Electric Consumer

Editor: Katerine G., Editor & Data Researcher · Research & publishing: Electric Consumer Editorial Team · Data retrieved · Sources named on this page: EIA-861, Census ACS, DOE LEAD, FEMA National Risk Index, OpenFEMA NFIP · How we got these numbers · Report an error

Counties in Indiana ranked

5.4%of income goes to home energy in Jay County, the highest of 92 Indiana counties

Hamilton County is lowest at 1.7%, a gap of 3.2 times. The median Indiana county sits at 3.4%, against 3.3% for the median U.S. county. Source for Indiana: DOE LEAD 2022.

Indiana county map

Indiana counties, shaded by quintile of the selected measureFulton County: 4.2%Decatur County: 3.1%Fountain County: 4.5%Fayette County: 4.0%Jay County: 5.4%Blackford County: 4.4%Clay County: 3.5%Morgan County: 2.8%Marshall County: 3.9%Noble County: 3.0%Benton County: 4.7%Jasper County: 3.7%Wabash County: 3.5%Tipton County: 3.8%Cass County: 3.1%Kosciusko County: 2.6%Montgomery County: 3.2%Tippecanoe County: 2.8%Martin County: 3.8%Franklin County: 3.3%Madison County: 3.4%Miami County: 3.5%Dubois County: 2.7%LaPorte County: 2.7%Lake County: 2.7%Adams County: 4.0%Orange County: 3.9%Putnam County: 3.2%Ripley County: 3.1%Lawrence County: 3.7%Greene County: 4.0%Parke County: 3.8%Warrick County: 2.4%Spencer County: 2.7%Sullivan County: 4.1%Shelby County: 3.5%Bartholomew County: 2.7%Clinton County: 3.4%Ohio County: 3.9%Posey County: 2.6%Switzerland County: 3.7%Knox County: 3.1%Jefferson County: 3.3%Hancock County: 2.5%Owen County: 4.0%Rush County: 4.0%Delaware County: 3.7%Porter County: 2.2%Floyd County: 2.5%Wayne County: 3.7%Vermillion County: 4.1%Daviess County: 3.9%Dearborn County: 3.6%Harrison County: 2.8%Scott County: 4.4%Elkhart County: 2.6%Vanderburgh County: 3.1%St. Joseph County: 2.4%Newton County: 4.3%Howard County: 3.0%Marion County: 2.3%Jennings County: 3.5%Huntington County: 3.6%Boone County: 2.0%Johnson County: 2.3%Jackson County: 3.1%Carroll County: 3.5%Vigo County: 3.4%LaGrange County: 2.7%Starke County: 3.5%Clark County: 2.8%Steuben County: 3.0%Whitley County: 3.2%Randolph County: 4.5%Perry County: 4.9%White County: 3.3%Grant County: 4.1%Brown County: 3.1%Crawford County: 3.7%Pike County: 3.1%Henry County: 4.0%Monroe County: 2.5%Warren County: 4.7%Pulaski County: 4.9%Washington County: 3.3%Union County: 3.8%Allen County: 2.5%Hamilton County: 1.7%Gibson County: 3.4%Hendricks County: 2.1%Wells County: 3.2%DeKalb County: 3.0%
  • 1.7% to 2.7%
  • 2.7% to 3.2%
  • 3.2% to 3.5%
  • 3.5% to 4.0%
  • 4.0% to 5.4%

Indiana counties, darker = higher. Click one for its page.

Highest energy burden in Indiana

Jay County leads Indiana on burden at 5.4% of income and Pulaski County follows at 4.9%. For lower-income homes the top is Warren County: 15.9% of income, against 10.2% in the median Indiana county.

home energy burden, % of income, top 10 Indiana counties

  • Jay County5.4
  • Pulaski County4.9
  • Perry County4.9
  • Benton County4.7
  • Warren County4.7
  • Fountain County4.5
  • Randolph County4.5
  • Scott County4.4
  • Blackford County4.4
  • Newton County4.3
  • Indiana median county3.4
Indiana counties with the lowest home energy burden
Lowest burden in IndianaShare of income (IN)Residents (IN)
Hamilton County1.7%357,176
Boone County2.0%72,827
Hendricks County2.1%179,379
Porter County2.2%174,150
Marion County2.3%971,822

Storm reports and FEMA risk in Indiana

NOAA logged 53 damaging-wind, tornado, tropical, ice, winter and heat reports in Ohio County from 2015 to 2025, 884 for every 100,000 residents: the most in Indiana. FEMA scores Marion County highest at 97.5 (relatively high). In Indiana these are weather reports and an index, not outage counts.

