts.

Tennessee top 5: Storm reports per 100,000 residents
Top 5 in Tennesseereports 2015-2025 (TN)Residents (TN)Rank (TN)
Moore County2,8136,6111st
Lake County1,7646,6912nd
Decatur County92211,4993rd
Benton County89015,9484th
Crockett County89013,9375th
Tennessee top 5: FEMA risk score
Top 5 in Tennesseescore 0-100 (TN)Residents (TN)Rank (TN)
Shelby County99.4922,1951st
Davidson County97.2709,8462nd
Hamilton County93.3370,9133rd
Knox County92.1487,4014th
Madison County92.198,8455th

Flood claims and flood insurance in Tennessee

Humphreys County has the most NFIP flood claims per 1,000 homes in Tennessee: 16.9 from 2015 to 2025, against 1.2 in the median Tennessee county. Williamson County has the highest share of homes with flood insurance (2.4%, median county 0.4%). Claims are a record of insured losses, not outage counts.

Tennessee top 5: Flood claims per 1,000 homes
Top 5 in Tennesseeclaims 2015-2025 (TN)Residents (TN)Rank (TN)
Humphreys County16.919,0741st
Decatur County13.011,4992nd
Perry County7.48,5613rd
Cheatham County6.341,5004th
Hardin County6.226,9395th
Tennessee top 5: Flood insurance penetration
Top 5 in Tennessee% of homes insured (TN)Residents (TN)Rank (TN)
Williamson County2.4%254,6091st
Decatur County1.9%11,4992nd
Davidson County1.7%709,8463rd
Unicoi County1.7%17,7794th
Cheatham County1.5%41,5005th

FEMA OpenFEMA NFIP, as of 8 Sep 2026. Flood claims by county.

Outliers: Tennessee counties far from the state median

10 county-measure pairs sit 3 or more scaled median-absolute-deviation units from the Tennessee median. Most extreme: Humphreys County, flood claims per 1,000 homes 16.9 against a median of 1.2.

Tennessee outliers by deviation from the state median
CountyMeasureValueTennessee medianDeviations
Humphreys CountyFlood claims per 1,000 homes16.91.2+14.1
Moore CountyStorm reports per 100,000 residents2,813271+12.1
Decatur CountyFlood claims per 1,000 homes13.01.2+10.7
Lake CountyStorm reports per 100,000 residents1,764271+7.1
Williamson CountyFlood insurance penetration2.4%0.4%+5.7
Perry CountyFlood claims per 1,000 homes7.41.2+5.6
Cheatham CountyFlood claims per 1,000 homes6.31.2+4.7
Hardin CountyFlood claims per 1,000 homes6.21.2+4.5
Decatur CountyFlood insurance penetration1.9%0.4%+4.4
Davidson CountyFlood insurance penetration1.7%0.4%+3.8

Old homes, electric heat and utilities in Tennessee

Lake County has the oldest stock: 59% of homes date from before 1980. Electric heat is most common in Union County at 87% of homes, and Blount County lists 5 utilities, the most in Tennessee.

Tennessee top 5: Homes built before 1980
Top 5 in Tennessee% of homes (TN)Residents (TN)Rank (TN)
Lake County59%6,6911st
Haywood County59%17,6722nd
Obion County58%30,5703rd
Unicoi County58%17,7794th
Gibson County56%50,6105th
Tennessee top 5: Homes heated by electricity
Top 5 in Tennessee% of homes (TN)Residents (TN)Rank (TN)
Union County87%20,1411st
Sullivan County86%159,6932nd
Grainger County84%23,9293rd
Claiborne County83%32,2214th
Greene County83%70,9195th

Find your Tennessee county

  • Pick a Tennessee county to see its ranks.

All 95 Tennessee counties, sortable

95 Tennessee counties, all measures
Anderson County78,1752.7%9.5%6373.255%56%30.50.3%49
Bedford County51,2912.8%8.2%26569.236%75%20.30.2%136
Benton County15,9483.5%10.6%89039.146%46%10.80.4%142
Bledsoe County14,9053.3%10.4%44324.130%55%4no data0.0%66
Blount County137,7472.2%7.9%9774.239%68%50.60.5%134
Bradley County109,7432.6%8.9%7773.443%79%30.70.6%84
Campbell County39,5683.9%10.5%21058.044%60%41.60.3%83
Cannon County14,6613.0%9.9%48422.942%67%24.80.6%71
Carroll County28,4614.2%12.7%48872.856%46%3no data0.1%139
Carter County56,4623.1%9.2%11363.255%76%44.41.4%64
Cheatham County41,5002.8%11.1%19846.333%69%36.31.5%82
Chester County17,4524.0%12.1%56744.536%44%2no data0.1%99
Claiborne County32,2213.0%8.1%23642.841%83%3no data0.1%76
Clay County7,6214.0%11.0%82713.347%77%22.40.3%63
Cocke County36,5033.9%10.6%23354.540%71%23.01.0%85
Coffee County58,9403.2%8.7%19363.542%70%40.50.4%114
Crockett County13,9373.4%10.4%89052.652%57%3no data0.2%124
Cumberland County62,5292.7%8.3%11867.228%48%1no data0.1%74
Davidson County709,8461.9%8.5%7697.242%66%14.61.7%537
DeKalb County20,5513.1%8.7%25825.545%55%41.20.3%53
Decatur County11,4993.7%10.5%92238.448%40%113.01.9%106
Dickson County55,1972.8%11.0%21753.538%48%21.30.3%120
Dyer County36,6812.8%9.6%39086.656%55%43.91.2%143
Fayette County42,6532.9%11.8%35276.027%37%30.30.4%150
Fentress County18,9483.6%8.9%34828.438%47%1no data0.0%66
Franklin County43,4783.1%10.5%31757.543%68%40.50.3%138
Gibson County50,6103.6%10.8%28385.956%55%50.80.5%143
Giles County30,4422.9%10.6%21060.950%65%30.70.7%64
Grainger County23,9293.4%9.8%17118.632%84%3no data0.1%41
Greene County70,9193.0%9.0%19756.346%83%20.40.2%140
Grundy County13,6653.7%10.0%48334.345%56%3no data0.2%66
Hamblen County64,9303.0%8.5%12847.151%82%30.30.3%83
Hamilton County370,9132.0%8.4%4693.350%67%31.81.0%170
Hancock County6,7903.5%8.7%47111.947%76%13.00.4%32
Hardeman County25,4774.0%10.9%52263.047%45%4no data0.0%133
Hardin County26,9393.7%10.6%48670.742%45%36.21.0%131
Hawkins County57,4462.7%9.2%14155.843%71%30.30.2%81
Haywood County17,6723.6%10.0%70264.759%53%51.31.0%124
Henderson County27,9063.0%9.2%44863.140%36%30.90.1%125
Henry County32,3453.0%9.2%49284.746%56%10.50.6%159
Hickman County25,2293.2%10.3%39247.240%69%23.00.4%99
Houston County8,2933.7%13.1%53113.148%72%21.70.5%44
Humphreys County19,0743.7%10.7%33648.353%44%116.90.9%64
Jackson County11,8823.6%11.2%44622.535%72%21.20.2%53
Jefferson County55,8352.7%8.0%16544.937%79%30.30.3%92
Johnson County18,0733.4%10.3%18828.249%62%13.91.1%34
Knox County487,4012.1%7.9%4292.144%65%30.70.5%207
Lake County6,6913.3%11.4%1,76447.859%52%1no data1.1%118
Lauderdale County24,9333.7%10.3%62271.649%41%41.10.7%155
Lawrence County44,9013.5%10.3%45269.748%56%3no data0.1%203
Lewis County12,7843.6%10.2%36013.938%57%2no data0.2%46
Lincoln County35,6173.1%10.6%67458.943%59%31.00.2%240
Loudon County56,9962.2%8.9%13268.437%66%30.40.3%75
Macon County25,7933.2%9.1%22934.639%70%2no data0.1%59
Madison County98,8453.5%11.8%16192.142%45%40.50.4%159
Marion County29,0103.0%10.0%31758.240%70%32.40.7%92
Marshall County35,2763.2%10.0%21545.439%69%30.40.7%76
Maury County104,8552.4%8.9%12479.336%67%40.90.4%130
McMinn County54,1352.8%8.5%17260.246%68%3no data0.1%93
McNairy County25,9333.8%10.2%46750.546%58%1no data0.1%121
Meigs County13,0763.0%9.1%22912.727%78%1no data0.1%30
Monroe County47,0543.1%9.0%18560.933%78%20.40.2%87
Montgomery County227,9572.6%8.6%5987.425%76%31.30.4%134
Moore County6,6113.0%10.2%2,8139.938%71%2no data0.1%186
Morgan County21,1932.9%8.9%29319.141%42%3no data0.1%62
Obion County30,5703.2%10.1%56381.358%54%34.20.9%172
Overton County22,8073.2%10.0%46022.247%68%3no data0.1%105
Perry County8,5613.7%11.1%66633.443%54%17.41.4%57
Pickett County5,0623.9%11.9%5334.638%71%3no data0.1%27
Polk County17,7023.1%10.6%29431.237%69%20.80.6%52
Putnam County81,3662.6%7.7%12965.833%71%40.60.2%105
Rhea County33,2992.8%8.3%18649.236%52%41.10.7%62
Roane County54,4032.6%9.3%14769.051%62%50.30.4%80
Robertson County74,2912.6%9.6%21960.432%64%31.60.2%163
Rutherford County351,5912.0%6.9%4991.720%73%30.71.1%174
Scott County21,9693.5%8.1%33726.139%35%3no data0.2%74
Sequatchie County16,4093.3%10.3%34740.229%62%2no data0.4%57
Sevier County98,8022.5%7.9%24977.424%78%41.30.9%246
Shelby County922,1952.3%10.2%3799.455%51%10.50.7%339
Smith County20,1962.8%8.8%52518.845%56%33.91.1%106
Stewart County13,8593.7%11.6%63529.438%73%11.40.4%88
Sullivan County159,6932.4%7.8%5971.555%86%40.80.4%94
Sumner County200,5532.2%8.2%10587.731%56%42.80.9%210
Tipton County61,3392.5%8.7%27181.033%37%32.40.6%166
Trousdale County11,8053.1%8.7%2546.139%70%2no data0.3%30
Unicoi County17,7793.1%9.8%19710.658%55%43.51.7%35
Union County20,1412.7%8.7%27812.930%87%4no data0.1%56
Van Buren County6,2933.7%11.0%3022.753%55%22.90.5%19
Warren County41,5873.0%8.0%18563.554%72%20.30.2%77
Washington County134,6932.3%8.3%5661.243%80%40.70.4%75
Wayne County16,2513.5%10.2%34543.049%60%12.30.7%56
Weakley County32,9593.2%9.1%46774.054%66%3no data0.2%154
White County27,7643.3%8.6%31738.544%50%40.40.1%88
Williamson County254,6091.5%9.0%9685.117%42%45.12.4%244
Wilson County153,5871.9%9.1%19480.025%61%22.91.2%298