Indiana top 5: Storm reports per 100,000 residents
Top 5 in Indianareports 2015-2025 (IN)Residents (IN)Rank (IN)
Ohio County8845,9931st
Pike County85312,1872nd
Crawford County75310,4943rd
Spencer County72019,8714th
Switzerland County6059,9145th
Indiana top 5: FEMA risk score
Top 5 in Indianascore 0-100 (IN)Residents (IN)Rank (IN)
Marion County97.5971,8221st
Lake County95.9498,9902nd
Vanderburgh County91.3179,9083rd
Allen County90.8388,7914th
Hamilton County88.8357,1765th

Flood claims and flood insurance in Indiana

Carroll County has the most NFIP flood claims per 1,000 homes in Indiana: 8.6 from 2015 to 2025, against 0.9 in the median Indiana county. Carroll County has the highest share of homes with flood insurance (1.9%, median county 0.4%). Claims are a record of insured losses, not outage counts.

Indiana top 5: Flood claims per 1,000 homes
Top 5 in Indianaclaims 2015-2025 (IN)Residents (IN)Rank (IN)
Carroll County8.620,4431st
Jefferson County7.933,0742nd
Brown County6.615,5433rd
Clark County5.8122,8004th
Switzerland County5.09,9145th
Indiana top 5: Flood insurance penetration
Top 5 in Indiana% of homes insured (IN)Residents (IN)Rank (IN)
Carroll County1.9%20,4431st
Tipton County1.7%15,3292nd
Bartholomew County1.3%82,8813rd
Vigo County1.2%106,2014th
Kosciusko County1.2%80,3575th

FEMA OpenFEMA NFIP, as of 8 Sep 2026. Flood claims by county.

Outliers: Indiana counties far from the state median

10 county-measure pairs sit 3 or more scaled median-absolute-deviation units from the Indiana median. Most extreme: Carroll County, flood claims per 1,000 homes 8.6 against a median of 0.9.

Indiana outliers by deviation from the state median
CountyMeasureValueIndiana medianDeviations
Carroll CountyFlood claims per 1,000 homes8.60.9+12.0
Jefferson CountyFlood claims per 1,000 homes7.90.9+10.9
Brown CountyFlood claims per 1,000 homes6.60.9+9.0
Clark CountyFlood claims per 1,000 homes5.80.9+7.7
Switzerland CountyFlood claims per 1,000 homes5.00.9+6.4
Carroll CountyFlood insurance penetration1.9%0.4%+5.7
Harrison CountyFlood claims per 1,000 homes4.60.9+5.7
Ohio CountyStorm reports per 100,000 residents884177+5.7
Pike CountyStorm reports per 100,000 residents853177+5.4
Tipton CountyFlood insurance penetration1.7%0.4%+5.1

Old homes, electric heat and utilities in Indiana

Benton County has the oldest stock: 80% of homes date from before 1980. Electric heat is most common in Jennings County at 65% of homes, and Bartholomew County lists 6 utilities, the most in Indiana.

Indiana top 5: Homes built before 1980
Top 5 in Indiana% of homes (IN)Residents (IN)Rank (IN)
Benton County80%8,7081st
Cass County79%37,7032nd
Wayne County79%66,3773rd
Fayette County78%23,3904th
Henry County76%48,8965th
Indiana top 5: Homes heated by electricity
Top 5 in Indiana% of homes (IN)Residents (IN)Rank (IN)
Jennings County65%27,5841st
Jefferson County64%33,0742nd
Scott County63%24,4683rd
Jackson County58%46,3194th
Washington County51%28,1675th

Find your Indiana county

  • Pick a Indiana county to see its ranks.