Download CSV, 95 rows

Tennessee: click a header to sort. Per-capita storm rates start at 5,000 residents.

Sources

Tennessee sources with periods and retrieval dates
SourcePeriodRetrieved
DOE LEAD (TN)20222 Oct 2026
FEMA NRI (TN)Dec 20252 Oct 2026
NOAA Storm Events (TN)2015 to 20252 Oct 2026
Census ACS (TN)2019 to 20232 Oct 2026
EIA-861 (TN)20241 Oct 2026

Tennessee LEAD figures are group estimates, not bills. Methodology.

Keep going

Other states: Texas, Utah, Vermont, Virginia, Washington, West Virginia.

Questions

Which Tennessee county has the highest home energy burden?

Carroll County: 4.2% of income, against 3.1% for the median Tennessee county (DOE LEAD 2022).

Which Tennessee county has the lowest energy burden?

Williamson County at 1.5% of income.

How does Tennessee compare with the whole country?

The median Tennessee county has a burden of 3.1% and the median U.S. county 3.3%, across 95 Tennessee counties and 3,053 U.S. counties with data.

Where do storms cause the most trouble in Tennessee?

Moore County has the most NOAA storm reports per 100,000 residents: 2,813 between 2015 and 2025.

Which Tennessee county has the highest FEMA risk score?

Shelby County: 99.4, rated relatively high by FEMA (Dec 2025).

Where are the oldest homes in Tennessee?

Lake County: 59% of homes were built before 1980; the median Tennessee county is at 42% (Census ACS 2023).

Which Tennessee county relies most on electric heat?

Union County: 87% of homes heat with electricity, against 64% in the median county.

Which Tennessee county has the most flood claims per home?

Humphreys County: 16.9 NFIP claims per 1,000 homes from 2015 to 2025; the median Tennessee county has 1.2 (FEMA OpenFEMA).

Are storm reports the same as power outages in Tennessee?

No: in Tennessee they are weather reports, not outage counts.

Where can Tennessee households get help with bills?

See the Tennessee help page. Highest burden: Carroll County.

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4.2% of income goes to home energy in Carroll County, the highest of 95 Tennessee counties