All 92 Indiana counties, sortable

92 Indiana counties, all measures
Adams County35,9954.0%10.1%10352.163%28%31.30.3%37
Allen County388,7912.5%8.7%4890.856%25%50.40.4%186
Bartholomew County82,8812.7%11.0%8070.953%39%61.71.3%66
Benton County8,7084.7%13.7%5864.980%14%4no datano data51
Blackford County12,0074.4%12.5%1759.072%44%1no data0.1%21
Boone County72,8272.0%9.4%9143.239%33%6no data0.7%66
Brown County15,5433.1%10.8%33519.747%41%46.60.8%52
Carroll County20,4433.5%9.6%21529.669%23%48.61.9%44
Cass County37,7033.1%7.5%25756.879%18%40.30.5%97
Clark County122,8002.8%8.4%8981.449%44%45.81.1%109
Clay County26,4313.5%11.7%14027.060%51%40.40.2%37
Clinton County32,9673.4%8.2%16430.575%21%5no data0.3%54
Crawford County10,4943.7%10.6%75325.843%49%32.30.3%79
Daviess County33,4423.9%10.6%14458.858%27%4no data0.1%48
DeKalb County43,5843.0%8.9%11741.355%24%4no data0.3%51
Dearborn County50,8283.6%14.0%16945.248%39%31.30.2%86
Decatur County26,4113.1%10.0%22023.160%39%40.50.2%58
Delaware County112,1093.7%10.1%8376.370%31%20.80.7%93
Dubois County43,5632.7%8.9%33759.149%34%50.50.2%147
Elkhart County206,8682.6%8.1%7683.754%13%41.70.5%158
Fayette County23,3904.0%11.0%20533.578%27%30.60.5%48
Floyd County80,5122.5%9.3%7975.453%43%31.70.5%64
Fountain County16,5464.5%12.9%27221.270%23%2no data0.1%45
Franklin County22,9293.3%11.1%25334.247%37%51.20.3%58
Fulton County20,4114.2%11.3%27920.265%18%30.90.4%57
Gibson County32,9863.4%10.9%46748.059%37%4no data0.2%154
Grant County66,3774.1%11.8%9369.474%36%3no data0.2%62
Greene County30,9544.0%11.5%13642.555%33%5no data0.3%42
Hamilton County357,1761.7%9.1%2688.819%37%60.30.5%94
Hancock County82,0132.5%8.6%9444.039%30%5no data0.6%77
Harrison County39,7852.8%9.3%23651.042%51%24.60.3%94
Hendricks County179,3792.1%8.6%5676.829%38%40.20.3%101
Henry County48,8964.0%10.9%9244.876%27%30.30.2%45
Howard County83,6103.0%8.5%9763.767%25%30.60.4%81
Huntington County36,7573.6%9.6%31638.266%33%42.00.3%116
Jackson County46,3193.1%10.5%9752.952%58%30.80.8%45
Jasper County33,1983.7%12.3%27432.848%12%31.60.7%91
Jay County20,2815.4%13.6%21222.974%26%11.00.1%43
Jefferson County33,0743.3%9.9%20648.364%64%47.90.5%68
Jennings County27,5843.5%9.6%8331.948%65%5no data0.2%23
Johnson County163,9832.3%9.0%4074.735%32%51.10.7%65
Knox County36,1083.1%9.6%35255.371%33%40.60.4%127
Kosciusko County80,3572.6%8.5%17366.351%18%60.91.2%139
LaGrange County40,5962.7%8.6%15362.448%12%41.00.8%62
LaPorte County112,1412.7%8.3%7978.966%9%30.30.3%89
Lake County498,9902.7%9.7%4295.967%10%20.50.5%209
Lawrence County45,0773.7%10.2%10447.857%40%40.30.2%47
Madison County130,9493.4%10.3%8077.371%26%50.30.4%105
Marion County971,8222.3%8.3%2097.559%41%20.70.7%192
Marshall County46,2253.9%11.6%22741.659%13%30.90.2%105
Martin County9,8543.8%11.7%43612.351%31%4no data0.1%43
Miami County35,7723.5%10.2%15152.873%24%4no data0.3%54
Monroe County139,8222.5%9.6%5176.043%47%51.20.4%71
Montgomery County38,1553.2%8.6%14241.068%24%50.40.2%54
Morgan County72,2022.8%9.9%8763.550%41%51.00.7%63
Newton County13,8594.3%11.8%44011.772%11%21.80.7%61
Noble County47,4173.0%9.1%15444.255%26%43.00.9%73
Ohio County5,9933.9%12.0%8843.455%45%2no data1.1%53
Orange County19,7463.9%10.8%30440.552%33%20.60.3%60
Owen County21,4344.0%11.7%21035.152%35%41.50.4%45
Parke County16,3463.8%11.8%21427.660%31%10.80.2%35
Perry County19,2184.9%15.8%27635.059%31%21.60.5%53
Pike County12,1873.1%9.9%85319.263%32%5no data0.1%104
Porter County174,1502.2%7.8%9181.449%10%30.30.2%158
Posey County25,1632.6%10.6%50946.359%43%31.10.9%128
Pulaski County12,4414.9%13.7%23311.263%11%43.00.7%29
Putnam County37,0913.2%10.7%19742.851%39%5no data0.2%73
Randolph County24,4254.5%12.5%19231.576%29%30.60.5%47
Ripley County29,0393.1%10.2%52046.855%38%31.10.1%151
Rush County16,7344.0%10.4%51415.873%28%4no data0.4%86
Scott County24,4684.4%12.1%18022.348%63%3no data0.2%44
Shelby County45,1043.5%10.6%18643.463%38%41.61.1%84
Spencer County19,8712.7%9.2%72039.451%34%20.90.8%143
St. Joseph County272,5742.4%8.0%7485.865%15%50.60.2%203
Starke County23,3003.5%9.5%21524.963%10%31.40.4%50
Steuben County34,6483.0%10.8%23727.250%14%3no data0.5%82
Sullivan County20,7664.1%12.2%16420.661%39%4no data0.0%34
Switzerland County9,9143.7%10.7%60511.643%51%35.01.0%60
Tippecanoe County187,3992.8%8.5%6181.844%36%30.20.3%115
Tipton County15,3293.8%11.1%2548.969%28%3no data1.7%39
Union County7,0283.8%11.3%4705.268%35%2no data0.0%33
Vanderburgh County179,9083.1%10.0%9891.364%38%11.20.7%177
Vermillion County15,4524.1%12.5%17523.470%41%1no data0.6%27
Vigo County106,2013.4%10.0%6883.264%47%30.81.2%72
Wabash County30,9013.5%11.1%12041.072%29%51.00.5%37
Warren County8,4694.7%15.9%3785.860%18%2no data0.1%32
Warrick County64,6502.4%9.5%22965.144%36%30.40.6%148
Washington County28,1673.3%9.7%24940.948%51%40.90.1%70
Wayne County66,3773.7%10.3%14274.179%27%30.50.3%94
Wells County28,2613.2%8.7%17322.862%30%30.80.3%49
White County24,7093.3%9.2%22338.568%17%54.00.9%55
Whitley County34,3883.2%10.2%23824.649%26%60.40.5%82

Download CSV, 92 rows

Indiana: click a header to sort. Per-capita storm rates start at 5,000 residents.

Sources

Indiana sources with periods and retrieval dates
SourcePeriodRetrieved
DOE LEAD (IN)20222 Oct 2026
FEMA NRI (IN)Dec 20252 Oct 2026
NOAA Storm Events (IN)2015 to 20252 Oct 2026
Census ACS (IN)2019 to 20232 Oct 2026
EIA-861 (IN)20241 Oct 2026

Indiana LEAD figures are group estimates, not bills. Methodology.

Keep going

Other states: Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland.

Questions

Which Indiana county has the highest home energy burden?

Jay County: 5.4% of income, against 3.4% for the median Indiana county (DOE LEAD 2022).

Which Indiana county has the lowest energy burden?

Hamilton County at 1.7% of income.

How does Indiana compare with the whole country?

The median Indiana county has a burden of 3.4% and the median U.S. county 3.3%, across 92 Indiana counties and 3,053 U.S. counties with data.

Where do storms cause the most trouble in Indiana?

Ohio County has the most NOAA storm reports per 100,000 residents: 884 between 2015 and 2025.

Which Indiana county has the highest FEMA risk score?

Marion County: 97.5, rated relatively high by FEMA (Dec 2025).

Where are the oldest homes in Indiana?

Benton County: 80% of homes were built before 1980; the median Indiana county is at 59% (Census ACS 2023).

Which Indiana county relies most on electric heat?

Jennings County: 65% of homes heat with electricity, against 32% in the median county.

Which Indiana county has the most flood claims per home?

Carroll County: 8.6 NFIP claims per 1,000 homes from 2015 to 2025; the median Indiana county has 0.9 (FEMA OpenFEMA).

Are storm reports the same as power outages in Indiana?

No: in Indiana they are weather reports, not outage counts.

Where can Indiana households get help with bills?

See the Indiana help page. Highest burden: Jay County.

Share this page

5.4% of income goes to home energy in Jay County, the highest of 92 Indiana counties